Torro Funding Reviews 

1,106
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 151 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally helpful, professional, and quick to respond to questions regarding business funding and loans. Consumers genuinely appreciate the remarkably smooth and efficient process, noting that dedicated team members guide them patiently through every single step. However, some people mentioned encountering rude or unprofessional staff members who failed to communicate clearly and acted dismissively during the funding process. A few reviewers also experienced frustrating delays or a complete lack of response when trying to get timely assistance from different representatives. Others expressed disappointment regarding unclear guidelines and a perceived lack of transparency from certain coordinators.

What people talk about most

Service

Users describe positive interactions with service, highlighting responsive staff who guide clients smoothly... See more

Customer service

Customers had positive experiences with customer service, frequently praising attentive agents who answered... See more

User experience

Consumers find user experience to be positive, highlighting an unbelievably quick and easy process. Reviewers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Dani Shumway is the best! Dani Shumway has been the firm's contact for the past year and she has been always quick to respond, gives thoughtful advice, and is helpful when we need some financial scaff... See more

Company replied

Rated 5 out of 5 stars

Derek made things very simple. He spent time on a couple of extra phone calls so I could make sure I understood the consequences of various decisions, potential returns, etc., for things beyond the... See more

Company replied

Rated 5 out of 5 stars

Derek Phillips and Gauge Lawrence provided great service throughout the business funding process. Refer with confidence that they can help your clients gain access to capital to grow their business.

Company replied

Rated 5 out of 5 stars

A shout-out to Torro Funding and its staff, especially to Derek Phillips, who was truly professional in handling my case and needs. The process was fast and executed professionally. Also, Mr. Josh an... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Alternative Financial Service
  4. Finance Broker
  5. Financial Institution
  6. Online Marketplace

Written by the company

Founded in 2015, Torro Funding is a Fintech direct funder that provides working capital to U.S.-based startups, small, and medium-sized businesses. Unfortunately, many entrepreneurs have been denied traditional funding by their banks. Many merchants turn to Torro because we think differently from banks. We consider several historical factors, and our decision is not solely based on credit. In as little as 24 hours, your existing business could receive up to $500,000 in funding to cover various expenses such as meeting payroll, purchasing inventory, consolidating outstanding debts, and expanding. Could your business benefit from some extra money in the bank? If so, fill out our quick and easy application at www.torro.com or call 1-866-858-2404. You’ll typically receive a pre-approval in under 24 hours.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

1K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 66% of negative reviews

Typically replies within 2 weeks

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4.6

All reviews

(1,106)

141 reviews in the last 12 months

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Rated 5 out of 5 stars

Devon Ogden

Working with Devon has been an outstanding experience. Devon consistently demonstrates a strong commitment to helping others, always making time to provide guidance, support, and expertise whenever needed. His approachable attitude, responsiveness, and willingness to go above and beyond have made a significant impact. I greatly appreciate Devon's dedication, professionalism, and collaborative spirit. I am grateful for the opportunity to work with someone who is so dependable and genuinely invested in the success of others.

11 September 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for such thoughtful feedback! We’re delighted to hear that Devon made such a positive impression through his professionalism, responsiveness, and dedication. His commitment to providing knowledgeable guidance and support is truly appreciated, and we’re grateful you took the time to leave such a kind review!

Rated 5 out of 5 stars

Company was very easy to do business.

Company was very easy to do business.
Clear upfront knowledgeable information provided. Follow up was immediate. Joshua did an excellent job of working through potential roadblocks and assisting in support.

4 September 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your positive feedback! We’re pleased to hear that Joshua provided clear, knowledgeable guidance and was responsive throughout the process. We appreciate you recognizing his dedication to helping navigate potential challenges and making your experience a smooth one.

Rated 5 out of 5 stars

Very good experience

I had a very good experience with this company. Peter was very informative and helped me alot with my situation. Will recommend to anyone who is interested in your services.

3 September 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your kind review! We’re pleased to hear that Peter was informative and helpful throughout your experience. We truly appreciate your feedback!

Rated 5 out of 5 stars

Adam was amazing

Adam was amazing! He was transparent and honest about my funding options and got the deal done.

1 September 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your kind review! We’re pleased to hear you had a smooth experience and that Joshua was responsive and helpful throughout the process. We truly appreciate your feedback!

Rated 5 out of 5 stars

Joshua was very professional and…

Joshua was very professional and answered any questions I had. He was also very prompt in getting back to me rather quickly with any answers I needed.

3 September 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your kind feedback! We’re pleased to hear that Joshua provided professional, responsive, and knowledgeable service throughout your experience. We truly appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

WE GOT APPROVED WITH NO HASSLE

This platform is pretty simple to use. We originally got denied for the loan option we selected during the application process but they offered another option (which was NOT a MCA loan) and we got approved for pretty much the exact amount we were looking for. Derek and Marcus were great and communication was was clear and transparent.

20 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for sharing your experience! We’re pleased to hear that Derek and Marcus provided clear communication and helped identify a funding solution that fit your business needs. We truly appreciate your feedback and are glad we could assist!

Rated 5 out of 5 stars

Worth Every Penny

Don't be intimidated if you're looking for personal or business options. I was having issues getting funding on my own. This company helped me immeasurably to get my start-up business funded. The whole team I worked with Osbaldo Sanchez, Gauge Lawrence and Derek Phillips were all amazing. They answered my questions promptly with knowledge, frank honesty and patience. If they were having a bad day, I never knew it. Without being J.C. himself working miracles, the process was, while not instantaneous, it was fast. I will work with them again if the need arises. If I can ask for them by name, I will.

