Updraft Reviews 5,139

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 1,859 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for being simple, clear, and efficient, often highlighting the quick application process and fast fund deposits. Many appreciate the user-friendly app for managing finances and payments, along with the fair interest rates and the ability to make early payments without fees. However, some customers experienced delays in receiving funds or communication after approval, with a few noting slow response times from customer service. There were also occasional mentions of the app not allowing early payments directly, requiring bank transfers instead.

What people talk about most

User experience

People report positive experiences with user experience. Customers consistently praise the ease of use,... See more

Service

Reviewers highlight positive aspects of service, consistently praising its efficiency and speed. Many... See more

Payment

Consumers find payment to be a positive experience, often highlighting the speed and ease of the process.... See more

Response time

Reviewers mention positive feedback about response time. Many customers experienced quick responses, with... See more

Application

Clients share positive opinions on the app, highlighting its ease of use for managing finances and tracking... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Simple and clear. This will reduce my expensive credit cards and help me get back on track, after challenging times. My credit rating isnt great, but they still offered clear and transparent financial... See more

Rated 5 out of 5 stars

WOW! From end-to-end a FANTASTIC service! Customer support via email is truly impressive and the app is great! From the day my loan was approved it took two, yes just TWO working days for funds to... See more

Rated 5 out of 5 stars

Fantastic company👏👏, easy & quick no hassle application decision in minutes excellent service Very happy now just have one payment instead of several. I chose to pay through my bank instead of the... See more

Rated 5 out of 5 stars

It was easy to apply. I'm still waiting for funds to be deposited but the app has been very useful for bringing all of my payments into one area to help me manage my finances. This is a huge weight of... See more


Company details

  1. Alternative Financial Service

Written by the company

We're on a mission to turn borrowers into savers. Pay off your overdrafts, credit cards and more, it's time to get closer to your money


Contact info

4.8

Excellent

TrustScore 5 out of 5

5K reviews

5-star
4-star
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1-star

Replied to 44% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

WOW!! Five stars!

WOW! From end-to-end a FANTASTIC service! Customer support via email is truly impressive and the app is great! From the day my loan was approved it took two, yes just TWO working days for funds to reach my account. You can pay off early and pay additional amounts with no fees plus the interest rate isn't exhorbitant either! Really happy with everything so far and I don't foresee any bumps along the way. Thanks so much to a great team of people working in the back office making it a superb, stress-free experience!

20 April 2026
Unprompted review
Rated 5 out of 5 stars

Really easy and straightforward…

Really easy and straightforward process. Funds arrives within 24 hours.

Appreciate as a responsible lender that they will only offer funds every now and then and then however this can be inconvenient from some customers. Maybe something to bear in mind for customers with good credit / lending history.

16 April 2026
Rated 5 out of 5 stars

Carefully considered application…

Lots of lots of questions asked even when pre-approved but that just shows how carefully they consider your affordability before offering you a loan, which is not a bad thing at all. Kept constantly updated throughout the process.

17 April 2026
Rated 4 out of 5 stars

Really helpful company

I wanted to simplify my life and sort out issues in one. Updraft provided a way out and supported me.

I give it 4 stars as overall it's a great company.

-1 star only because it's quite annoying that I cannot make early payments through the app, which only provides details for a direct bank transfer.

Instead of me making payments in the app, that's why Updraft lost 1 star. Please change the app to allow early payments; it would make them easier.

I understand that monthly payments are automatic, but to help reduce interest, I like to make additional early payments in my own time via the app, as it saves me time going back and forth between apps.

14 April 2026
Rated 3 out of 5 stars

Great application process (but that’s it)

Whilst the application process was extremely easy to understand + navigate, the outcome was confusing and unclear. I successfully applied for a loan and now when I log into the app, I’m simply presented with a “Manage Your Payoff” screen asking me if I want to send funds to my credit card. If I decline the offer, it takes me back to the main screen without giving any indication of when fund dispersement will happen (if it all). I had to call up and pretend to be a payment behind to speak to a human who seemed uninterested and verging on rude

17 April 2026
Unprompted review
Rated 5 out of 5 stars

Life changing support!

From the moment I learnt about Updraft my experience has been really positive. The process was super simple and quick with fast communication and support. This time last week I was depressed, scared and procrastinating about how to handle credit card debt and this week I feel back in control. And for the first time in a long time, proud of myself and hopeful for the future.

14 April 2026

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