Camino Financial Reviews 

122
•
TrustScore 4 out of 5

4.1

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Rated 5 out of 5 stars

Yvette and Marisol made my business loan experience absolutely pain-free! They were both professional, knowledgable, kind, and patient with me. Being brand new in the business loan game, I was a bit... See more

Rated 5 out of 5 stars

Camino Financial is absolutely amazing. They worked tirelessly on our behalf, even working the bank all through a Saturday. In the end they got everything done we expected and more, and I trust them 1... See more

Company replied

Rated 1 out of 5 stars

Terrible company I applied for a loan from them I was pre-approved up to 35,000 then I submitted my bank statements which they could look at then they wanted the last 3 months and then told me a rep... See more

Company replied

Rated 5 out of 5 stars

At first I thought this was a scam or too good to be true but everyone was very professional from beginning to end. Although you pay for what you ask for in finance fees, I still feel really blesse... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Information provided by various external sources

Camino Financial is a credit marketplace matching small businesses with the most affordable funding option offered by its network of reputable lenders. The Company specializes in originating loans for first-time business borrowers who cannot get a loan from a bank, and provides ongoing credit monitoring and advice to ensure clients improve their business credit in an effort to qualify for a bank loan.


Contact info

4.1

Great

TrustScore 4 out of 5

122 reviews

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4.1

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(122)

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Rated 1 out of 5 stars

I need help this company is a total…

I need help this company is a total joke I paid off my loan earlier due to being in a process of purchasing a property, and is been 5 Month they will not update that I paid it off the loan. during my loan process I was told that they do not report to credit Bureau, but a few Month through out my loan I got an email stated they would start reporting. they will not send me a pay off letter, kept on giving me the run around each times I called them they will mention that they working on it

4 May 2023
Unprompted review
Camino Financial logo

Reply from Camino Financial

We appreciate you bringing this matter to our attention and we are committed to addressing your concerns. In order to properly identify your account so we can help you please get in contact with us.

Camino Financial Member Experience
complaints@caminofinancial.com
☎️ 800 852 0655

Rated 2 out of 5 stars

This company possess the adequate…

This company possess the adequate facilities to cater to the needs of people who subscribe to the platform. Although there is still room for improvement, they should do better in terms of customer relations so i wouldn't have to involve an intermediary like revoltseal dot tech in our future dealings. Even so, no one should have to deal with that.

23 February 2023
Unprompted review
Camino Financial logo

Reply from Camino Financial

At Camino Financial, we believe in continuously improving our services to better serve our customers. Your feedback regarding customer relations is valuable to us, and we apologize if you feel that we have fallen short in this area. We understand the importance of strong customer relations, and we are committed to enhancing our approach to ensure that every interaction is positive and productive.

If there is anything specific we can do to address your concerns or if you have any further feedback to share, please don't hesitate to reach out to our dedicated customer support team. We are here to listen, assist, and ensure that your experience with Camino Financial exceeds your expectations.

Rated 1 out of 5 stars

Wow! A bunch of crap!

Wow! I’d give this company 0 stars if I could! This company hounded me for weeks to finish my application by sending over my bank statements. Despite the poor rating on Trust Pilot, and therefore, against my better judgement, I sent them to the specific e-mail they supplied to me. They said they cannot move forward with the loan process because I did not link my bank account! They have all the bank information they need and now too much personal information! It’s a scam to get your personal info they are not entitled to… Stay clear of this company 1000%!

3 February 2023
Unprompted review
Camino Financial logo

Reply from Camino Financial

We appreciate you bringing this matter to our attention and we are committed to addressing your concerns. In order to properly identify your account so we can help you please get in contact with us.

Camino Financial Member Experience
complaints@caminofinancial.com
☎️ 800 852 0655

Rated 1 out of 5 stars

This company does not help new…

This company does not help new businesses nor has officers who can understand accents when reviewing your applications so good luck if you’re and immigrant in the states trying to start your business it’s best you go towards a traditional bank because they’ll just steal your information then deny you for frivolous reasons then try again in some months and harass you to apply again only to Deny you again after you’re “pre approved”

I’m beyond insulted and angry because I didn’t even want to try again with this initiation having no business debt for that entity but it is what it is.

Stay away from these scammers

21 January 2023
Unprompted review
Rated 1 out of 5 stars

Bad people and extereme poor service.