25 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you so much for taking the time to share such a thoughtful review! We’re thrilled to hear that Osbaldo, Gauge, and Derek provided the knowledgeable, honest, and patient support you needed throughout the funding process. Helping make the experience smooth and stress-free is exactly what we strive for. We truly appreciate your trust and look forward to working with you again in the future!

Rated 5 out of 5 stars

The process was quick and simple

The process was quick and simple. Joshua Morales was very helpful always answering questions, guiding through the process, and frequently providing updates. Was able to get funded immediately.

25 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your wonderful feedback! We’re pleased to hear that Joshua provided excellent communication, guidance, and support throughout the process. We’re glad we could make your funding experience quick and straightforward. We truly appreciate your trust and wish you continued success!

Rated 5 out of 5 stars

Adam was 💯

Adam was fast, prompt, and covered all my needs , service was great

21 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your kind review! We’re delighted to hear that Adam provided fast, responsive, and attentive service while meeting your needs. We truly appreciate your feedback!

Rated 5 out of 5 stars

Excellent customer service by Gauge…

Excellent customer service by Gauge Lawrence. He was very thorough and efficient with helping me obtain funding for my start up business.

17 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your wonderful feedback! We’re pleased to hear that Gauge provided thorough, efficient, and professional service throughout the funding process. We appreciate your kind words and are glad we could support you in securing funding for your business. We wish you continued success!

Rated 5 out of 5 stars

Devon was amazing and helped me through…

Devon was amazing and helped me through my financing needs.

14 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your kind feedback! We’re glad to hear Devon provided excellent support and made the financing process a positive experience. We truly appreciate your review!

Rated 5 out of 5 stars

Excellent Service

My experience for business funding was excellent. Joshua helped me through it. He was very patient with me with my limited tech knowledge. I was dreading the thought of going through this process, but Joshua made it so easy! I would highly recommend using Torro Funding for your business needs. It literally was 24 hrs before I received my funding. I would do it again!

14 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for sharing your wonderful experience! We’re thrilled to hear that Joshua made the funding process easy, patient, and stress-free. We’re especially glad we could help make the process seamless and provide funding so quickly. We truly appreciate your feedback and wish you continued success!

Rated 5 out of 5 stars

Talk to them and know they are vested in your success!

Zach Ward and Josh Stapley were incredible to work with. I feel like I have two trusted advisors that I can turn to helping me scale my start up. Highly recommend working with both of these gentlemen.

13 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your wonderful feedback! We’re thrilled to hear that Zach and Josh provided exceptional guidance! We truly appreciate your review and look forward to continuing to support your business!

Rated 5 out of 5 stars

I had an outstanding experience working…

I had an outstanding experience working with Dani Shumway at Torro. From the beginning, Dani was professional, responsive, knowledgeable, and genuinely committed to helping us secure the business funding we needed.

She made what could have been a complicated and stressful process feel effortless. Dani communicated clearly throughout every step, worked diligently behind the scenes, and moved quickly to identify and secure the right funding solution for our business. Her follow-through and attention to detail were exceptional.

What impressed me most was how invested Dani was in getting the deal across the finish line. She wasn’t simply processing an application, she took the time to understand our needs and worked hard to make it happen.

I highly recommend Dani Shumway to any business owner looking for funding. She has been an absolute pleasure to work with, and I look forward to continuing our relationship with her and the Torro team.

11 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your outstanding feedback! We’re thrilled to hear that Dani provided knowledgeable, responsive, and dedicated service throughout the funding process. Your kind words mean a great deal to our team, and we truly appreciate your review. We look forward to continuing to support you and your business!

Rated 5 out of 5 stars

My experience with EL Toro has been…

My experience with EL Toro has been great. I have just recently been working with Devon Ogden and he has been great. He very knowledgeable on things that will help to achieve what you need.
I have done multiple funding with EL Toro and another person I recommend to work with is Dani Shumway. She is amazing to work with also.

12 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your wonderful feedback! We’re glad to hear that Devon and Dani have provided knowledgeable, professional, and exceptional service. We truly appreciate your feedback!

Rated 5 out of 5 stars

I needed some money to bridge the gap…

I needed some money to bridge the gap between my receivables coming in. Joshua and Brandon were able to help me out with a quick and painless transaction. I highly recommend them to anyone needing funds for their business.

7 August 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your great feedback! We’re pleased to hear that Joshua and Brandon made the process quick, smooth, and straightforward. We truly appreciate your feedback and are glad we could assist with your business funding needs!

Rated 5 out of 5 stars

Quick Results

They were efficient, professional, and quick.

28 July 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

We’re pleased to hear that you found our team efficient, professional, and responsive. We truly appreciate your review!

Rated 5 out of 5 stars

Quick and easy process

Quick and easy process, Devon Ogden answered all my questions and ensured I got fast funding at reasonable rates.

23 July 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your great feedback! We’re pleased to hear that Devon provided clear guidance, answered all your questions, and made the funding process quick and easy. We truly appreciate your review!

Rated 5 out of 5 stars

Gauge Lawrence is the best

Gauge Lawrence is the best! Amazing customer service and he made the funding process easy. The funding was exactly what he said it would be.

24 July 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your wonderful feedback! We’re thrilled to hear that Gauge provided exceptional customer service and made the funding process easy and straightforward. We truly appreciate your kind words and are glad we could deliver as promised!

Rated 5 out of 5 stars

Great job understanding the business and personal state

Devon did a great job understanding what we needed to get in good standing so we can get better loan products for our business. We are continuing to work with him for the next three months but so far everything has been as discussed!

21 July 2026
Unprompted review
Torro Funding logo

Reply from Torro Funding

Thank you for your kind feedback! We’re glad to hear that Devon has been helpful, knowledgeable, and consistent throughout the process. We appreciate the opportunity to work with you!

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