White, Jacobs & Associates Reviews 288

TrustScore 4 out of 5

4.1

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Rated 5 out of 5 stars

Workin with Lenay was awesome! Always stayed in contact with me and they did a great job. I definitely recommend

Rated 2 out of 5 stars

My spouse and I paid over $2,000 for credit repair services. They assured us that they would be able to repair our credit in order to get a home loan approval. The accounts that we were told would be... See more

Rated 5 out of 5 stars

While having less than stellar credit, I thought that a credit repair service was my only option. When I reached out, I met Mike Morones. As he took my information and background, I was skeptical tha... See more

Company replied

Rated 5 out of 5 stars

Mitchell made me feel at ease and confident during the process. Kept me informed of new information and updated with current credit scores. Most importantly honest and straightforward. During... See more

Company details

  1. Legal Services

Information provided by various external sources

White, Jacobs & Associates is a premier consumer services firm. WJA offers an aggressive alternative to credit repair and debt settlement - Attorney Powered.


Contact info

4.1

Great

TrustScore 4 out of 5

288 reviews

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Hasn’t replied to negative reviews

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Rated 2 out of 5 stars

My spouse and I paid over $2,000 for…

My spouse and I paid over $2,000 for credit repair services. They assured us that they would be able to repair our credit in order to get a home loan approval. The accounts that we were told would be deleted weren’t. Letters they wrote on our behalf were returned to us by the merchant multiple times. Please use caution when signing a contract with this company.

1 November 2024
Unprompted review
Rated 5 out of 5 stars

Just getting started

Worked with Curtis a little rough start but never the less a great guy to work with only been a couple of weeks and already seeing an increase. Great job guys would definitely recommend. Will update again later.

1 January 2025
Unprompted review
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Reply from White, Jacobs & Associates

Thank you, Trey! We appreciate you sticking with the process, even through a slightly bumpy start. It's great to hear you're already seeing results just a few weeks in—that early progress is always encouraging. Our team is here to keep that momentum going, and we look forward to your next update!

Rated 5 out of 5 stars

Mathew & Ciara were both super helpful…

Mathew & Ciara were both super helpful and very informative! I am recommending them to all of my fam and friends!

7 January 2025
Unprompted review
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Reply from White, Jacobs & Associates

We’re so glad to hear you felt well-supported and informed throughout the process. That kind of experience is exactly what our team aims to deliver. Thank you for spreading the word—we truly appreciate your recommendation!

Rated 5 out of 5 stars

Eric S. has been the gift I never knew I needed!

Eric S. has been the gift I never knew I needed! Working with Eric, has been such a wonderful experience. He has completely changed the game and my approach to credit. From professionally handling sensitive materials in a timely manner to intentionally educating me through the difficulties of understanding the credit world... I found, his vast knowledge and expertise merged with his welcoming demeanor has unleashed my new confidence on tackling my credit profile. It's simple, He is the analyst you want in your corner. -E. Carver

12 December 2024
Unprompted review
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Reply from White, Jacobs & Associates

What an incredible reflection—thank you for sharing this. It’s deeply rewarding to know that working with our team not only brought clarity to a complex process but also helped build your confidence along the way. Guiding clients through the nuances of credit with both care and professionalism is exactly what we strive for. We’re honored to be part of your journey!

Rated 5 out of 5 stars

Daniel Benitez White Jacobs and Associates…

I was referred to White Jacobs in August of 2024 and Mr. Daniel Benitez went to work on my behalf immediately. His work ethic was very professional and honest. Daniel was very knowledgeable and explained everything in detail. A huge thank you to Daniel for all of his assistance.

3 December 2024
Unprompted review
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Reply from White, Jacobs & Associates

Thank you for sharing your experience, Sandra! It’s great to hear that things moved quickly and clearly right from the start. Our team takes pride in being thorough, honest, and committed to keeping clients informed every step of the way. We're grateful for the opportunity to support you and appreciate the kind words!

Rated 1 out of 5 stars

My recent experience with Curtis at…

My recent experience with Curtis at white Jacob’s & Associates was short and unfavorably and less than enjoyable experience.

I was not please with the letters that were sent out in my behalf to represent me. The creditors didn’t think so either, a few contacted me and asked why would a letter be sent not addressing the real issue of the dispute.

This was unacceptable for me. The lack of formal contact after you spend your hard earn money with this firm was below my expectations. Although I recall distinctly when I paid my fee of over $1,100 I could hear his co workers cheering for Curtis on like if as some sort of amusement!

The last straw was that I was able to make my own credit improvements in the same amount of time that this jerk had my account. He wasted my money & time!

Disappointed customer!!!!!
Beware before considering using!

9 November 2024
Unprompted review
Rated 5 out of 5 stars

Eric was awesome!!

Eric was awesome!!! He took me through the entire process and explained exactly how and what would happen when. I would definitely recommend them rather than the other repair companies out there! I’m excited to see the results!

