I’ve found the way they’ve dealt with my case remarkable, from the very first point of contact right through to completion. It constantly felt like they were genuinely looking after my best interest... See more
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I was looking for a provider that could give me more insight into Spanish financing. I found Habeno, and Ovidiu provided us with truly excellent assistance. Special thanks to him! We are already some... See more
This team rescued us from a very bad experience. They did it so quickly, with amazing options and pricing and rates and pulled it off so last minute. I could not be more grateful and happy with Habe... See more
Company replied
Super service and very fast handling the file. Nice employees Next time again
Company replied
Company details
Written by the company
Habeno is an international mortgage broker company based in Spain. We specialize in helping international buyers finance their homes in Spain through tailored mortgage solutions and end-to-end support. Working closely with leading Spanish banks, we compare and negotiate the best mortgage offers to meet each client's unique needs. From pre-approval to completion, we deliver a seamless, transparent, and efficient experience—so our clients can focus on finding their dream home while we handle the financing.
Contact info
Centro Comercial Oasis N340 KM183, 29600, Marbella, Spain
- +34951548254
- hola@habeno.com
- www.habeno.com
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I am absolutely certain that without…
I am absolutely certain that without Pierluigi we would never have our Place in the sun! He went above and beyon, handled everything quick and even sorted out things he did not have to. Thanks to his guidance through the whole purchase process, we now have our own holiday home! Thank you!

Reply from Habeno
Trustworthy company
We had a great experience with Habeno from the start. Pablo listened carefully to what we wanted and explained the process. Pablo and his team gathered all necessary documents from us, reviewed them in a timely manner and came back with multiple mortgage options. We highly recommend Pablo C. and his team if you are looking to find a mortgage!

Reply from Habeno
Pierluigi is a top man!
During a very lengthy buying process, whereby at times my Wife and I felt very isolated from the process, Pierluigi was the one guy who we could rely on, who always answered the phone and responded to our countless questions.
As a family from both the UK and Romania, we've experienced buying homes in various countries. The process in Spain is particularly testing, however Pierluigi endeavoured to make the process as seamless as possible. He was always available to answer our questions, even at late hours, weekends and whenever we felt frustrated or concerned, despite all those things being outside of his control. Thank you Pierluigi and thank you Habeno for helping us buying our dream home on Costa del Sol, finally!!!!

Reply from Habeno
Habeno has been such a relief for me in…
Habeno has been such a relief for me in buying a place in Valencia! I speak fluently Spanish but I am so happy that I took the leap and got help from Habeno. Even if you speak the language, banks are asking for a lot of documentation and official translations. Habeno was able to swiftly translate them with software and Pierluigi was there at every step of the way to accelerate the process. They got a great offer for me, I was able to lend more money than initially expected which helped a lot! It was great to be able to communicate and ask your questions along the way. The whole mortgage process was so fast in the end. I am extremely happy I took Habeno’s services and am now a happy owner of an apartment in Valencia! Thank you so much!

Reply from Habeno
Buying a property in Spain.
Buying a property in Spain. Habeno assign a personal assistant to you (Pierluigi in our case). He took all the paperwork hassel away and was always available to answer any queries we might have. Well worth having Habeno there to take you through the process.

Reply from Habeno
Pierluigi at Habeno was very helpful…
Pierluigi at Habeno was very helpful through the process. Always kind, thoughtful and eager to help. We can recommend Pierluigi and Habeno 💯

Reply from Habeno
Habeno made it possible for us to buy a…
Habeno made it possible for us to buy a home in Spain. Before we heard about Habeno we hired mortgage agent who said (after we paid her 500 euros so she would start working on our case) it was impossible for us to get mortgage in Spain because our income is in Isk. But somehow Habeno managed to offer us upto 70% mortgage. Our agent Pierluigi was very responsive and answeared every question that we threw at him.
We highly reccomend this service for anyone searching for property in spain.

Reply from Habeno
Amazing work! Did what is impossible
I worked with Pablo from the team! All
I can say is that he did magic. I applied myself to a few banks and they all rejected me but Pablo managed to get us the loan very quickly although we knew that it’s very difficult for us to get the loan (given our statu). can only recommend him.

