I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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Ease of dealing with reps
2 February 2026
Reply from Gainbridge
Randall,
Thank you so much! Our team is here to make things easier for you, not harder or more confusing. We're so glad they were able to help you get exactly what you needed, and we appreciate you taking the time to share your experience.
The Gainbridge℠ Team
FastBreak
The whole process of purchasing a FastBreak annuity could not have been simpler.
3 March 2026
Reply from Gainbridge
David,
This is wonderful to hear—thank you! Our mission is to take the complexity and confusion out of saving for your future. Your feedback tells us that we're on the right track, and that means so much to us.
The Gainbridge℠ Team
I love the way they work out with me to…
I love the way they work out with me to save my money
11 March 2026
Reply from Gainbridge
Linh,
Thank you for being a valued Gainbridge℠ member and for taking the time to share your thoughts with us. We're here to help you save with confidence and peace of mind, and your feedback lets us know that we're heading in the right direction. We're so grateful to have you with us.
The Gainbridge℠ Team
Human personal service
What impressed me the most was how quick, easy and intelligent the Representatives were to communicate with.
11 March 2026
Reply from Gainbridge
Linda,
This is so wonderful to hear—thank you for sharing! We believe in going the extra mile for our members because that's exactly what we'd want if the roles were reversed. We're so glad that showed in your experience with us.
The Gainbridge℠ Team
Reply from Gainbridge
Mary,
Thank you so much! A good rate with no hidden catches or surprises—that's exactly what we're going for at Gainbridge℠. We're so glad it's working well for you, and we truly appreciate you sharing your experience.
The Gainbridge℠ Team
I would love to say and send my…
I would love to say and send my appreciation to you and your help with your wholeheartedly and deliberately services
8 March 2026
Reply from Gainbridge
Hoa,
Thank you for this lovely feedback! Our team takes real pride in being knowledgeable and friendly—no confusing jargon, no pressure tactics, just genuine help when you need it. We're so glad that came through in your interaction.
The Gainbridge℠ Team
Gainbridge provides a great rate of return
Gainbridge provides a great rate of return, and they make it easy to set up an account.
27 February 2026
Reply from Gainbridge
Matthew,
Thank you for sharing this with us! We are so glad you found value in our rates! We put a lot of thought and care into making our platform clear, easy to navigate, and user-friendly. We're so glad that all of that effort paid off in your experience with Gainbridge℠.
The Gainbridge℠ Team
Great rate and easy online use
Very competitive rate and ease of setting up and monitoring account growth.
5 March 2026
Reply from Gainbridge
Larry,
Thank you so much! A good rate with no hidden catches or surprises—that's exactly what we're going for at Gainbridge®. We're so glad it's working well for you, and we truly appreciate you sharing your experience.
The Gainbridge℠ Team
Terms/websiteAnnuity terms were disclosed in…
Annuity terms were disclosed in readable language. Website was easy to navigate.
19 February 2026
Reply from Gainbridge
Elizabeth,
We really appreciate you taking the time to share this feedback! Hearing from members like you helps us know that we're doing right by the people who trust us—keeping things simple, transparent, and as stress-free as possible. Thank you for being part of Gainbridge®.
The Gainbridge℠ Team
Annuity purchase experience
I recently purchased an annuity. The actual purchase experience was straightforward, efficient and easy. The transaction followed the time- line initially stated, so there were no surprises. My only complaint is that there is no way to indicate what I want done with the funds at maturity. I assume it will require a call to a Gainbridge rep in the future. I would have preferred to be able to indicate that upfront.
11 February 2026
Reply from Gainbridge
Linda,
We really appreciate you sharing your experience with us! Our goal is to make saving as simple as possible—find a good rate, set it up, and then get back to enjoying your life without worrying about it. That being said, we are always looking to improve our process an offering. This is a great suggestion. Thank you for trusting us with your financial journey.
The Gainbridge℠ Team
Decent offer with easy purchase's process
Decent return on the FastBreak product and flexibility to choose length. The sign-on process is easy but is limited (not able to enter beneficiaries) as well as the website who is quite simple but lacks functionality like the ability to download transactions into Quicken.
