Ultimate Finance Reviews 

1,050
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Evaluating 116 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their prompt communication, friendly attitude, and genuine support during important financial transitions. People note that the professional team consistently goes above and beyond to make complex funding processes completely smooth, simple, and totally stress-free for growing businesses. Some reviewers were happy with the incredibly easy-to-use digital platform and its lasting positive impact on daily business cash flow. Consumers also mention that dedicated relationship managers are always readily available to offer expert guidance, quick responses, and reliable assistance whenever any unexpected operational challenges arise.

What people talk about most

Staff

Customers had positive experiences with staff, frequently noting that reviewers found the team extremely... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional support and a smooth... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the team for being... See more

Response time

Customers consistently note positive experiences with response time, highlighting that relationship managers... See more

User experience

Clients share positive opinions on user experience, highlighting that the online portal and systems are... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

We have been working with Ultimate Finance for so many years. Their support has made a real difference to our cash flow, allowing us to focus on growth without financial stress. The system is easy t... See more

Company replied

Rated 5 out of 5 stars

When choosing a finance factoring company, we look for consistent cash flow, timely responses, and reliable customer service. Ultimate Finance has delivered all of this exceptionally well. We’ve... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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5.0

All reviews

(1,050)

115 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

We have used Ultimate for our cashflow…

We have used Ultimate for our cashflow needs for over 6 years. The staff and systems are excellent. Can' recommend too highly.

4 November 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review, John, we really appreciate you recommending us to other businesses looking to access tailored funding!

Rated 5 out of 5 stars

Ultimate finance customer satisfaction

The facility we found very easy to use, the staff were friendly and helpful and always on hand to deal with any queries. We would have no hesitation in recommending Ultimate finance to others.

1 November 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for the recommendation Matt, we really appreciate it!

Rated 4 out of 5 stars

Ultimate Finance

The online portal is easy to use and the staff at Ultimate are always on hand to advise and help. Ultimate update the portal first thing on Manday morning and Transfer of funds is quick once a download is requested.

30 October 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for sharing your feedback with us, we're delighted you find the use of the online portal easy and that the support from our team is helping you meet your business ambitions!

Rated 5 out of 5 stars

Ben Hunter and his team at UF, helpful and knowledgeable

We have been dealing with Ben Hunter and his team at Ultimate Finance now for almost 2 years. Ben has been very helpful and always responded to our emails very quickly and so has his team. We would not hesitate in recommending UF to any company in need of an invoice discounting facility.

28 October 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for such great feedback, and well done to Ben and the team for delivering a great service alongside your funding facility!

Rated 5 out of 5 stars

Great

Very happy with the service received.
Our relationship manager is very helpful and always available to help with any questions.

24 October 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for your review, Gemma! We're delighted to know you are happy with our levels of service and that your expert Relationship Manager is meeting your expectations!

Rated 5 out of 5 stars

Our relationship manager Jane Ruthven…

Ultimate finance are great to work with! Our relationship manager Jane Ruthven makes our life easy when we need help and support. The service and support is second to none and just what our growing business needs.

24 October 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for taking the time to share your feedback Jon, we really appreciate it, and we're delighted Jane and the rest of us at Ultimate Finance are meeting your expectations when it comes to a funding partner!

Rated 5 out of 5 stars

A brilliant company highly recommend

A brilliant company that has been so great to deal with from enquiry through to day to day use. They have made the process seamless and they can they can see where our business is growing to and offering a vehicle to support the growth.

16 September 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great review, Bradley, we're delighted to have met your expectations when it comes to a funding partner!

Rated 5 out of 5 stars

We’ve been working with Ultimate for almost 6 years

We’ve been working with Ultimate for almost 6 years. We have a great partnership – working together to look at new ways for our business to grow.

As we have expanded and branched out into new ventures and industries, Ultimate have been a great support. Working with them has allowed us to explore new opportunities.

The team at Ultimate are always there to help, always going above and beyond to ensure we have the support we need. The team, including Alastair Logan, Matthew Richards, Beth Taylor and James Howley, are fantastic to work with.

Here’s to the next 6 years working together and growing our business.

13 September 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for such a great review, James, we really appreciate it! We're delighted to be your funding partner of choice and to have been able to support your ambitions so far, and can't wait to see what the future brings for you and the team!

Rated 5 out of 5 stars

Amazing company with great products to assist with financing needs

We have had the pleasure of working with Ultimate Finance for the past few years and the level of support throughout has been second to none. They have given us the ability expand our business in a small space of time and have always given us the most competitive rates on the market. Our account manager Ben has been a breath of fresh air and during this period, I couldn't thank him & the team more for all their support along the way. I Would highly recommend their services too anyone.
Thanks Guys!

