I used Cetelem as part of my Kia lease/purchase package. I have found them to be transparent about all aspects of the procedure with access online to my personal account. The gentleman at Kia in Torre... See more
Company replied
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See what reviewers are saying
I have been using this company as a means of financing for years, PCcomponentes, Apple, Conforama... and I have had no problems. Financing costs and interest are acceptable. Customer service has alway... See more
I used a credit from cetelem, and if I don't pay back the monthly installments in time, I pay it back in a few weeks later with bizum or credit card via their website. and next month they charge me ag... See more
Company replied
Good reliable service and process for applying. Good customer support / app functionality.
Company replied
Company details
Written by the company
Cetelem es la marca comercial de BNP Paribas Personal Finance en España; división especialista en préstamos personales y productos de crédito a particulares de BNP Paribas. Desde 1988, Cetelem es un socio de referencia del comercio y aliado estratégico de las grandes marcas de distribución y el motor, trabajando en más de 7.000 puntos de venta, con más de 2.200 concesionarios de automóvil y también con importantes actores del comercio electrónico.
Contact info
Spain
- www.cetelem.es
4.3
Excellent
2K reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 98% of negative reviews
Typically replies within 24 hours
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Never again!!
Apple.es use Cetelem as micro loans processor, I've bought several Apple products and financed them with Cetelem with no issues, as I got the Spanish nationality the nightmare begins, dozens of calls and several Email just to update my identity From residence card to National ID card. and worst customer support ever after 2 years an employee tells me that I need several certificates to update my data which neither my bank nor several CC cards issuers asked me to provide, Now I'll keep my old data and I'll never use apple.es nor Cetelem.es
I thought nobody worst then AliExpress but no no Aliexpress is way better than their CS, I was thinking how Apple uses 1.3 rated bank but checking they already have 2.2 then no surprise haha!
8 August 2023
Unprompted review
This is the stupidest company ever
This is the stupidest company ever. Really disappointed in Apple that they are working with them. Went to Apple Store traveling for two hours. What can go wrong, it’s a simple financiation. I work and live in Spain for 5 years. owning a house and have 4x average salary. And I get denied 🤣. Lucky I called my bank and everything went smoothly. It's sad that in Europe they are denying people based on ethnicity
10 June 2023
Unprompted review
L A D R O N E S impresentables
9 June 2023
Unprompted review
Awful
No alerts. No virtual cards. Incompatible with MB NET. Poor support. Listed e-mail addresses don't work. Most e-mails are ignored, you must spam multiple addresses multiple times to get a reply from a no-reply address ~1 month later dismissing your feedback instead of using it to improve their services. They call you from random numbers, then reply your e-mails saying they couldn't reach you instead of addressing your inquiries in their e-mail.
7 November 2022
Unprompted review
Really can’t understand as apple can…
Really can’t understand as apple can allow This terrible service in the website. My candidature was rejected a without any motivation and is impossible to ask more clarification.
8 December 2021
Unprompted review
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