I have 4 credit cards totally $2300 that I use with Concora Credit. With one I just recently was approved for that didn't say there was a $250 transaction fee attached to the approval. Other than that... See more
Company replied
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Review summary
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Thanks, for allowing me to participate, though, its not much that I can says only short time is the use that I have posession of the card maybe some other time I be able to share my comemts
Company replied
While I am pleased with the card and the online app to manage the card, I really wish I only had one card with a higher limit instead of 2 cards. But I guess this way you make a lot more $$ off of me... See more
Company replied
Was approved for a $300 credit limit. But when I went to activate it they say my information is not found in the system. I asked customer service about it and they say my birthday is wrong, and that I... See more
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Company details
Concora Credit, 20+ Years of Service
Written by the company
- Concora Credit is a service provider for banks,
- focusing on helping non-prime consumers gain access to credit for 20+ years. A single purpose guides Concora Credit: to help non-prime consumers Do More with Credit. Through its credit servicing activities for issuing banks, the company has helped millions of consumers access credit through Private Label and General Purpose Credit Card programs designed for consumers with less-than-perfect credit. Concora Credit is the company of choice for merchants looking to offer greater access to credit for their customers because our flexibility delivers better outcomes at the point of sale and beyond. We see a bright future for consumers through our simple proposition, which can best be expressed in two words: Do More.
Contact info
P.O. Box 4477, 97076-4477, Beaverton, United States
- 1-800-224-4960
- www.concoracredit.com
DO MORE with Concora Credit®
3.8
Great
2K reviews
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My approval was very quick and I got my…
My approval was very quick and I got my card in 7 days.
29 June 2026
Reply from Concora Credit
That's great to hear, Vickie. Thanks for sharing your experience with us!
The Annual Fee is RIDICULOUS!!!!!
The Annual Fee is RIDICULOUS!!!!!
edited to add - i never said they did not disclose the annual fee. i said it was ridiculous. $250 is a bit steep but you have to work your way up i guess. this is a card i’d you are desperately needing the money at the moment. if not, do not get it.
7 July 2026
Reply from Concora Credit
The Terms and Conditions of the account, including the annual fee, are disclosed before your application is submitted. If you have any questions, we're here to help. Thank you.
Great so far
Great so far. They are very upfront about the charges and fees. It lets you know exactly where you stand so you can plan ahead.
14 July 2026
Reply from Concora Credit
We're glad to hear that Kel. Thanks for the review!
New Card
I am thankful for this card as it provided much needed financial assistance. I am building my credit again and this card is helping. Customer service is very friendly and they assisted me in getting this card finalized. Thank you Milestone.
14 July 2026
Reply from Concora Credit
Thank you, Linda. We're glad to hear you had a great experience!
New Card Holder
So far, my experience has been great! The card was easy to activate, charges have been accepted, and when i call customer service, they too have been great! Thank you!
30 June 2026
Reply from Concora Credit
That's great to hear. Thanks for sharing a review, Nancy!
Reply from Concora Credit
We're glad to hear you had a five-star experience!
Lack of follow through
I was told since I had your other card that this one would be $1000 and it was not
1 July 2026
Reply from Concora Credit
The credit limit of the card is always shown in the Terms and Conditions and usually on the application. If you have any questions, we're here to help.
Quick turnaround time to receive card
Quick turnaround time to receive card. Was shocked at the annual fee so advertisement of credit line was deceiving. This is my second card with Concora. Will see how it progresses!
13 July 2026
Reply from Concora Credit
Thank you for sharing a review and feedback. We appreciate it.
Reply from Concora Credit
Thanks for sharing a review, Chorya, we appreciate it!
I appreciate the opportunity for the…
I appreciate the opportunity for the card and the credit line. I don’t think it’s very fair that you charge people $250 annual fee. You are already setting them up for failure with that kind of fee. I understand you’re taking a risk but that’s not very ethical in my opinion.
13 July 2026
Reply from Concora Credit
The Terms and Conditions of the account, including the annual fee, are disclosed before your application is submitted. If you have any questions, we're here to help. You can reach our customer service team at 1-800-224-4960. Thank you.
I am giving 3 stars only because as…
I am giving 3 stars only because as soon as I received the card and the account app didn’t give really any information. I want to only give it 2stars but am a new customer and hopefully give this a chance of at least 3 stars.
Signed into the app to see my account
This is what I signed into
Unable to access account. Please call 1-800-705-5144 for more information.
Not very happy about this. I called the number and it hung upa few times. Then started to put in the information it was asking for and all it did is repeat itself.
Very concerning as this being connected to me and my credit.
13 July 2026
Reply from Concora Credit
Hi, Carley. We're sorry to hear you've had a negative experience with your account. We're here to help. Please call us at 1-800-224-4960 if you need assistance. Thank you.
My credit milesstone been a stepping stone forward woth milestone
My credit with milestone its been a pleasing with this card in my wallet iam honor in many ways thank you for providing me and trusting me credit.a
New way to improve my life with credit
Your most loyal customer .
8 July 2026
Reply from Concora Credit
Thanks for sharing your experience with us!
Reply from Concora Credit
Thank you for the review, Patsy!
Reply from Concora Credit
Thank you for sharing a review, Bruce.
Reply from Concora Credit
Thanks for the review, Antonio!
There's not just one thing
There's not just one thing. There are to many things to name. I am just very happy for the Concora for helping people out with rebuilding their credit and giving people another opportunity to get it right.
13 July 2026
Reply from Concora Credit
Thanks for sharing your experience, Karen.
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