29 July 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for such a great review, we're proud to be your funding partner of choice and to play a part in your business' success!

Rated 5 out of 5 stars

Business partner approach

Our relationship manager understands our business and our needs and is always available when required to provide support and guidance.

24 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for taking the time to share your experience with us, Gary, we really do appreciate it! We're delighted you're feeling the benefit of our personal approach in how we help your business meet its ambitions!

Rated 5 out of 5 stars

Excellent Support and Service During Our Transition

We have been using Ultimate Finance for our invoice finance facility. During our recent transition, Debbie and Hannah were instrumental in helping us at every step. They managed to secure the facility for our new company, support us in legal matters, administer all relevant portals, and ensure everything was done on time. We are immensely thankful to Ultimate Finance for trusting us and supporting our new venture. Their professionalism and efficiency have made a significant difference for us.

24 July 2024
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Reply from Ultimate Finance

Thank you for sharing your feedback with us Muzammil, we really appreciate it! We're delighted you've chosen us as your funding partner of choice, and that we're meeting your expectations when it comes to our service and your facility!

Rated 5 out of 5 stars

A finance partner we can trust

We have worked with Ultimate Finance for many years and their service has always been outstanding. Dan and Jackie take the time to understand the business, its challenges and successes. This means they can respond quickly and efficiently if we need additional support. Working with Ultimate Finance has allowed us to manage cashflow more effectively and create more financial stability within the business, meaning we can weather unexpected storms.

24 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for taking the time to share your feedback with us, Natalie! We're delighted to be meeting your expectations when it comes to a funding partner and look forward to continuing to support your ambitions!

Rated 5 out of 5 stars

Satisfied customer

Ultimate Finance as a company are approachable, friendly and helpful.

23 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your kind feedback, it's much appreciated!

Rated 5 out of 5 stars

Very supportive and providing a top product

Ultimate have been very supportive to our business, offering a facility that suits our requirements. All their team have been proactive to resolving queries and issues, and we can rely on them for rapid support should the need arise. Great people to deal with across their team.

Would not hesitate to recommend.

22 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great feedback, it's much appreciated by everyone in our team! We are delighted that you are satisfied with the level of support our team is providing you and your business!

Rated 5 out of 5 stars

A 5 star service

Great team led by Eve and Holly who were always responsive and timely in managing our requests and queries. I would definitely recommend Ultimate as an invoice discounter having had the experience of working with them.

19 July 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the review, Donnacha, that's much appreciated! We're delighted you are appreciative of our approach to funding and that you feel the benefits of a relationship-based model! We're very proud to be your business' funding partner.

Rated 5 out of 5 stars

Very supportive service & team a funder…

Very supportive service & team a funder who actually works with you and offers at times creative solutions outside of the norm. Been with them now for 5 years and would not look to move

22 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for taking the time to share your feedback with us! We're delighted to be meeting your expectations when it comes to a funding partner and look forward to continuing to support your ambitions.

Rated 5 out of 5 stars

one of the best financing decisions we have ever made

After having no experience of Confidential Invoice Discounting, I have found our experience with Ultimate Finance to beyond my expectations. No only have the relationship managers been a pleasure to deal with, they have guided our relatively inexperienced staff through the whole process with patience and understanding. Definitely one of the best financing decisions we as a company have ever made.

22 July 2024
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for sharing your experience with us on Trustpilot, we really do appreciate it! We couldn't be more delighted to know that your business and the team behind it have had a great experience and that our funding solution is helping you meet your ambitions!

Rated 5 out of 5 stars

Long term business partner

Ultimate has helped us manage our sales ledger for several years now and consistently have gone the extra mile to ensure seamless movement of funds, new customer appraisals and short and medium term funding requirements.
Also, their IT platform is robust and has never let us down.

16 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great feedback, we really appreciate you taking the time to share it with us! We're very proud you've chosen us as your business' funding partner of choice and that the team and tools meet your expectations!

Rated 5 out of 5 stars

Team effort!

The Ultimate team looked to listen, learn and understand the nuances of our industry sector together with the international challenges and have been extremely supportive over the last 4 years.
Attentive and quick to support.

16 July 2024
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great feedback, it's much appreciated by everyone in our team! We're delighted that our relationship-approach to making your facility work for you and your business has helped you achieve your ambitions and we're looking forward to continuing to support you for years to come!

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