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Grasshopper Bank Reviews 

442
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 171 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful and professional staff members for resolving everyday banking questions quickly and efficiently. Consumers also deeply appreciate the remarkably easy account setup process and the smooth user interface that makes managing multiple business accounts simple. Many people enjoy talking to friendly representatives who genuinely care about addressing individual needs. However, some people mentioned difficulties regarding payment processing, online transfers, and occasional delayed deposits. A small group of users also expressed frustration over unexpected account restrictions or slow support responses when trying to resolve specific technical challenges.

What people talk about most

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are... See more

Staff

Customers had positive experiences with staff, praising them for being consistently helpful, responsive, and... See more

User experience

Consumers find user experience to be very positive, highlighting intuitive dashboards and straightforward... See more

Payment

Users describe ambiguous interactions with payment, expressing frustration over delayed transfers, extended... See more

Service

People report high satisfaction with the service, highlighting fast and efficient experiences. Reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

When i called for an update I got exactly the information I was asking for. Be responses to things were within the expected time frames. The representative I was given and did not expect was fantasti... See more

Company replied

Rated 5 out of 5 stars

Love the high interest bearing business checking account. Now pending deposits, bills and transfers show on page one more quickly. It is obvious that your customer service is outsource. While typicall... See more

Company replied

Rated 5 out of 5 stars

Accessibility: I reached a customer rep in less than a minute. First-time resolution: I resolved my issue the first time without having to call back. Ownership: The customer rep I spoke with ensured... See more

Company replied

Rated 5 out of 5 stars

A convenient online bank with great UX using either its app or website so far. It is not the most featureful (for example one, would love to be able to send Zelle!), but definitely has all that I nee... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

Privately owned and headquartered in New York City, Grasshopper is client-first digital bank with an obsession for providing leading-edge technology, solutions-driven products and superior service through a combination of passionate people and digital resources. Grasshopper replaces the traditional one-size-fits-all approach to banking with a suite of products and services tailored to specific industries and a passionate team of experts with deep expertise in their fields. Grasshopper’s banking solutions cover small business, startups, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms, SBA lending, and white-labeled consumer banking. As a federally chartered commercial bank, Grasshopper is a member of the Federal Deposit Insurance Corporation and is an Equal Housing/Equal Opportunity Lender.

Who We Are

Written by the company

Our Mission
Grasshopper is a client-first digital bank, with an obsession for providing leading-edge technology, solutions-driven products and superior service through a combination of passionate people and digital resources.
Our Community
Diversity in business depends on inclusive banking. Grasshopper is driven to make business banking more accessible through our digital platform. We want to finance the future and build the innovation economy. And as a digital bank, our community is everywhere.
Our Name
Grasshopper Bank was named after the famed computer scientist and US Navy rear admiral Grace Hopper, and our tagline “Only Forward” pays homage to the grasshopper, who can only jump forward. An in order to keep moving forward, we must learn lessons from the past. By using the framework that Grace Hopper built before us, we intend to redefine what it means to provide the best digital banking experience.

Contact info

Promotion box for Grasshopper Bank

Real Bank. Unreal Experience.

Fully chartered, FDIC-insured bank with award-winning tech.

4.1

Great

TrustScore 4 out of 5

442 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 83% of negative reviews

Typically replies within 1 month

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4.1

All reviews

(442)

168 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Savings account should be opened…

Savings account should be opened automatically, there are too many forms to fill for such as trivial thing

3 December 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hi Ilya,

Thank you for sharing this feedback. We understand that additional forms can feel unnecessary, and we appreciate you taking the time to let us know how the process felt from your side.

As part of our approach to responsible and transparent banking, we aim to ensure clients are only opening accounts or products they truly want, intend to use, and are genuinely useful for their needs, rather than creating extra accounts that may end up sitting dormant. Our goal is simply to help ensure each and every account serves a clear purpose and supports how you manage your finances.

That said, we have shared your feedback with our product and leadership teams for consideration as a part of our ongoing strategy and planning sessions. In the meantime, your perspective highlights an opportunity for us to make it even easier for existing clients to open a second account or add another product when the need arises, so we will continue to explore ways to streamline the process and enhance the overall experience.

