I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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Website Excellent and Easy to Navigate!
Website easy to navigate and I did have to make a telephone call and the lady that assisted me gave the answer that I needed to hear.
I see that my investment is running well as I requested online.
27 March 2026
Reply from Gainbridge
Michael,
Thank you so much for this wonderful feedback! We built Gainbridge℠ with one thing in mind: to take the guesswork and stress out of saving for your future. Knowing that we've been able to deliver on that promise for you truly makes our day. We're so grateful you chose us.
The Gainbridge℠ Team
Great prior reviews and ratings
Great prior reviews and ratings, great system in place, fast and accurate.
9 March 2026
Reply from Gainbridge
Heidi,
We really appreciate you sharing your experience with us! Our goal is to make saving as simple as possible—find a good rate, set it up, and then get back to enjoying your life without worrying about it. We're so happy we could do that for you, and we thank you for trusting us with your financial journey.
The Gainbridge℠ Team
EASY PROCESSING.....
It was an easy process from start to finish online for the transaction, ...
25 March 2026
Reply from Gainbridge
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible—no confusing steps, no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
You received my funds on Tuesday March…
You received my funds on Tuesday March 24th and I still don’t have my account information.
24 March 2026
Reply from Gainbridge
Hi Jon,
We are seeing on our side that your policy is active and earning interest! We're so sorry for the trouble you've had logging in. Your security absolutely matters to us, but you also need to be able to access what's yours—that's completely non-negotiable, and we understand that. Please reach out to us at 1-866-252-9439 or team@Gainbridge.io, and we'll sort this out together. We're here to help.
The Gainbridge℠ Team
The Gainbridge℠ Team
My first time experience with…
My first time experience with Bainbridge Anuity very positive
Staff very professional , knowledgeable & helpful every time I called.
23 March 2026
Reply from Gainbridge
Ziggy,
Thank you so much! Every Gainbridge℠ member deserves a great experience, and we're so glad that yours was one of them. We work hard to make sure everyone who trusts us feels supported and valued, and your feedback means the world to us.
The Gainbridge℠ Team
New Account Failing
Applied March 20. Emailed notification on March 24 that funds to open $50K acct. were received. Processing payment would take 1-3 business days. Followed by an email to activate account. It is Monday March 30. Email not received. Attempt to access portal has failed. Phone contact says this is not a problem normally encountered. Flagging IT engineering dept. Awaiting response. Very problematic. Not acceptable.
Determined finally after a week that IT platform not compatible with customer's Apple iOS out-of-date. Told it would not be a problem prior to application. Contract finally reviewed this day April 6 using MsDOS PC computer at the library. Support is sending 36-page contract not accessible via portal using my iPhone and not printable at the library by an overnight courier for my records. Support subsequently contacted for instructions to cancel contract within 30-days of acceptance. Very helpful. Seamless. Procesing request to transfer back to my checking account may take up to seven more business days. Added to the first four to process payment after being rec'd March 20. A considerable amount of interest accrued daily not being credited to initial $50K balance of the customer. Very disappointing.
29 March 2026
Reply from Gainbridge
Timothy,
Being locked out of your own account is beyond frustrating—we completely understand, and we're truly sorry this happened to you. Please call us at 1-866-252-9439 or email team@Gainbridge.io. We'll work with you to get you back into your account quickly and make sure this doesn't keep happening. You have our full attention on this.
The Gainbridge℠ Team
Reply from Gainbridge
Mila,
This is wonderful to hear—thank you! Our mission is to take the complexity and confusion out of saving for your future. Your feedback tells us that we're on the right track, and that means so much to us.
The Gainbridge℠ Team
Ease of use to access their financial…
Ease of use to access their financial products online
16 March 2026
Reply from Gainbridge
Joseph,
Thank you for sharing this with us! We put a lot of thought and care into making our platform clear, easy to navigate, and user-friendly. We're so glad that all of that effort paid off in your experience with Gainbridge℠.
