I have had an excellent experience since May 2026 with Aqua Card so far. Very easy to apply, won't hurt your credit score, and it's very positive even helps to build your credit score. After applying,... See more
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Review summary
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My application in applying for an Aqua Credit Card was very quick and simple. The service that I have received from Aqua so far since I open the account seven or eight months ago has been excellent. I... See more
Company replied
I have been reading the reviews.I must say I cannot relate to the One star reviews as I have always found my Aqua card to be really lifesaving sometimes.I try to pay the boosted payment each month as... See more
Company replied
I joined aqua to increase my credit score Within 3 months aqua increased my credit by over double With me using it correctly and continually paying off my balance
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Company details
Written by the company
Aqua is the smart way to build better credit. We give you the power to improve your credit score backed by our expert support, personalised credit limits that can grow as we get to know you and a secure app that guides you on your credit building journey. So you can move forward with confidence, knowing you’re in safe hands. Representative 39.9% APR (variable). NewDay Ltd. Subject to status. 18+. UK only. T&Cs apply. Credit limits and score could increase with responsible account management.
Contact info
aqua Customer Services - PO BOX 173, S98 1JW, Sheffield, United Kingdom
- 0333 220 2691
- www.aquacard.co.uk
4.6
Excellent
17K reviews
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Reply from Aqua card
Hi Kapil,
Thank you for choosing us as your card provider - and for leaving us a positive review! 😊
Thanks,
Andy
It offers good credit limits if you spend more.
My experience is great to have this card . It is very easy and simple to use and get wonderful credit limit
Thank you so much aqua
14 August 2026
Unprompted review
Reply from Aqua card
Hi Rosyben,
Thank you for taking the time to leave us a positive review! We're delighted to hear you're enjoying your card and have had a great experience with us 😊
Thanks,
Andy
Reply from Aqua card
Hi Peter, thank you for choosing us as your card provider - and for leaving us a positive review😁 Thanks, Sheona
Easy application really good app can't…
Easy application really good app can't fault them
6 August 2026
Reply from Aqua card
Hi Steven, we're happy to read that you are enjoying our app and the features, and that you found our application process nice and easy, this is just what we aim for! Thank you for taking the time to leave us a positive review 😊Best, Sheona
Excellent experience of Aqua Card!
I have had an excellent experience since May 2026 with Aqua Card so far. Very easy to apply, won't hurt your credit score, and it's very positive even helps to build your credit score. After applying, once everything is approved, you can get an Aqua Credit Card with all the details in the Aqua App, ready to use instantly and for Apple or Google Pay as well. After a few days, the physical card will be delivered to your wallet. Communication between the Aqua Card customer and Aqua Card is very reliable via email and SMS notifications. So, pleased to have it. Thank you, Aqua Card.
6 August 2026
Reply from Aqua card
Hi Khalid,
Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours.
And we're happy to read that you are enjoying our app and the features 😊
Best,
Rob
Amazing credit limit went up with 2…
Amazing credit limit went up with 2 weeks no problems at all
6 August 2026
Reply from Aqua card
Hello Hayley,
Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊
Best,
Rob
Reply from Aqua card
Hi,
Thank you for taking the time to leave us a positive review!
Best,
Rob
Good card to get and easy to manage
Good card to get and easy to manage. Haven’t had it long enough to say if it does affect your credit score
6 August 2026
Reply from Aqua card
Hello John,
Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊
Best,
Rob
Very nice 🙂 credit card
Very nice 🙂 credit card
£900 limit I'm using Best Aqua credit card
Simple 😊
I am very Happy I am request 😊 give me More limit next time
5 Star ⭐⭐⭐⭐⭐ Aqua credit card
Thanks
6 August 2026
Reply from Aqua card
Good morning Najib,
Thank you for your 5-star review! We are happy to hear that you are enjoying your card 😊
Best,
Rob
Very pleased with the credit card I…
Very pleased with the credit card I received, we'll done Aqua, having my garden landscaped , this card really has helped me out
6 August 2026
Reply from Aqua card
Hi Derren,
Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊
Regards,
Rob
Nice and easy to use app
Nice and easy to use app. Good starting credit as well even though my credit score isn't that great.
5 August 2026
Reply from Aqua card
Hi Oliver,
Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊
Thanks,
Rob
My name is Dharmendra Bathula
My name is Dharmendra Bathula, and I’ve had a genuinely excellent experience with Aqua. From the beginning, the whole process has been straightforward and easy to manage. The Aqua app is simple, clear and convenient, and I really appreciate being able to keep track of my spending and payments easily.
What I value most is the opportunity to build my credit history while managing my finances responsibly. The service has been reliable, professional and stress-free.
Overall, I’m very impressed with Aqua and would happily recommend it to anyone looking for a straightforward credit card with a great customer experience. Definitely one of the best experiences I’ve had with a credit card provider.
5 August 2026
Reply from Aqua card
Good morning Dharmendra,
Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊
Thanks,
Rob
The profesional way through to your new cardprofessional approach and…yo
Very professional approach and supportive systems to take you through the process
5 August 2026
Reply from Aqua card
Hi,
Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊
Regards,
Rob
Reply from Aqua card
Hi Leslie,
Thank you for taking the time to leave us a review. We're excited to have you on board 😊
Thanks,
Rob
Happy chappy
Very simple to apply for a card ,everything thing is straightforward, it works perfectly well and I'm not pestered by loads of bumph . Glad I joined and will happily recommend them if asked.
2 August 2026
Reply from Aqua card
Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy and that that you are enjoying your card, this is just what we aim for 😊
Kind Regards,
Michelle
Reply from Aqua card
Hi Ade,
Thank you for taking the time to leave us a positive review. We're pleased to hear you're finding us encouraging and helpful and hope you continue to enjoy our services! 😊
Thanks,
Andy
Fantastic company
Fantastic company. Had a card with them now for nearly 2 years and never an issue and applied for a loan and it was smooth sailing. Thank you Aqua!
12 August 2026
Unprompted review
Reply from Aqua card
Hi Allan,
Thank you for your positive review and 5-star rating! We're delighted to hear you've had a good experience with us and found our application process smooth sailing - this is just what we aim for 😊
Thanks,
Andy
The efficient manner is which I am kept…
The efficient manner is which I am kept informed with transparent notification.
3 August 2026
Reply from Aqua card
Hi Adele,
Thank you so much for your positive review and 5-star rating! We appreciate your comments about the way we keep you informed, and hope you continue to enjoy our services 😊
Thanks,
Andy
Very good services
4 August 2026
Reply from Aqua card
Hi Hassan,
Thank you for choosing us as your card provider - and for leaving us a positive review! 😊
Thanks,
Andy
Very happy with Aqua
Very happy with Aqua. Every transaction has been simple. The app works smoothly and is easy to use.
4 August 2026
Reply from Aqua card
Hi Suzanne,
Thank you for taking the time to leave us a positive review! We're happy to hear you're enjoying our app, and have found everything works so smoothly - this is just what we aim for 😊
Thanks,
Andy
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