If there’s anything else we can do to improve your experience or support your business, please don’t hesitate to reach out. We’re just a call or message away.

Only Forward,
Grasshopper Bank

Rated 5 out of 5 stars

GREAT

Great job answering questions

4 December 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hi Samuel,
Thank you for the 5-star review — we truly appreciate it. We’re glad to hear our Client Services team was able to support you and provide the clarity you needed. Ensuring our clients feel confident and well taken care of is always our priority. Thank you for choosing Grasshopper! If there’s anything else you need, do not hesitate to reach out.

Rated 1 out of 5 stars

I was told I would have a resolution…

I was told I would have a resolution today. I did not get a response in any way. I am not confident that my hard-earned money will be in the right hands and am seriously considering taking my money elsewhere.

4 December 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hi Cathy,

Thank you for sharing your feedback. We’re sorry that you didn’t receive the timely update you were expecting — clear communication is important, especially when it involves your funds.

As a federally regulated bank, we conduct a variety of security and risk assessments both at account opening and on an ongoing basis. It appears our recent mobile check deposit triggered one of these reviews and is currently undergoing additional verification to ensure it meets all required banking and security standards. While we understand how important a quick resolution is, these reviews are necessary to keep all our clients and the bank protected.
Please know that your case is being prioritized, and our team is working to move things forward as quickly as possible.

You can expect direct outreach from our support team with an update and next steps very soon. We appreciate your patience and understanding as we work diligently to maintain a safe, secure and reliable digital banking environment for all.

Only Forward,
Grasshopper Bank

Rated 5 out of 5 stars

Great bank

Great bank, fast support and very reliable for my business needs. Highly recommended

3 December 2025
Unprompted review
Grasshopper Bank logo

Reply from Grasshopper Bank

Thank you for taking the time to leave this 5-star review! We’re delighted to hear that you’re satisfied with your experience and that our platform is supporting your business the way it should. Our mission is to provide a reliable, digital banking experience for entrepreneurs, and it means a great deal to know that commitment is reflected in your day-to-day use of our services.We appreciate your trust in us and look forward to continuing to support your business as it grows!

Rated 5 out of 5 stars

Great service & my technical issue was…

Great service & my technical issue was resolved with one phone call!

3 December 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Thank you for the 5-star review! We’re pleased to hear that our Client Services team was able to step in and solve your technical issue quickly and effectively, providing the level of service we aim to deliver for every client. Ensuring clear communication, timely support, and a smooth digital banking experience is always our priority. Should you ever need assistance again, we’re here and ready to help!

Rated 2 out of 5 stars

Disappointed in the dollar limits for…

Disappointed in the dollar limits for transfers. Not nearly high enough.

29 November 2025
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Reply from Grasshopper Bank

Hello Joseph,

Thank you for sharing your feedback. We understand how limiting it can feel when transfer amounts don’t align with your business’s needs.

As a federally regulated financial institution, we set transfer limits based on a combination of security requirements, industry best practices, and account activity history. These safeguards are in place to protect our clients and ensure the integrity of our digital banking platform. That said, we know every business operates differently, and your feedback helps us evaluate where adjustments may be needed.

If you’d like to review options for increasing your limits or discuss what might be possible for your specific use case, our team would be glad to assist. In the meantime, we will continue working on introducing dynamic segmentation and developing new technology to further expedite funds availability, and we look forward to sharing the details with you once these enhancements are live.

Only Forward,
Grasshopper Bank

Rated 5 out of 5 stars

Fast and easy

21 November 2025
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Reply from Grasshopper Bank

Thank you, Maria! We built Grasshopper to be a digital bank that moves at the speed of your business, so it’s great to hear that your experience felt smooth and straightforward. We appreciate you choosing us and we look forward to supporting you as you continue to grow.

Rated 5 out of 5 stars

Grasshopper is fast and reliable

Grasshopper is fast and reliable. They do their due diligence to make sure their customers comply (in a helpful way); and they simultaneously attend to all of my needs quickly and with high quality. Their fees are extremely reasonable and fully transparent. Their interest options are as good as any I've found. A friendly human being always picks up the phone when I call with any need, and they take care of that need during that call 100% of the time.