The Gainbridge℠ Team
I lost 3 weeks of interest
Gainbridge held my money ( and collected interest on it) for 2 weeks due to NO FAULT of my own. They said they received a notice from the social security office that I was deceased. That is a LIE! I contacted the social security office and they said they do not send letters like that! It took me 3 weeks total to get my money back! They should have paid me my interest!
23 March 2026
Reply from Gainbridge
Lori,
We are so sorry to hear about your experience with Gainbridge℠. That's simply not the experience you should have had with us, and we're genuinely sorry. You deserve better, and we want to deliver that.
The Gainbridge℠ Team
Reply from Gainbridge
Mary,
We appreciate this so much—thank you! We believe in building real, lasting relationships with our members. You're not just a number or an account to us—you're someone who has trusted us with something important, and we don't take that lightly.
The Gainbridge℠ Team
Reply from Gainbridge
Daniel,
Thank you so much for this feedback! We've worked really hard to make the process as simple and straightforward as possible - no confusing steps, no unnecessary hurdles, just a clear path to help you start saving. We're so glad it met your expectations.
The Gainbridge℠ Team
Reply from Gainbridge
Phillip,
Thank you for taking the time to share your experience with us! We're truly glad to hear that Gainbridge℠ is working well for you so far. We genuinely appreciate your trust, and we're here for you whenever you need us.
The Gainbridge℠ Team
Great thanks
2 February 2026
Reply from Gainbridge
Jose,
Thank you so much for taking the time to share your experience with us!
The Gainbridge℠ Team
Very easy to work with
Very easy to work with. Bought a CD and had no issues at a good rate.
6 March 2026
Reply from Gainbridge
Elaine,
Thank you for your kind words. We are thrilled you had a good experience with Gainbridge℠.
The Gainbridge℠ Team
Better Rates, Better Experience
Gainbridge was straightforward to use and provided all the information i needed. If you are looking into annuities, start with Gainbridge.
15 March 2026
Reply from Gainbridge
Daniel,
Thank you so much for these kind words! At Gainbridge℠, we believe in being upfront and honest - what you see is what you get, with no fine print or surprises hiding around the corner. We're so glad that came through in your experience, and we truly appreciate you sharing this with us.
The Gainbridge℠ Team
Gainbridge is doing great.
Gainbridge is doing great for me... I only wish I could have gotten in a little sooner, when rates were better. I used to play the market but, at my age I wanted something solid and steady...
10 October 2025
Reply from Gainbridge
William,
We're so glad to hear that Gainbridge® is helping you work toward your financial goals! That's exactly what we're here for—to give you one less thing to worry about so you can focus on the things that matter most to you. Thank you so much for sharing your experience with us.
The Gainbridge℠ Team
Reply from Gainbridge
Roger,
We really appreciate you taking the time to share this feedback! Hearing from members like you helps us know that we're doing right by the people who trust us- offering competitve rates, being transparent, and as stress-free as possible. Thank you for being part of Gainbridge℠.
The Gainbridge℠ Team
Reply from Gainbridge
Jeffrey,
Thank you for noticing and for sharing this! We truly believe that buying an annuity should be something you can do yourself, from the comfort of your own home, in your own time. We're so glad we could deliver that experience for you.
The Gainbridge℠ Team
Easy to set up
Easy to set up, transparent and straightforward so far (still a new customer).
12 March 2026
Reply from Gainbridge
Thank you for this wonderful feedback! We're committed to keeping things easy and straightforward while still giving you everything you need to feel confident and informed in your choice. We're so glad that came through in your experience.
The Gainbridge℠ Team
very helpful-very nice person he made…
very helpful-very nice person he made it easy, thank you
9 March 2026
Reply from Gainbridge
Jack,
Thank you so much! Our team is here to make things easier for you, not harder or more confusing. We're so glad they were able to help you get exactly what you needed, and we appreciate you taking the time to share your experience.
The Gainbridge℠ Team
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