TopLine Insurance Reviews 

476
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 107 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, efficiency, and extensive knowledge, often highlighting their professionalism and helpfulness in securing better coverage at lower prices. Many people appreciate the exceptional customer service, noting that agents simplify processes, explain details clearly, and are readily available to answer questions. Reviewers frequently mention receiving fast responses and fair pricing, often resulting in significant savings without compromising coverage. However, some customers also noted issues with communication and follow-up from sales personnel, experiencing discrepancies between quoted and billed prices. A few other people also felt that the process with some salespeople was not optimally desirable, with unclear information and repeated document submissions. Additionally, there were instances where agents disappeared or provided incomplete information, leading to dissatisfaction.

What people talk about most

Staff

People report positive experiences with staff, highlighting their professionalism, knowledge, and helpfulness... See more

Customer service

Consumers find customer service to be a positive experience, often exceeding expectations due to responsive,... See more

Service

Clients share positive opinions on service, consistently praising the responsiveness and professionalism of... See more

Price

Customers consistently note positive experiences with price, often reporting significant savings and... See more

Response time

Users describe positive interactions with response times, highlighting prompt and efficient communication... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The Agent with TopLine Insurance for my home and property here in Florida was polite and efficient. He found me a few top rated underwriters to compare pricing and coverage, with what I had been payi... See more

Company replied

Rated 5 out of 5 stars

Sam was knowledgeable and delivered a quote which in current times was very good news. His courtesy went beyond good salesmanship. This is our second time with People's Trust since moving to Florida 1... See more

Company replied

Rated 5 out of 5 stars

We had a very good experience with TopLine Insurance! This was the first time we worked with a broker, but it won't be the last. We had over a 70% savings on our home insurance premium. The process... See more

Company replied

Rated 5 out of 5 stars

I recently replaced the roof on my house and started looking into new homeowner's insurance. I called many different insurance agency's for a quote. TopLine and Connie had the best rates and even mo... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Commercial Insurance Company
  4. Home Insurance Agency
  5. Life Insurance Agency

Written by the company

TopLine is Florida insurance the way it should be – easy and affordable. We’ll find the pricing, coverage, and service that’s perfect for you. You’ll get coverage that’s tailored exactly to your needs – not more than you need, not less. And, because our agents work with only those insurance carriers that meet our strict standards, you have peace of mind that you’re getting great service from a financially stable company at the most affordable price!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

476 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

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4.7

All reviews

(476)

83 reviews in the last 12 months

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Rated 5 out of 5 stars

Agent very helpful

Agent very helpful

24 April 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Carol! Thank you so much for the review!

We are very happy that our team was able to help with your insurance needs and that everything worked out nicely.

And thanks again for giving us a chance,
TopLine Insurance Team

Rated 5 out of 5 stars

Samuel Clermont made the process easy…

Samuel Clermont made the process easy and understanding !!! A True Professional!!

23 April 2026
Unprompted review
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Jay! Thank you very much for such a nice review!

Samuel is an awesome member of the TopLine Team with a great track record of helping our customers, and we are very happy Samuel was able to help with your insurance needs.

And thank you for giving TopLine a chance,
TopLine Insurance Team

Rated 5 out of 5 stars

We couldn't be more satisfied with Topline Insurance and Winston James

We had a very good experience with TopLine Insurance! This was the first time we worked with a broker, but it won't be the last. We had over a 70% savings on our home insurance premium. The process was quick and easy.

We felt especially grateful to have Winston James as our agent. He is very knowledgeable and a consummate professional.

19 April 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Vernon! Thank you very much for taking the time to write such a nice review!

Winston is an amazing member of the TopLine Team with an great track record of helping our customers, and we are delighted Winston was able to help with your insurance needs.

And thank you for giving TopLine a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

Patricia our agent went above and…

Patricia our agent went above and beyond in finding us home owners insurance with a much lower cost than what our previous insurance company (Citizens) was going to charge us. Then she went to work on our auto insurance and even though our current auto insurance was the best for us we had her take over that as well.

21 April 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hi, Gerald! Thank you very much for the feedback and taking the time to write such a nice review!

Patricia is an excellent member of our team with an impeccable track record of helping our policyholders, and we are very happy Patricia was able to help with your insurance needs and that everything worked out so well.

And thank you for giving TopLine a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

Karen was so helpful

Karen was very kind, super responsive and gave me some great choices. What a breath of fresh air in customer service.

10 April 2026
Unprompted review
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Gina! Thank you so much for the feedback and such a nice review!

Karen is an amazing member of our team and we are very happy Karen was able to help with your insurance needs and that everything worked out nicely.

And thank you for giving TopLine a chance,
TopLine Insurance Team

Rated 5 out of 5 stars

Friendly and professional service.

Prompt follow up and professional response. I'm very pleased with communication from the Topline representatives.

14 April 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hi, Steve! Thank you very much for the feedback! We are very happy that our team was able to help with your insurance needs and that everything worked out well.

And thanks again for giving us a chance,
TopLine Insurance Team

Rated 5 out of 5 stars

You found the right insurance company…

If you’ve ever had issues finding insurance for anything and everything in life search no more! Ask for Patricia and she will find you exactly what you need at the best possible rate and won’t stop until you’re satisfied! 100/100 service every step of the way!