19 November 2025
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Reply from Grasshopper Bank

Michael, thank you for sharing this generous review! Knowing that our team has earned your confidence is something we value deeply. At Grasshopper, we put a lot of care into making every client feel supported heard and prioritized, and it’s great to hear that your experience reflects exactly what we strive for each day. Should you ever need guidance, solutions or simply a quick check in, we are always here for you.

Rated 5 out of 5 stars

Great service

Great service
ACH is a decent speed and their phone customer service is top notch!

10 February 2025
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Reply from Grasshopper Bank

Hi Christopher, thank you so much for taking the time to leave a review! We’re glad to hear that your experience has been a positive one. Our team works hard to provide responsive support and reliable payment processing, and it’s great to know that this has come through in your interactions with us. We appreciate you being part of our community and look forward to continuing to support your business as you grow.

Rated 5 out of 5 stars

Friendly and super helpful customer…

Friendly and super helpful customer service.

14 November 2025
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Reply from Grasshopper Bank

Hello Timothy, thank you for taking the time to leave a review. We truly appreciate it! We’re always working to make sure our clients feel supported and taken care of, and it’s wonderful to know your experience reflects the level of service we aim to deliver. Thank you for choosing Grasshopper. We’re here whenever you need.

Rated 5 out of 5 stars

The team at Grasshopper is very polite

The team at Grasshopper is very polite, professional, and helpful. They will stay on the phone with you until the issue is resolved.

14 November 2025
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Reply from Grasshopper Bank

Hello Cynthia, thank you so much for your thoughtful review. We’re glad to hear that your interactions with our Client Services team have felt supportive and solution-oriented. We take pride in working diligently to address and fully resolve any issue, and it means a lot to know that it made a difference in your experience. If there’s ever anything more we can do to support you, we’re always just a call or message away.

Rated 5 out of 5 stars

Easy and intuitive app.

Easy and intuitive to use app.

11 November 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hi Sergio, thank you for sharing your feedback. We’re dedicated to delivering a seamless and modern digital banking experience, and it’s rewarding to know our platform is supporting you in the way we intend. We appreciate your trust in us and look forward to continuing to serve you.

Rated 3 out of 5 stars

I like everything about it except two…

I like everything about it except two things:

1. I don't see that it integrates with Xero (www dot xero dot com) so reconciliations are a bit of a pain

2. Online transfers (both from external banks as well as between Grasshopper accounts) took longer than I was expecting

Otherwise, no complaints :)

10 November 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hi Meredith,

Thank you for sharing your feedback with us. We’re sorry to hear that your experience hasn’t been as expected, and we truly appreciate you taking the time to let us know what could be improved. We’re happy to share that our Xero integration is currently in Beta, and we’re actively working through the final development steps to bring it to all clients. A member of our team will reach out to you directly about potentially joining. We’d be happy to include you, if interested.

Regarding transfer timing, we understand how important speed is when managing your cash flow. While some transfers can take a little longer depending on the external institution or the network’s processing windows, we’re continuously working to make this experience faster and more seamless. We’re also actively working on developing and supporting new technologies, like real-time payments, to provide even more efficient options for our clients.

Your input helps us prioritize the improvements that matter most to our clients, and we’re committed to making your experience with us even better. We hope to earn your 5 stars in the future by ensuring that every interaction is as smooth, supportive, and valuable as possible. If there’s ever anything more we can do, we’re here to help.

Only forward,
Grasshopper

Rated 5 out of 5 stars

Customer service agent was helpful and…

Customer service agent was helpful and great spirited. Made my experience that much difference.

13 November 2025
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Reply from Grasshopper Bank

Hi Chris, thank you so much for your kind words! We’re thrilled to hear that our Client Service team made a positive difference in your experience. Providing helpful, friendly, and uplifting support is something we care deeply about, so it truly means a lot to know it came through. We appreciate you taking the time to share your feedback and look forward to continuing to support you whenever you need us.

