Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitiv... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The process to get approved was quite quite easy and clear to understand. I only wish that I didn’t have to pay origination fees, however, in the long run, I will still save more by refinancing with t... See more
They made it really easy to shop around for whichever loans worked best for my needs. There were so many options listed out for me. I also thought it was helpful they immediately get loans that pre-qu... See more
Fast and easy application process that checks with a large number of providers to get the best deal. Whole process only took about 20 minutes and received my requested loan amount within 3 days.
Company details
About Credible
Written by the company
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Credible
Written by the company
- Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.
Contact info
6601 Northpark Boulevard, Ste. C #6037, 28216, Charlotte, United States
- 866-540-6005
- support@credible.com
- www.credible.com
4.8
Excellent
9K reviews
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great experience
Courteous, professional & excellent company. I am extremely pleased with the service from Credible.
9 April 2026
A+ highly recommemded
The top recommendation given for my needs was the best offer I found. The whole process was smooth and easy.
11 April 2026
Got a consolidation loan…fast and easy
Got a consolidation loan…fast and easy. Love this site. Would highly recommend to any one who wants 1 simple payment a month
10 April 2026
Ease of the application process
Ease of the application process, customer service and timely transfer of funds.
10 April 2026
Easy and convenient
This service made it so easy to compare rates and apply for the money I needed.
10 April 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Convenient …
The rate was much higher than what I expected,given I had a fair credit rating.But the good thing was, the various options I was able to choose from.Not to mention how quick and easy the application was.
10 April 2026
Reply from Credible
Hi Ronald,
Thank you for taking the time to share your experience. We definitely understand your feedback regarding the rate you received.
Lenders determine rates based on a variety of factors, including income, debt-to-income ratio, credit information, state of residence, and more. Each lender applies its own criteria when deciding whether to extend a prequalified rate and what those rates may be.
We’re glad to hear you found value in comparing multiple options and that the process was quick and easy. Our goal is to provide a transparent, convenient way to view personalized prequalified offers from multiple lenders in one place, without impacting your credit score.
If there's anything else you'd like to share, you can contact us! Our Client Success Team is available by phone at 866-540-6005 and by email at support@credible.com. Thank you for considering Credible.
Best APR By Far!
Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitive APR compared to other companies! Upstart’s APR was literally twice what I was able to secure with you guys and for a lower priced loan.
8 April 2026
They helped me when I needed it
9 April 2026
My experience was seamless and quick
My experience was seamless and quick. Questions were not invasive. In total it felt like about 15 minutes and they gave me several options and lenders. I was able to secure the funds needed and set up autopay all at one time. The best part was the funds were ready and in my account the same day. Great experience. The Credible team is working with me through their other tools to build my credit. I would recommend them in the future.
8 April 2026
The total ease of use!
7 April 2026
Life saving.
Credible was amazing. I’ve been going through the struggles of minimum payments and not getting anywhere with my debt and thanks to Credible I was able to find a good loan to help pay those cards and making payments similar to what I was already putting into minimum!Definitely impactful now.
25 March 2026
Quick & easy
4 April 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.