I had no experience with setting up a high yeild online account and everyone i dealt with went above and beyond to help me. They answered all my questions and some I wasn't aware I should have asked.... See more
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Review summary
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What people talk about most
Reviews shaping this summary
If Fairwinds makes the process any easier, there will be no process. I requested a car loan refinance at 11pm using the phone app., which was extremely easy and by 5pm the next day, it was done and pr... See more
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We've had an account with Fairwinds for just a few months, but I'm already very pleased with them! I love that there are no fees on international transactions and that the debit card is safe. When w... See more
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Setting up an account was easy and the customer service was great and not overbearing. The app and website are easy to use. The interest rates are competitive compared to my big bank I previously used... See more
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Company details
About FAIRWINDS Credit Union
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FAIRWINDS was founded in 1949 on the simple idea of people helping people. That idea still guides everything we do today. We exist for one reason: to help others take control of their money and move toward financial freedom. That means fewer payments, less stress, and more confidence about the future. It’s not the message you usually hear from a financial institution, but we’re not afraid to be different. At FAIRWINDS, members are part-owners, not customers. That means we don't answer to stockholders, and we don't chase profits. Every dollar we earn is reinvested to help members save more, eliminate debt, build wealth, and live generously. We know financial freedom doesn't happen by accident. That’s why we combine personal guidance with products designed to support real, intentional financial progress, not unnecessary borrowing. That includes:
Anyone in the United States is eligible to become a FAIRWINDS member. Wherever you are, whatever your journey — if you’re committed to being financially free, you’re welcome to join us! Federally insured by the NCUA. |
Contact info
3087 N. Alafaya Trail, 32826, Orlando, United States
- 800-443-6887
- www.fairwinds.org
Your Money Milestone
4.5
Excellent
240 reviews
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Excellent Services
We've had an account with Fairwinds for just a few months, but I'm already very pleased with them! I love that there are no fees on international transactions and that the debit card is safe. When we made a purchase that normally would've "overdrafted", it just allowed us to pay what we had in the account instead, and we paid the remaining balance in cash. That is exactly what we want to happen! Thank you!
2 April 2026
Reply from FAIRWINDS Credit Union
Thank you for sharing! We're pleased to hear that your account has been working just the way you need it to, from the international transaction benefits to the flexibility at checkout. We appreciate your trust in FAIRWINDS and look forward to continuing to serve you!
Real bank that cares
Your bank is really easy to become a member. Hearing a few days after becoming a member from an actual real human being was great! It made me feel like Fairwinds actually cared about me.
23 April 2026
Reply from FAIRWINDS Credit Union
Thank you for your feedback! Making each member feel welcomed from day one is at the heart of what we do. Thank you for being part of FAIRWINDS, and we look forward to serving you!
Professional service
22 April 2026
Reply from FAIRWINDS Credit Union
Thank you for the kind words! Serving you with professionalism and care is always our goal.
I trust Fairwinds with all of my…
I trust Fairwinds with all of my financial needs. I've been with them for years and their customer service on the phone as well as in the branches is always excellent. They don't charge junk fees and they are always willing to work with customers to find the best solutions
23 April 2026
Reply from FAIRWINDS Credit Union
Thank you for the kind words and for your years of membership! Serving you with care, transparency, and the right solutions is what we're here for. We appreciate your trust in FAIRWINDS!
Great customer service
Great customer service, quick mobile banking, lots of fee free ATM's in my area, and a good high yield savings account rate! And not getting bombarded with offers for credit cards or loans!
23 April 2026
Reply from FAIRWINDS Credit Union
We appreciate your feedback! Providing our members with the right tools and a positive banking experience is always the goal. Thank you for choosing FAIRWINDS.
Reply from FAIRWINDS Credit Union
We're happy to hear that you found our service friendly, helpful, and personal. Thank you for your positive feedback!
Everything was so easy to set up.
9 January 2026
Reply from FAIRWINDS Credit Union
Thank you for sharing! We're happy to hear that the setup was easy.
The high yield savings account!