Okay, first I ask them, I want to pay my loan back, all of it. They said okay. They send me the payoff letter and after that I sent them the money through my bank. Then I ask them for a verification letter where it shows that I have paid off the loan. But after that they said I own more money. I tell them to take out the money from my bank. I have sufficient funds to pay back there 163 dollars but they are not taking out the money from my bank and keep increasing the amount everyday. They are running some kind of a scam and I am very frustrated with this situation. I have proof of communication. They are not helping me resolve this situation.

5 December 2022
Unprompted review
Rated 5 out of 5 stars

Super helpful and answered questions immediately

I’ve been looking for a business loan for quite some time . I explained what I needed this loan for and I was approved after a couple of days . Although the interest rate was higher than I expected, I decided to make it work. Hayden Anderson talked me through the whole process and explained everything to me in detail, he was of great help. Thank you guys again as i grow my small business

10 August 2022
Unprompted review
Rated 1 out of 5 stars

Misleading website say onething and…

Misleading website say onething and they do other I will write a review every chance I get if your a small business and you need funding run from this company they are very very Misleading and will lie to you and if you get to the 48hr for a Decision just know that means you are Decline they say same day funding also a lie is your a small business don't depend on this company use a better company I have referred many people and not one not one was approved very very misleading and lies I will never referr anyone or use this company RUN RUN RUN

21 July 2022
Unprompted review
Camino Financial logo

Reply from Camino Financial

We are sorry you didn't qualify to get the loan. When your application is rejected you also get a document called “Notice of Adverse Action” where you get a brief explanation of the possible reasons this happened.
If you didn't receive the Notice of Adverse Action Please contact us at your convenience at 800-852-0655 and we will be happy to give ypu some tips in case you want to apply again.
Remember many of our members don't qualify on the first try, but after making the correct adjustments you should be qualified to get the loan.
We wish you luck!

Rated 2 out of 5 stars

They don't seem to be interested in you if your business is financially healthy.

Heard about this company from a Facebook ad. Their lending criteria seems... "predatory", which is a strong word but given my experience, I'm open to being convinced otherwise.

I have a nonprofit that does 200k/year, and that's without grants, sponsorships, or donations of any kind.... meaning, 100% of our revenue is earned from one of our paid programs, similar to a Goodwill.

I applied for a loan, with a 790 score across all 3 bureaus, damn near perfect credit with zero derogatories, perfect payment history, perfect utilization, low inquiries, and 12 years of age. I have a Chase Sapphire Card for God's sake if that gives you an idea of my creditworthiness. In addition, the business makes 200k/per year, well exceeding their advertised "5k/month" requirement.

They denied my application despite all of this, based on the following reason:

"Too many recent inquiries".

Forgive my french, but that's complete crap...

I had 5 total inquiries on the bureau that they soft pulled, and only 3 within the past calendar year, my credit is almost perfect and there's literally no legitimate reason as to why they (or any company) should deny me for lending based solely on my credit. The REAL reason they denied the application? Regardless of the fact that my business makes over 3x the required revenue, and has been in business for 7 long years, not to mention that the owner/applicant has phenomenal credit, the real reason is that they simply won't lend to a nonprofit organization no matter how much money they make.

But let's be honest, there's no way in hell they're ever putting THAT sentence on a denial letter.
"We don't help charities, sorry."
... So instead, they used a cop-out reasoning, hence, too many inquiries. Yeah, sure..

Meanwhile, a business owner with a 600 credit score and a crappy LLC making a measly 5k/month gets funded no problem? Gotcha. This alone tells me they lean more towards the financially illiterate (because by the way, the terms and interest rates are absolutely bonkers, but I have a feeling you guys already knew that).

Two stars, only because they supposedly prioritize minorities, which I can at least appreciate that.

25 May 2022
Unprompted review
Camino Financial logo

Reply from Camino Financial

We are sorry you didn't qualify to get the loan, Wayne. When your application is rejected you also get a document called “Notice of Adverse Action” where you get a brief explanation of the possible reasons this happened.
If you didn't understand the Notice of Adverse Action Please contact us at your convenience at 800-852-0655 and we will be happy to give you some tips in case you want to apply again.
Remember many of our members don't qualify on the first try, but after making the correct adjustments you should be qualified to get the loan.
We wish you luck!

Rated 1 out of 5 stars

I’m very DISAPPOINTED…..