Rated 3 out of 5 stars

I like the quick response on the…

I like the quick response on the message feature, but the replies are normally what i can find on the q And A page

12 November 2025
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Reply from Grasshopper Bank

Hello Casey, thank you for sharing your thoughts with us. We’re glad to know our team is easy to reach and helpful when you need quick support, we appreciate you letting us know how to do better. Hearing that some responses felt a bit generic is important insight for us. We want every interaction to feel clear, useful, and specific to your situation, and feedback like yours helps us understand when clients are looking for a bit more clarity or context beyond the basics.

If you’re ever looking for more detailed guidance, our team is always here to dig in and provide the context you need. Your experience matters to us, and we’re committed to making it even better moving forward.

Rated 5 out of 5 stars

The user interface is great

The user interface is great! I need very fast speeds to conduct my business and grasshopper gives me access to foreign markets by receiving payments internationally. I am currently working to get more foreign companies comfortable sending money to a receiver called grasshopper.

11 November 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hi Michael, thank you for sharing this thoughtful review. It’s great to hear that our platform supports the way you run your business and helps you navigate international payments with confidence. Expanding into foreign markets can be complex, and we’re committed to making that process as smooth and reliable as possible. If there’s anything we can do to continue supporting your growth, we’re here for you.

Rated 3 out of 5 stars

It took too many interactions to…

It took too many interactions to resolve the issue.

5 November 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hello Chandan, thank you for taking the time to share your feedback. We understand how frustrating it can be when account access issues and transactions take longer than expected. As a federally regulated bank, we have a legal and ethical responsibility to protect our clients and the financial system, which means our policies and procedures include proactively verifying businesses and monitoring transactions to prevent fraud.

To help avoid unexpected delays, we encourage clients to submit documentation requested by our team promptly and ensure all account information is verified before initiating a transfer, whether wire or ACH. The additional documentation we request helps us confirm a business’s identity and operations, which mandatory under federal laws like the Bank Secrecy Act (BSA) and enables us to build a strong foundation for a secure, long-term banking relationship. Once all requested documentation is received, our team works diligently to review and process transactions as soon as possible.

We genuinely appreciate your patience and understanding throughout the process, and we’re committed to ensuring your future interactions are as efficient and stress-free as possible. Your experience matters greatly to us, and your feedback helps us continue improving how we serve our clients. We value your perspective and look forward to supporting your business, providing the responsive, secure, and seamless service you expect. If there’s anything we can do to assist you or make your digital banking experience smoother, please don’t hesitate to reach out.

Only Forward,
Grasshopper

Rated 5 out of 5 stars

Keisha

Keisha, Barbara and team are great, very responsive to different types of requests!

5 November 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Hello Ankur, thank you so much for your kind words! We’re delighted to hear that Keisha, Barbara, and our team have been so responsive and helpful with your requests. Your feedback truly motivates us to keep delivering the best service possible. We look forward to continuing to support you!

Rated 5 out of 5 stars

great customer service

24 October 2025
Grasshopper Bank logo

Reply from Grasshopper Bank

Thank you, Shalom, for your great review! We're founded on a "client-first" obsession, and your feedback is a meaningful measure of our success. We’re thrilled to know that our Client Services team is delivering the superior service we strive for. Your positive experience means a lot to us, and we'll be sure to share your comments with the team.

Rated 3 out of 5 stars

the apps ok overall

the apps ok overall, sometimes it logs me out for no reason , but it most features work fine
i use it mostly for checking my balance and paying bills

25 October 2025
Unprompted review
Grasshopper Bank logo

Reply from Grasshopper Bank

Hello Mehdi,

Thank you for taking a moment to share your experience with us. We are glad to hear that most features are working well for your day-to-day needs, and we appreciate you letting us know about the unexpected logouts. We understand how frustrating and disruptive it can be when a feature that’s meant to make managing your account more convenient doesn’t work as expected, and your feedback helps us identify where our apps can be more stable and consistent.

Our Product & Engineering team is continuously working to refine the mobile experience, and comments like yours play an important role in guiding those improvements. If an issue is identified, our team works diligently to deploy new releases that address any bugs and improve overall app performance.

As you continue using the platform, we welcome any additional feedback you may have. If the issue has not yet been resolved, please don’t hesitate to reach out. We are always here to support you and happy to work with you directly to address it to ensure everything is functioning as expected.

Only Forward,
Grasshopper Bank

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