Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more
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Review summary
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I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more
Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more
I’m glad to be doing business with this company because it gets you what you need quickly.
Company details
About CashNetUSA
Written by the company
Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†
Instant Decision*
Receive an immediate decision
Quick Application
Apply online in minutes
CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.
*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.
†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.
Contact info
175 West Jackson, 60604, Chicago, IL, United States
- 888.801.9075
- support@cashnetusa.com
- www.cashnetusa.com
4.4
Excellent
41K reviews
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Its nice to be able to borrow again as…
Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high that some ppl will never get out from underneath the loan they have. Im sure the interest rate is what makes these loan companys illegal in some states. Its crazy how we can tax our own people with such high interest rates and whatever else fees we choose to hike up yet we are quick to make commercials asking Americans to dont funds to save an animal or save the suffering ppl in other countries or hand out welfare to the lazy ppl of this world
10 September 2026
Unprompted review
Your company has been a life saver for…
Your company has been a life saver for me financially. The economy and inflation so high and bad, there have been times that w/o your help I wouldn't have made it possible to not go homeless! Living paycheck to paycheck, being one step from loosing everything, is soo scary, being a widow!
Truly from the bottom of my heart,
Thank You, Felesha Williams!!!
10 September 2026
Unprompted review
Well it was just all the way around a…
Well it was just all the way around a great day and the customer service was amazing so I’m glad that I was able to get a family discount on my new loan
18 August 2026
Unprompted review
Cashnetusa.com gives you hope
Usa has done all that was promised and they let me change a payment date . That shows they get it
10 September 2026
Unprompted review
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
If I would have known that CashnetUsa…
If I would have known that CashnetUsa would take so much of your money out at one time is ridiculous. I will never go to a loan company like this again. I will not be recommending this company. Sorry to be so harsh but this is only my opinion and I stand by it
31 July 2026
Unprompted review
Reply from CashNetUSA
Hi Kathy,
We’re sorry to hear that you weren’t satisfied with your CashNetUSA experience and we would like to see how we can help you. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075.
The receiving of the cash I needed was…
The receiving of the cash I needed was fast. But I have noticed that a almost $900 payment instead of decreasing my balance it has gone up. What is the deal?
28 August 2026
Unprompted review
CashNet is supposed to help you
CashNet is supposed to help you, not give high interest making it harder to pay back.
10 September 2026
Unprompted review
Reply from CashNetUSA
Hi Antonio,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
The interest rate and fees are 10-12 dollars daily and the payment is over $500 monthly!!
The interest rate and fees are ridiculous... I cant talk to an actual human so I can pay the loan... Its just a mess...
28 July 2026
Unprompted review
Reply from CashNetUSA
Hi Angela,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
The representative was very friendly
The representative was very friendly
9 September 2026
Unprompted review
Buyer beware
Buyer beware: This lending structure is predatory. I have been paying $300–$500 every two weeks, yet there is minimal principal reduction and the balance barely shrinks over time. The high rates and payment allocations are set up so you pay thousands in interest while barely touching what you actually owe. It is an unsustainable cycle designed to trap borrowers forever. Do not take out a loan here.
10 September 2026
Unprompted review
Reply from CashNetUSA
Hi AlbertK,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
Be more transparent.
When I first applied for a loan I had no idea that I would be charged twice a month for monthly payments. This is putting me back in debt. I can't afford this.
10 July 2026
Unprompted review
Reply from CashNetUSA
Hi Constance,
We are sorry to hear about your frustration. We aim to make applying for a Flex Line of Credit simple and transparent from start to finish. The terms of your Flex Line of Credit are outlined within your contract and presented to you prior to funding.
If you have any questions regarding the terms of your Flex Line of Credit, the contract is also available for your review when you sign into your account.
If you still have questions, feel free to contact us at https://www.cashnetusa.com/contact-us.html.
Very professional set up
Very professional set up! Many exceptional services are provided.
10 September 2026
Unprompted review
This company is terrible
This company is terrible! I would recommend everyone to stay away from borrowing from them. I wished someone would have warned me. They take advantage of you when you are most vulnerable. The repayments amounts are outrageous. Most of the payments are applied to interest and principal does not go down. I had $2000. I have made payments of $1800. I still owe more than what I had on the loan. I won’t be done until 12/27 paying around $800 a month. This company is a loan shark and should be sued. Any lawyers out there that want to make a class action suit against them???
10 July 2026
Unprompted review
Reply from CashNetUSA
Hi Joy,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
They help you and are very…
They help you and are very professional. They don’t put any pressure on you when it comes to paying your bills, they work you.
10 September 2026
Unprompted review
Cashnet is extremely helpful and has…
Cashnet is extremely helpful and has great customer service. Been a customer over 10 years!!
10 September 2026
Unprompted review
The fees aren't clearly explained for…
The fees aren't clearly explained for your payments they're too expensive.
1 July 2026
Unprompted review
Reply from CashNetUSA
Hi Ed,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
The apr is ridiculously high
The apr is ridiculously high. I was not expecting to have to pay a lump some every two weeks.
10 September 2026
Unprompted review
Reply from CashNetUSA
Hi Natasha,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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