1 January 2026
Reply from FAIRWINDS Credit Union
We're glad you're enjoying it! Offering a savings account that works hard for you is something we take pride in. Thank you for sharing and for being part of FAIRWINDS!
Superior rate on a true ‘savings’…
Superior rate on a true ‘savings’ account. Set it and forget it, there if you need it.
23 April 2026
Reply from FAIRWINDS Credit Union
Thank you for sharing! We're glad our savings account has been a great fit for you. We appreciate your trust in FAIRWINDS!
Great bank
Great bank. I love how they make things easy online and at their local branches. Highly recommend
23 April 2026
Reply from FAIRWINDS Credit Union
We're happy to hear that our online and local branch services are easy to use for you. Thank you for recommending us and for your positive feedback!
Ease of use and help with financing…
Ease of use and help with financing larger purchases
23 April 2026
Reply from FAIRWINDS Credit Union
Thank you for your positive feedback. It's nice to hear that you found our services helpful and easy to use.
Best bank I’ve ever had!
23 April 2026
Reply from FAIRWINDS Credit Union
We appreciate the kind words! Thank you for placing your trust in FAIRWINDS.
Amazing bank
Friendly customer service. I also find it easy to get cash wherever I am when needed. I especially like my debt is normal be weird debit card that is part of the partnership with Ramesy. Even when I lost my card it was easy to get replaced.
23 April 2026
Reply from FAIRWINDS Credit Union
We appreciate you sharing this! Partnering with Ramsey to bring you the Be Weird debit card is something we're proud of, and we're glad it's been a highlight for you. Our crew is always here when you need us!
Exceptional customer service
I have needed to call a few different times to ask questions about my account and the help I receive is always friendly, helpful, and professional. The app is very user friendly as well. I’m so glad to have my money in a safe place like FAIRWINDS.
23 January 2026
Reply from FAIRWINDS Credit Union
We appreciate the kind words! Knowing that every interaction with our team has left a positive impression means a great deal to us. Thank you for your trust in FAIRWINDS!
I have been with Fairwinds for decades …
I have been with Fairwinds for decades Always great service.
13 April 2026
Reply from FAIRWINDS Credit Union
We're happy to hear that you've consistently received great service from us. We are grateful for your continued trust in FAIRWINDS.
Good overall, but could be more competitive
Good overall, but I wish they were more pro active in proposing or extending product offerings, instead of just leaving it to the members to do the research and choose.
23 April 2026
Reply from FAIRWINDS Credit Union
Thank you for the feedback! We always appreciate the opportunity to better understand how we can make it easier for our members to do business with FAIRWINDS. One of our managers has reached out to you and we look forward to reviewing your account relationship with you and making sure you are in the products that align with your goals and offer you the greatest benefits. Thank you again, for taking time to share more about your experience.
Fairwinds is always a great company
Fairwinds is always a great company. Their customer service will not leave you on hold forever like other competitors. Keep up the great work.
22 April 2026
Reply from FAIRWINDS Credit Union
Thank you for sharing your experience with us! We appreciate your kind words about our service.
Professional and efficient
Any time I need to chat with a Fairwinds, it’s a pleasant experience. Always efficient and professional.
16 April 2026
Reply from FAIRWINDS Credit Union
We're happy to hear that your interactions with our team are pleasant. We appreciate you acknowledging our efficiency and professionalism. Thank you for your feedback!
The Goals and Money management system…
The Goals and Money management system is a very useful feature I can’t live without. The staff is always a pleasure to work with.
23 April 2026
Reply from FAIRWINDS Credit Union
Thank you for the kind words! Providing tools that make managing your finances easier, alongside a team that cares, is at the heart of what we do.
Nothing but positive experiences.
I've been with Fairwinds since around 1996 and have always had a positive experience with them. Just recently, after years of not having issues, had to call in for something and it was immediately resolved in one call.
20 April 2026
Reply from FAIRWINDS Credit Union
Hearing from a longtime member is always meaningful, and we appreciate you taking the time to leave a review. We're glad your recent call was handled promptly and resolved right away. Knowing you felt supported is what drives us to keep delivering that level of care. Thank you for your continued trust in FAIRWINDS.
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