2 October 2024
Unprompted review
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Reply from White, Jacobs & Associates

We love hearing that you felt well-guided through the entire process, Sandra. Our team is trained to provide clear explanations on what to expect at each step. It’s great to know that you’re feeling confident in your decision to work with us over other options. We're just as excited to see the results as you are! If you know anyone else who could use help with their credit, we’d appreciate you recommending them our way!

Rated 1 out of 5 stars

Fake reviews for a scam company


I’m not surprise to see so many fake reviews giving them such high ratings - I was an SEO and digital marketing manager as I told the fast-talking sales and, Jeffrey Rigdon, and ranked a horrible business number one for six years. Fake reviews cost about $2-$5 a piece to have mass produced.

I first became suspicious of the outfit when I noticed very basic words misspelled in the brochure they sent me after I signed up for their program.

Hint: It’s I before E except after C when the sound is long E. Hire someone who can spell before launching a scam operation folks.

I became further concerned when Experian sent me a letter stating that they were refusing to let White Jacobs dispute claims to my file as they weren’t considered a lawful representative of me. Troubling as this is what I hired them to be.

I became even more concerned when I reached out to the salesperson, Jeffrey Rigdon.

Neither he nor his assistant responded to anything I sent, multiple times. They call you everyday until you sign up and then they vanish.

Perhaps it is the 100 clients Jeffrey told me he had on his current caseload.

In hindsight that should have been a red flag as well. No one can provide good service with that many clients and is the perfect example of a “churn and burn” operation.

Now I was worried and looked up their better business bureau file - and was dismayed by what I found.

These guys are crooks run by two crooked lawyers, pure and simple.

When I again contacted Jeffrey Rigdon and he again refused to respond, I instructed both him and his assistant to cancel my membership.

Yet criminally and illegally, which is why I call them crooks, they continue to attempt to bill my now frozen credit card for their membership program, and are breaking the law in so doing.

Yet they also haven’t done any credit repair work that I hired them to do.

My next step is to report them to my credit card company for fraudulent activity. Refusing to honor a demand to cancel is fraud and a crime.

Don’t walk, run from this company. There may be legitimate credit repair firms out there, but White Jacob is not one of them.

31 August 2024
Unprompted review
Rated 5 out of 5 stars

Great service

23 August 2024
Unprompted review
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Reply from White, Jacobs & Associates

Thanks so much, Art! If you know anyone who could use our help, please send them our way.

Rated 5 out of 5 stars

Brandon Condoll has been exceptional to work with!

Brandon has been so nice, professional and empathetic. He’s been on top of our case and handling every detail. Totally believing us and prompt in each matter presented to him. It’s been a very positive experience working with Brandon!

22 August 2024
Unprompted review
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Reply from White, Jacobs & Associates

It sounds like you’ve had a truly personalized and supportive experience, and we’re glad to have been a part of that! The way our team has responded reflects exactly what we aim to provide. Your trust and satisfaction mean a lot to us, and we’re here to keep that momentum going as we continue working together. Thank you for taking a moment to share you experience, Melanie.

Rated 5 out of 5 stars

spoke with Eric Saffold at White

spoke with Eric Saffold at White, Jacobs & Associates. He was very knowledgeable, pleasant and easy to talk to. He helped me understand the process and what to expect in the next couple of months. Communication is key and Eric Saffold assured us that we are in good hands and we made the right decision in choosing them. I look forward to seeing results .

7 August 2024
Unprompted review
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Reply from White, Jacobs & Associates

We appreciate your kind words, Adsanett! It's great to know that our team was able to provide you with a clear understanding of the process and set expectations for the next few months. We believe that strong communication is key, and we're glad you feel confident in the decision to work with us. We're excited to see the results unfold for you and are committed to supporting you every step of the way!

Rated 5 out of 5 stars

Eric Saffold was very detailed and…

Eric Saffold was very detailed and walked me through each step on getting me ready to get my credit on point. With his expertise I'm very confident that I will have everything done I need to purchase my home.

12 August 2024
Unprompted review
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Reply from White, Jacobs & Associates

Thank you for sharing your experience, Alundra! We're pleased to hear that our team provided detailed guidance and helped walk you through each step of the process. It's always rewarding to know that you feel confident about reaching your goal of purchasing a home with the expertise and support you received. If you happen to know anyone else who could benefit from credit assistance, we'd be grateful for your referral!

Rated 5 out of 5 stars

So far so good

My husband and I spoke with Curtis at White, Jacobs & Associates. He was very knowledgeable, pleasant and easy to talk to. He helped us understand the process and what to expect in the next couple of months. Communication is key and Curtis assured us that we are in good hands and we made the right decision in choosing them. I look forward to seeing results so we can purchase our first home.

