United Consumer Financial Services Reviews 12

TrustScore 2 out of 5

1.9

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Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Finance Broker
  4. Financial Consultant
  5. Loan Agency

Information provided by various external sources

UCFS is a trusted name when it comes to financing customers of funeral homes, dental practices, medical equipment healthcare providers, cleaning systems sold in the home, home improvement businesses, pet retailers, and more. Learn more about our consum...


Contact info

  • Bassett Rd 865, 44145, Westlake, United States

  • ucfs.net

1.9

Poor

TrustScore 2 out of 5

12 reviews

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1-star

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Rated 1 out of 5 stars

The ABSOLUTE WORST financial company in…

The ABSOLUTE WORST financial company in the world. If you have no option for a loan but through these people, DON’T DO IT! You’ll regret it. Just a terrible company, no customer service at all. I mean ZERO — portal never works for logging in creating payment issues, (unless you have tons of time to sit on hold). Whatever you need this loan for, find another way. These people are the absolute worst.

15 January 2026
Unprompted review
Rated 1 out of 5 stars

United consumer financial services are…

United consumer financial services are scammers, they will only help the Institutions or business who scam innocent customers.
they keep harassing about garnishing wages.
report about them to Experian, Equifax and Transunion

1 May 2024
Unprompted review
Rated 1 out of 5 stars

Run!!

If you ever see this company on paperwork to sign, run the other way and don't look back. This company works with scammers. I.ended up putting a stop payment on this company after canceling with the company that they were receiving payment for. Not paying for a service that was not provided and that was canceled. Tried to explain in writing but my email was blocked and the person I ended up speaking with on the phone didn't care to listen.

28 November 2024
Unprompted review
Rated 1 out of 5 stars

Horrible sevice This program is…

Horrible sevice This program is unethical as it states it will help advocate on my behalf with state taxes it did not advocate but charged me 3000. 00 for their services a lien was placed on my back account

13 September 2024
Unprompted review
Rated 1 out of 5 stars

UCFS isn't as transparent as it should…

UCFS isn't as transparent as it should be.
Simply, I was connected to them through another business service. I will review them shortly. It is all an interconnected sham where they help one another. This company is not transparent. I signed a document in which they ignore my request to send me the original link of the documents I signed. Rather, I get a copy of the contract in a different format with numbers I do not recognize. A "deposit" was signed that I did not know had been applied to my husband and I.

Is this normal practice? Shouldn't I be privy to see the original link and documents? I will now take pictures of all documents that pass through my screen as I no longer trust.

26 December 2023
Unprompted review
Rated 1 out of 5 stars

HORRIBLE, HORRIBLE, HORRIBLE, HORRIBLE, HORRIBLE

HORRIBLE, HORRIBLE, HORRIBLE!!!! Never ever sign a Loan Policy with them! I was being Financed for Benefit Tax Solutions, they referred me to UCFS.
First: I am a Realtor. The Real Estate market was great in 2020 and 2021. I signed up for Benefit Tax Solutions to strateThe as of June 2022, the Federal Reserve Chair, Powell announced the 1st of many interest rate hikes. The Mortgage Interest rate went from 2.5% to 7.19%. I have lost 6 transactions and my income.
Instead of trying to help me to find a "Payment Plan" or "Deferment" or ANYTHING, they reported me to the credit bureaus and have ruined my credit. All of the work that I did for 2 years and all of the money I have paid to get Taxes, Credit and Finances together, is RUINED!
When the Federal Government affects your income, Like with Covid-19, most creditors have been kind and professional enough to help you, instead of hurt you.
AVOID THIS COMPANY AT ALL COSTS!!!!!!!!!!!!!

6 December 2022
Unprompted review
Rated 1 out of 5 stars

Constant problems

Constant problems. They refuse to take auto-payments out so that they can charge late fees. They only report negatively to credit bureaus, and do not give credit for payments made. Now I'm trying to pay them off. They emailed me saying my payment was declined, which is not possible. So I put in another payment. Now both are pending. I tried to cancel one. Of course, I got an error. Now they're charging me double!!! I've never worked with a worse company.

26 January 2022
Unprompted review
Rated 1 out of 5 stars

THESE ARE CON ARTIST ADVOCATES

This is a company that works with con artists, they finance the criminal activity of con artist in the tax advocate industry, the majority of the businesses in the consumer tax advocate business are fraudulent and these people finance the fraudulent activity, I was recently scamed by a tax advocate company, got the on tape and received a 12,000.00 refund from the other finance company in this same matter. But these crooks have heard the tape and have yet to refund my money, I will be reporting them to the CFPB, and the Attorney General. As soon as the other finance company involved in this matter heard the recording they immediately refunded my money. Because they have integrity, but united consumer finance has yet to even send me so much as an email after hearing the tape of these con arttist.

19 November 2021
Unprompted review
Rated 1 out of 5 stars

Avoid this company at all costs

Avoid this company at all costs
I have been emailing UCFS to settle a dispute with my finance package. The third party who I received the goods and service from are now bankrupt. I wanted to settle my outstanding amount in one payment and save money by paying less interest. UCFS have not responded to any of my emails and now my case is with the financial ombudsman. Do not do business with UCFS.

15 September 2020
Unprompted review

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