Customer service is excellent, very responsive and fast. For the current time, this product is adequate and is backed by strong financial backing.
I would recommend it to family members and friends who do not need the money during the length term they select.
23 February 2026
Reply from Gainbridge
Norbert,
We really appreciate you taking the time to share this feedback! Hearing from members like you helps us know that we're doing right by the people who trust us—keeping things simple, transparent, and as stress-free as possible. That being said, there is always room for improvement and we look forward to continuing to add services and integrations to our offerings. Thank you for being part of Gainbridge℠.
The Gainbridge℠ Team
Easy and smooth to open account.
3 March 2026
Reply from Gainbridge
Thank you for noticing and for sharing this! We truly believe that buying an annuity should be something you can do yourself, from the comfort of your own home, in your own time. We're so glad we could deliver that experience for you.
The Gainbridge℠ Team
On line is easy to navigate
On line is easy to navigate. Response from support is quick and friendly.
23 February 2026
Reply from Gainbridge
Thank you for sharing this with us! We put a lot of thought and care into making our platform clear, easy to navigate, and user-friendly. We're so glad that all of that effort paid off in your experience with Gainbridge℠.
The Gainbridge℠ Team
Exasperating
Not enough information I didn't know if I was the owner AND the first beneficiarie, or just the owner..Or was my wife the first beneficiarie, and my grandaughter the 2nd or3rd..And I had to click the { I AGREE } 10 times to get it to disappear, and I still don't know if it went..
2 March 2026
Reply from Gainbridge
Jim,
That's simply not the experience you should have had with us, and we're genuinely sorry. Please contact us at 1-866-252-9439 or team@Gainbridge.io - we're here to help explain where your policies and who your beneficiaries are.
The Gainbridge℠ Team
Easy to follow instructions on computer…
Easy to follow instructions on computer and when I call and ask a questions they are patient and explain things to me in my level.
Thank you
PS I called late February but do not know exact date so put 2-26-2026
26 February 2026
Reply from Gainbridge
Judith,
Thank you so much! Every Gainbridge℠ member deserves a great experience, and we're so glad that yours was one of them. We work hard to make sure everyone who trusts us feels supported and valued, and your feedback means the world to us.
The Gainbridge℠ Team
Reply from Gainbridge
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible—no confusing steps, no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
Super easy to invest in an annuity
Super easy to invest in an annuity. Prompt feedback every step of the way. Excellent rate for the term I was looking for.
6 February 2026
Reply from Gainbridge
Susan,
We really appreciate you sharing your experience with us! Our goal is to make saving as simple as possible—find a good rate, set it up, and then get back to enjoying your life without worrying about it. We're so happy we could do that for you, and we thank you for trusting us with your financial journey.
The Gainbridge℠ Team
Easy to open a new MYGA!
Easy to open a new MYGA with very good rates and 10 year term!
19 February 2026
Reply from Gainbridge
Brian,
Thank you so much for noticing our rates! We work really hard to offer competitive options that help you keep more of your hard-earned money. No gimmicks, no tricks - just good, honest value. We're so glad that's what you found with Gainbridge℠.
The Gainbridge℠ Team
The person helping was nice
The person helping was nice and helpful, but the way things read on the application was confusing and the person could not explain it in clear terms.
9 February 2026
Reply from Gainbridge
Carlos,
While we are so glad that you had a good experience with a helpful and kind customer service member, we strive to make everything transparent from our contracts to our answers to you. We certainly hope that you found the answers that you are looking for, and if not, you can of course, always reach out to us again at 1-866-252-9439 or team@Gainbridge.io.
The Gainbridge℠ Team
Reply from Gainbridge
Brian,
Thank you so much! Every Gainbridge℠ member deserves a great experience, and we're so glad that yours was one of them. We work hard to make sure everyone who trusts us feels supported and valued, and your feedback means the world to us.
The Gainbridge℠ Team
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