I was in need of a loan a few months ago and had spoken to a guy named Juan from this company. I explained to him my situation on my identity theft and how my business was not doing so great as far as income due to the pandemic. He was nice enough to finally find me an offer. I told him that I would get back to him a little later if I changed my mind because I was waiting on another loan place to contact me first. I decided to come back to Camino because Juan had mentioned to get back to him and that he would just put my application as inactive and that he would reactivate it once I came back. I messaged him and he never got back to me. I went back online to fill out another application since it had been about a month or so only to find out I was denied. No one called me this time to at least speak with me. Im sure they would have known who I was if I was on file already. Such a shame how this happened to me because I really thought this company was dedicated to helping people from all the good reviews I’ve heard. I’m truly disappointed and don’t understand why they ignored me this time.

20 April 2022
Unprompted review
Camino Financial logo

Reply from Camino Financial

We are sorry you didn't qualify to get the loan, William. When your application is rejected you also get a document called “Notice of Adverse Action” where you get a brief explanation of the possible reasons this happened.
If you didn't understand the Notice of Adverse Action Please contact us at your convenience at 800-852-0655 and we will be happy to give you some points to consider in case you want to apply again.
Remember many of our members don't qualify on the first try, but after making the correct adjustments you should be qualified to get the loan.
Your experience is the most important part for us, we hope to hear from you soon.
We wish you luck!

Rated 5 out of 5 stars

Leonardo assisted me super fast!

Leonardo assisted me super fast, super professional, Got everything squared away and everything was explained to me; and I got my funds right away best experience ever with a lender...

Thank you so much! Highly recommend.

11 March 2022
Unprompted review
Camino Financial logo

Reply from Camino Financial

Hi, Refugio Quiroz
We’re thrilled to hear that you are already growing your business. We know there’s a great future ahead of you! And if you ever need anything, you can count on us.

Thank you for choosing Camino Financial! 💛

Rated 5 out of 5 stars

Very fast transaction 2 days to have…

Very fast transaction 2 days to have money in the bank

5 April 2021
Unprompted review
Camino Financial logo

Reply from Camino Financial

Hi, Martin R Beltran
We’re thrilled to hear that you are already growing your business. We know there’s a great future ahead of you! And if you ever need anything, you can count on us.

Thank you for choosing Camino Financial! 💛

Rated 5 out of 5 stars

awesome service

awesome company

28 March 2021
Unprompted review
Camino Financial logo

Reply from Camino Financial

Es un placer Aaron Faucett! ✨ Gracias por dejarnos verte crecer e ir de la mano en tu camino de éxito #JuntosAdelante

Rated 5 out of 5 stars

My experiance was smooth sailing with…

My experiance was smooth sailing with Daniel and Efraim. Camino financial was the only company that gave me a great deal with the rates not being excessive. I’m so happy I will refer them to all my friends and family and other business owners. Great job Camino financial good looking out!!

3 February 2021
Unprompted review
Camino Financial logo

Reply from Camino Financial

Hi, Greta Perry
We’re thrilled to hear that you are already growing your business. We know there’s a great future ahead of you! And if you ever need anything, you can count on us.

Thank you for choosing Camino Financial! 💛

Rated 5 out of 5 stars

Great service.

Camino Financial has been a key to keep my business going, they are very professional, this is my second loan and all I can say is THANK YOU!!! Also I want to thank Gabi because if it wasn’t for her call I wouldn’t have known about the loan.
Thank you Camino Financial.

18 December 2020
Unprompted review
Rated 5 out of 5 stars

This was the best loan application…

This was the best loan application experience ever. First of all, the representatives'customer service was A1, I value good customer service more than I do the actual product or service itself. They were patient, courteous, and never got frustrated or impatient in whatever my dilemma was at the time as far as qualifying for the loan. Other financial institutions need to take a look at how Camino delivers and operates. This is truly a mark of a new day in financial marketing. As far as I'm concerned, Camino leads the way right now. I also would like to mention a name (Gabby) can't quite remember her last name, but she's an angel and don't know it. God bless you Gabby

25 October 2020
Unprompted review
Rated 5 out of 5 stars

Good

Hi, I'm Gabino, I want to thank Gaby Gusman for all the support he gave me to make this come true. Thank you very much God I answered my prayer God is good I am very happy you have a happy night

23 October 2020
Unprompted review

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