Credible did an excellent job with guiding and assisting me with applying for my first loan. Without Credible‘s help in explaining my credit score and how I can improve it, I would‘ve never been able... See more
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Review summary
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Reviews shaping this summary
Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitiv... See more
The procedure was fast and easily understood. The funds were available very quickly. The auto pay system was also convenient. The lender took care of all activation requirements. I appreciated the abi... See more
The process to get approved was quite quite easy and clear to understand. I only wish that I didn’t have to pay origination fees, however, in the long run, I will still save more by refinancing with t... See more
Company details
About Credible
Written by the company
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Credible
Written by the company
- Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.
Contact info
6601 Northpark Boulevard, Ste. C #6037, 28216, Charlotte, United States
- 866-540-6005
- support@credible.com
- www.credible.com
4.8
Excellent
9K reviews
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Simple and easy to use
Simple and easy to use. Fast results. Would recommend. Will help you find the right lending company for you.
18 March 2026
Fast and easy
20 March 2026
Pleanty of options provided
4 March 2026
Able to find what I needed
I was recommended to the website by a friend. Here I was able to find a loan at the great rate.
13 March 2026
It was fast and easy
Is was easy and un-complicated. They gave me a few options which always helps. fast & easy.
14 March 2026
They made the process easy and showed…
They made the process easy and showed me options to choose from that would best fit my future payments.
19 March 2026
good communication
18 March 2026
The whole experience was simple and…
The whole experience was simple and fast. I really like how the website helps you find the best loan for you.
18 March 2026
Wish I had known about this before now
Wish I had known about this before now. It would have saved me money and I would have been debt free by now. Very easy to navigate
18 March 2026
Dont have time
18 March 2026
Nick and his team were great
Nick and his team were great in getting me an affordable quote and putting it all together in a timely manner.
17 March 2026
The process was easy
The process was easy. The approval time was great too. Highly recommend this.
17 March 2026
Fantastic experience from start to finish
I was shopping for a loan for dental work. I like that this offered options from multiple places, was fast, and was a soft, not hard, credit hit. It offered a ton of options to me with both familiar names and some new lending names. I found it much better than a similar service that has a plant in its name.
I had been shopping around for a loan for a few days so I was really surprised when credible turned around and found a loan for me with the lowest rate I'd seen anywhere. (I'd been quoted 10-28% elsewhere and the loan I found on credible was a 7.99% rate.)
Literally within 2 hours of using credible, I'd found my loan, signed the papers, and the money was funded to my bank. Never seen anything that fast before. I was very impressed and happy with the loan product.
13 March 2026
Pain free experience
Was a pain free experience and the web site portal made it easy to get a quote very quickly. Additionally, I needed to follow up with a call to an agent and that was also a good experience with minimal wait time.
16 March 2026
Thank you for your help!
14 March 2026
I can’t believe how simple it was to…
I can’t believe how simple it was to get this done. I was gkept up to date all th way and got to speak to a representative who was courteous and reassuring. Recommending this company to my friends for sure.
12 March 2026
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