Embrace Financial Services Reviews 

Went through Lois when applying for my first home and the service as excellent for a first time buyer as I got very fast responses and everything was explained clearly

Wonderful service to the tiniest details
Highly professional mortgage advisory

I have always had fantastic service from EFS and Lois Keefe who has taken care of both my mortgage & re-mortgage applications. Lois sent me regular updates and kept everything simple and straightforward for myself. Lois is always available for a call/meeting to discuss any confusing questions I may have. I would highly recommend EFS and definitely worth an ask if you can get Lois to handle your application. Thanks again.

From the very beginning, Kristopher Camblin was incredibly supportive and professional. Our first meeting was a video call rather than just a phone conversation, which made a big difference. He was very transparent and open with us, sharing his screen and taking the time to clearly explain every step of the process so we fully understood what to expect.

He never rushed the conversations and was always willing to spend as much time as needed.

Kristopher was also very collaborative and easy to work with throughout the whole process. He was extremely responsive and always replied quickly to emails, even when we had multiple complicated questions or different cases to discuss.

Overall, we had a very positive experience working with Kristopher. His transparency, patience, and dedication made the whole mortgage process much smoother and far less stressful. I would highly recommend him to anyone looking for a reliable and supportive mortgage advisor.

Lois helped me secure my home. I had no idea how to begin. Lois took all my worries away, guided me through the process and explained all the jargon to my understanding. Lois has a lovely manner and is very efficient and you will not be left waiting. I would highly recommend Lois for your finanical needs. 😊

Embrace Financial Services have been excellent with us every time we have needed a mortgage. Kristopher was friendly, flexible with timings (as both myself and my partner work full time) and extremely prompt at replying to emails. He really put effort into finding us the best mortgage and always explained the options clearly. We would highly recommend!

Working with embrace has been an absolute pleasure! Working closely with I wayne we knew that we were in reliable hands.
He was fantastic, he helped us arrange and secure our first mortgage, compared prices for our insurances and worked tirelessly to make sure that buying our first home was a success. We're delighted with all of his efforts. Thank you Wayne, we look forward to working with you again in the future.

We were offered services through embrace when arranging a viewing with reeds reins which at first I wasn't all that fussed about but then spoke with Andy who became our mortgage advisor and was blown away. He's always been at hand if we need him and the passion and drive he has in his job makes you feel he's just as excited about getting your new house as you are. He went above and beyond to get us the best deal possible for a house we never thought we'd achieve. Honestly can't thank him enough and would 100% be passing on his details to anyone needing help with a mortgage!! Cheers Andy!

Lisa Cummings has been exceptionally hardworking, dedicated, and professional throughout the entire process. She is approachable, patient, knowledgeable, and consistently supportive. Over the past few years, while I was trying to buy a house through the equity scheme, she always took the time to guide me, answer my questions, and reassure me whenever things felt overwhelming. She has been reliable, proactive, and genuinely caring, always looking out for my best interests. I truly believe that without her commitment and encouragement, I would not have managed to achieve this.”

Working with Wayne Danks, being a first time buyer has honestly taken an incredible amount of stress away from the process. He’s wonderful, informative and patient and I can’t begin to thank him enough for all the work he’s put in to making this process as smooth as possible.
We will be coming back to remortgage through Wayne in the future for sure.

Had a great experience with EFS and Wayne Danks who handled my mortgage application. Wayne sent me regular updates and kept everything simple and straightforward for myself. There was a bit of going back and forth with lenders in regards to deposit amount but Wayne found a mortgage deal for me far better than I could of asked for. I would highly recommend EFS and definitely worth an ask if you can get wayne to handle your application. Thanks again.

We used Embrace Financial Services during our next house purchase, supported by Financial Advisor Peter Buckle. Throughout the process the service provided has been thorough and reassuring—taking the time to validate our affordability properly and explain what we could comfortably borrow. Compared the market options and presented the best mortgage product for our circumstances. Pros and cons of alternative options were very well explained during this process. Good communication throughout. The whole experience felt well-managed and far less stressful. I’d recommend Embrace FS to anyone buying a home.

My application went so easy because of Kristopher Camblin he made it so easy for us he worked so hard to get us the best deal.
Even when we had a question which was after 10pm he was there for us.
I will recommend this firm for us they where reliable understand.

Thx all this to Kristopher Camblin

⭐️⭐️⭐️⭐️⭐️ Outstanding Mortgage Advice – Highly Recommended!

We had an excellent experience working with our mortgage advisor. From the very beginning, they were professional, knowledgeable, and incredibly supportive throughout the entire process.

As first-time buyers, we had a lot of questions and uncertainties, but everything was explained clearly and patiently. Our advisor took the time to understand our circumstances and found us a mortgage deal that suited our needs perfectly. Communication was always prompt, transparent, and reassuring, which made what can often be a stressful process feel straightforward and well managed.

What really stood out was the genuine care and dedication shown at every stage—from the initial consultation right through to completion. Nothing ever felt like too much trouble, and we always felt confident that we were in safe hands.

Thanks to their expertise and guidance, securing our mortgage was smooth and hassle-free. We would not hesitate to recommend their services to anyone looking for trustworthy, professional mortgage advice.

Thank you again

Great experience with Embrace. Was easy to get through to Wayne and as
first time buyers Wayne made everything less complicated. Would 100% recommend.

Very good service, very good advise. Works with your diary for meetings.

Was talked threw all the relevant steps well an made it that bit easier getting everything sorted

Phil cave, absolutely awesome. With all the frustration I've caused him through getting my initial mortgage and to just renewing it, he's been amazing. This is the first review I've ever left any company and I couldn't recommend embrace and phil enough. Great company and great customer services

Lois has been great organising my mortgage.
She's been professional yet friendly which has made this part of the process completely stress free. Lois has communicated updates with me regularly, ensuring I understood everything and has been there for any questions I needed answered, with prompt responses. I highly recommend Lois 😀

Met with Andy yesterday and he was so friendly and welcoming. I was extremely nervous about the appointment as I've never done anything like this before but I felt comfortable straight away and he was brilliant with my disabled little boy who was quite upset at the time. We managed to make good progress despite little one being very noisy. I'm very hopeful that after our meeting things are moving in the right direction. Highly recommend his service, I wish I had seeked his help sooner. Thank you for helping us.