5 August 2024
Unprompted review
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Reply from White, Jacobs & Associates

Sharicka - It’s wonderful to hear that our team provided you and your husband with a clear understanding of the process and set the right expectations for the coming months. Feeling confident and informed is crucial, especially when you're working toward something as exciting as buying your first home. We're grateful for your trust in us, and we're committed to helping you achieve those results!

Rated 5 out of 5 stars

Very professional courtesy

Lacey Matthew Very professional courtesy! I totally recommend him!

6 August 2024
Unprompted review
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Reply from White, Jacobs & Associates

Thank you so much for recommending our team!! We are so proud of the work that our team members provide, and we're happy happy to hear that you've had a good experience!

Rated 5 out of 5 stars

Shawn has already been more than…

Shawn has already been more than helpful at the start of my credit repair journey. I believe that I have made the right choice working with Mr. Hill due to his experience and expertise in the credit business.

2 July 2024
Unprompted review
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Reply from White, Jacobs & Associates

Thank you for the vote of confidence, Monicqua! Even though this is just the beginning, we appreciate you taking the first step towards better credit. Several members of our team will be involved in the process and we know you'll do your part too. Teamwork makes the dream work! We're so excited to see your success in the program!

Rated 5 out of 5 stars

Within 30 to 45 of working on my credit…

Within 30 to 45 of working on my credit I have received a letter stating that the idea will be removed from my credit report. Fast friendly and professional service is what they offer. Great Job!!!!

26 June 2024
Unprompted review
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Reply from White, Jacobs & Associates

That's GREAT NEWS, Frank! To be fair, 30 to 45 days is not our typical turnaround time, but sometimes we do see super fast results! Our program can take up to 6 months, but we're thrilled that we were able to get removals in less than 2 months. If you know of anyone who needs a bit of credit help, please send them our way. We're here for you if you ever need assistance in the future.

Rated 5 out of 5 stars

A Fresh Start!

These guys know what they are talking about when it comes to credit, I would honestly say all the other companies that I paid for did not do their job, but when I came to this company there was nothing but success involved! I will say it is a little bit costly but you get what your money pays for.

Arriving at this company , I did not know too much about credit but when I spoke with Ciara she explained everything about what was going on and before I knew it , collection accounts where being deleted left and right.
This process takes time so do not expect it to happen over night. Thank you White Jacob’s and Associates!

14 November 2023
Unprompted review
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Reply from White, Jacobs & Associates

Although we can't speak for any other company, we do know quite a bit about credit here at WJA, Josh. Thank you for noticing! We wish you would have worked with us from the beginning! And you're right about the investment. We are not the cheapest but that's because we've invested a tremendous amount of resources into our process and our staff. We appreciate your kind words about our staff. And thank you for your patience as this credit repair journey can take up to 6 months. Totally worth it though. Thank you for giving us a chance!!

Rated 5 out of 5 stars

Life Savers!

We’ve been working with Salley and her team from White Jacobs & Associates. In a very emotionally turbulent time, Salley has brought a sense of peace and comfort to the situation. She is extremely professional, kind and patient all while advocating for us in an aggressive manner so that we can make our financial dreams a reality. I honestly don’t know how we would have gotten through this financial stage without Salley’s help. I’m forever grateful for Salley and her team at White Jacobs.

14 June 2024
Unprompted review
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Reply from White, Jacobs & Associates

Your gratitude means a lot to us, Natalie. Peace and comfort is invaluable during turbulent times and we're glad we could provide that for you. Thank you for recognizing the dedication and hard work of our credit analysts. Making financial dreams a reality is what drives us! Being advocates (sometimes aggressively as you said) is part of our job. We appreciate you taking a moment to share you experience with us. If you have any questions in the future, please reach out! And if you know anyone who needs a little credit help, please send them our way.

Rated 5 out of 5 stars

Brandon and the team handled my issue…

Brandon and the team handled my issue very professionally and successfully with possitive results

27 May 2024
Unprompted review
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Reply from White, Jacobs & Associates

It was our privilege to assist you, Jayaranjan. Thank you for noticing our professionalism. We really do go above and beyond to make sure our clients get positive results. If you need anything, we're only a phone call away.

Rated 1 out of 5 stars

Company delivers on their promise

The decision to go with White and Jacobs was a huge mistake. They promise that they will help you to get you to join and when you get family or friends to join they don't deliver on their promise. They have problems with accounting and after a few months they send your file to a new employee that has not handled your file in the past. It is a expensive mistake and I harmed my reputation with family for recommending them.

31 May 2024
Unprompted review
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Reply from White, Jacobs & Associates

We are grateful for your kind words, L K. Many of our clients come to us because they've been burned by other companies. While we cannot comment on the effectiveness of their methods, our success is a result of our innovative process, an outstanding investigative research team, and knowledgeable credit analysts. Thank you for noticing the effort we put into our program! Congratulations on your results!!

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