Reply from Habeno
So thankful for all the support and the…
So thankful for all the support and the best customer service! Thank you for everything!

Reply from Habeno
Super!
Very easy to have contact with and very polite! From the start professional and helpful in every way. We bought our apetment i Marbella and we live in Sweden. They helped with every step from the start to the end! Would defenetly recommend. Our contact was Pablo C, could not asked for a better person! Took time to explaine, helpful and very easygoing!

Reply from Habeno
As a foreigner I faced some challenges…
As a foreigner I faced some challenges with the process and the banks.
Working with Habeno turned out to be the best decision!
Pablo from Habeno definitely delivered on the promise and it was a great experience!
I would recommend to anyone! I took the premium service with 1% commission, its worth it!

Reply from Habeno
I cannot recommend Habeno enough
After having talked with a few different brokers, I got in contact with Habeno and had a great experience.
They take time to explain to you all the things you are not sure about (which in my case there were a lot), and since the beginning you get the feeling they are really in your corner, thanks to their great customer service (knowledgeable, trustworthy and pleasant to work with), plus very competitive conditions.
I can't recommend enough Habeno, and in Pierluigi in particular.

Reply from Habeno
Highly recommended!
Highly recommended,
We were contacting the bank ourselves and were trying to organize our mortgage with the bank that was really unresponsive and seemed that they don't really care at all.
Contacted Habanero and Pierluigi contacted me and started working immediately. The level of customer service and motivation that he has is completely different from the level of the staff member at the bank. The communication was excellent and went way beyond what customers would normally expect. As we were in a hurry, he really pushed to make everything happen as quickly as possible. He contacted all parties and kept everyone up to date.
We completed today and without Pierluigi, I believe we would not be close to completing yet.
If I would have known what I know now, I would have hired Habanero sooner than I did.
Highest recommendation from me. Professional, excellent communication throughout the process, and really helpful.

Reply from Habeno
Trustworthy, knowledgeable and safe mortgage advisor
We needed an urgent help to finance our property in Spain.
We started the process with Pablo while we were not in Spain.
He has been very helpful and everything went very smooth. From the beginning to the end.
Everything clear and transparent.
When arrived in Spain everything was prepared and we just needed to sign.
I'd definitely recommend working with Habeno and Pablo specially.

Reply from Habeno
With great patience Pablo took our case…
With great patience Pablo took our case and managed it beyond our expectations. He presented us the offers from different banks and guided us through them.
In the meantime we found our dream property and now we had something real to work with. The buying process was very smooth!
My recommendation for anyone who are looking to buy a property in Spain is that you get your NIE-number as soon as possible. So you don’t have to wait for it later (when all you want to do is to get access to the property).
And of course, hire Habeno for finding you the best bank for you and your property!

Reply from Habeno
Professional and competent office
The office took care of everything and they were so professional in every accept. Quick response and good details when needed. They gave us advice so we could reach the best outcome for our case. For next time they are our first choice.

Reply from Habeno
We were looking for ways to remortgage…
We were looking for ways to remortgage our home in Spain but it seemed too complicated to try ourselves. Neither of us spoke spanish so when we found out about Habeno we were very excited to have them represent us.
We were appointed a personal loan broker named Pablo Cacace and he went above and beyond to meet all of our expectations. I have no doubt that his expertise and dedication made all the difference!
Throughout the process which in our personal situation was a bit tricky, Pablo was professional and communicative. He took the time to understand our specific financial situation, he was always available to answer our questions speak on our behalf and provide updates on the status of our application. This really gave us the peace of mind we needed during a stressful time.
I highly recommend Habeno to anyone who needs help securing a mortgage loan or any other type of loan. They truly do deliver!

Reply from Habeno
Habeno have been amazing
Habeno have been amazing, I dealt with Pier Luigi who made the process very stress free, he guided me through each step with honesty and total transparency he also has good humour and a total understanding of the customers concerns and is very reassuring.
I would highly recommend this company

Reply from Habeno
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