10 April 2026
Unprompted review
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Judson! Thank you so much for the feedback and such a nice review!

Patricia is an amazing member of our team, and we are very happy Patricia was able to help with your insurance needs and that everything worked out so well.

And thank you for giving TopLine a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

This company gives you the most…

This company gives you the most coverage for the money, and their agents are very professional

3 April 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hi, Robert! Thank you very much for the feedback and such a nice review! We are so happy that our team was able to help with your insurance needs and that everything worked out nicely.

And thanks again for giving us a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Angelo! Thank you very much for the review! We are very happy that our team was able to help with your insurance needs and that everything worked out so well.

And thanks again for giving us a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

I just signed up with you

I just signed up with you, so far so good

26 March 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Juanita! Thank you very much for the feedback! We are very happy that our team was able to help with your insurance needs and that everything worked out nicely.

And thanks again for giving us a chance,
TopLine Insurance Team

Rated 4 out of 5 stars

Top Line insurance offered did not meet…

Top Line insurance offered did not meet JPM mortake underwriter requirements ref replacement cost vs actual cost.

22 March 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Michael. Thank you very much for your valuable feedback. At this time, our Customer Service Team is investigating this situation and looking for solutions.

If you have any questions in the meantime, please contact us here: https://toplineinsurance.com/contact-us/.

Thanks again,
TopLine Insurance Team

Rated 5 out of 5 stars

Samuel Clermont

Samuel Clermont, did a really good job listening to me and was able to save me some money and give me a good policy that covered my house did an excellent job

20 March 2026
Unprompted review
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Bruce! Thank you so much for the feedback and such a nice review!

Samuel is an amazing member of our team and we are very happy Samuel was able to help with your insurance needs and that everything worked out nicely.

And thank you for giving TopLine a chance,
TopLine Insurance Team

Rated 5 out of 5 stars

Ms Karen Roscigno is the agent that…

Ms Karen Roscigno is the agent that helped my husband and myself to get insurance she is great of what she do. I will recommend her to all my neighbors and friends.

15 March 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Jose! Thank you so much for such a nice review!

Karen is an excellent member of our team with an amazing track record of helping our customers, and we are very happy Karen was able to help with your insurance needs and that everything worked out so well.

And thank you for giving TopLine a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

The agent was very professional

The agent was very professional, she listen and make good suggestion, I felt very comfortable.

9 December 2025
TopLine Insurance logo

Reply from TopLine Insurance

Hi Beulah! Thank you very much for such a nice review! We are delighted happy that our team was able to help with your insurance needs and that everything worked out so well.

And thanks again for giving us a chance,
TopLine Insurance Team

Rated 5 out of 5 stars

Fantastic service

Connie was fantastic when we needed to get new car and home insurance after moving from GA to FL. She was knowledgeable, efficient and great to work with.

2 December 2025
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Bridget! Thank you so much for such a nice review!

Connie is a fantastic member of our team with a great track record of helping our customers, and we are very happy Connie was able to help with your insurance needs and that everything worked out so well.

And thank you for giving TopLine a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

Samuel - great customer service

Samuel, my agent was very professional, friendly, and responsive. He walked and talked me through the entire process. I felt like I was (and still am) in great hands with him. Smooth process

5 March 2026
Unprompted review
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Nell! Thank you so much for the review and valuable feedback!

Samuel is a amazing member of our team, and we are very happy Samuel was able to help with your insurance needs and that everything worked out so well.

And thank you for giving TopLine a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

Best experience ever with Insurance!

Best experience ever with Insurance!
Went above and beyond to help me when I had almost given up and got me a very reasonable quote!

23 February 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hi Brenda! Thank you very much for such a nice feedback! We are so happy that our team was able to help with your insurance needs and that everything worked out nicely.

And thanks again for giving us a chance,
TopLine Insurance Team

Rated 1 out of 5 stars

Lowest price but incompetent broker

The agent we ended up with through our mortgage broker is completely sloppy and gives incomplete information with complete lack of accountability. Currently working on replacing the broker in charge of the policy.

16 February 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hello, Melissa. We are very sorry that the experience with TopLine Insurance was less than satisfactory. At this time, our Customer Service Team is investigating this situation and looking for solutions.

If you have any questions in the meantime, please contact us here: https://toplineinsurance.com/contact-us/.

Thank you,
TopLine Insurance Team

Rated 5 out of 5 stars

Superior service from our local agent.

Superior service from our local agent & from corp. office staff. We have received more comprehensive insurance coverage at a very affordable price.

16 February 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hi Jim! Thank you very much for such a nice feedback! We are very happy that our team was able to help with your insurance needs and that everything worked so well.

And thanks again for giving us a chance to work with you,
TopLine Insurance Team

Rated 5 out of 5 stars

Good communication

I am new to this insurance company, but I am impressed how they have stayed in touch with me as to what my rates are for the upcoming year. Homeowners insurance these days is a scary thing so I appreciate it.

11 February 2026
TopLine Insurance logo

Reply from TopLine Insurance

Hi Parricia! Thank you very much for such a nice review! We are very happy that our team was able to help with your insurance needs and that everything worked so well.

And thanks again for giving us a chance to work with you,
TopLine Insurance Team

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