Time Finance Reviews 194

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 71 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and positive attitude. Many people highlight the excellent customer service, noting quick response times and a smooth user experience that makes processes easy and stress-free. However, some customers also mentioned issues related to equipment and billing discrepancies.

What people talk about most

Staff

People report positive experiences with staff, consistently highlighting their professionalism, helpfulness,... See more

Service

Consumers generally report positive experiences with the service. Many reviewers describe the company as... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently highlight the... See more

Response time

Users describe positive interactions with response times. Customers consistently praise the quick, efficient,... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I’ve been using Time Finance for invoice financing for over 10 years. In my industry, client payments can run late, and Time Finance not only chases them up but will also apply legal pressure if n... See more

Rated 5 out of 5 stars

We have been working with Georgina and team at Time Invoice Finance the past 18 months, and have found the whole team to be professional, reliable and efficient, always a pleasure to deal with. On... See more

Rated 5 out of 5 stars

We have been with Time Finance now for 2 years. Our experience with them has been excellent. They are there to help businesses grow and support you through it. A very special shout out goes to Ker... See more

Rated 5 out of 5 stars

The guys at Time finance are just fantastic, I feel i need to give special mention to George T who is there 100% of the time to help and support our daily business finance needs. He is always availa... See more


Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Non-Bank Financial Service

Written by the company

Time Finance provides the funding support businesses need to help bring their ambitions to life – whether that’s through innovation, investment or expansion. We support over 11,000 UK business owners each year through Asset Finance, Invoice Finance, Business Loans and Multi-Product solutions. Through this experience, we have developed a wealth of knowledge that allows us to help navigate businesses towards their goals. Our flexibility means our customers receive the best financial solution for their business's needs.

Our Solutions

Written by the company

Asset Finance
Get faster access to the equipment you need to make business happen. Our Asset Finance solutions make equipment financing more affordable by spreading the cost over an agreed period. It can also support businesses looking to refinance existing assets to support cashflow. With a range of flexible repayment options, Asset Finance protects your cashflow, giving you the freedom to grow your business at your own pace.
Invoice Finance
Invoice Finance enables you to access the value of outstanding customer invoices before they are due. We provide the funding and can offer an optional credit control service where we manage a tailored collections process on your behalf. Our XTRA Time facilities and Selective Bad Debt Protection product can provide peace of mind when you need it most.
Multi-Product Solutions
Multi-Product Solutions or as it’s formally known, Asset Based Lending (ABL) gives you access to vital funds by using your existing assets as collateral – from invoices and stock, to property and machinery. Our multi-product solutions can be tailored to address your unique requirements, whilst releasing a higher level of working capital than other forms of finance. A multi-product facility can help support your future business growth plans.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

194 reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Avoid dealing with this company.

Avoid dealing with this company.

Had a food business go bust they refuse to come.and collect leased equipment and just take you to court.

Then refuse payment plans and say they want it in full or you get a CCJ.

They also use an awful legal company called Harwood law who are as unprofessional as they are.

29 October 2025
Unprompted review
Rated 5 out of 5 stars

5* service

Always receive excellent service from Rowena in credit control, responding promptly to any queries I may have.
Always very friendly and a pleasure to deal with.
Thank you

21 October 2025
Unprompted review
Rated 5 out of 5 stars

10/10

I have been with time invoice financing for 2/3 months now having moved to them following poor experience with another provider.

They have been poles apart, the onboarding process was seamless and my account manager, Kerry Hodgeson, has been extremely helpful and is always available to take my calls with any queries while I get used to the platform

Would happily recommend to any business

20 October 2025
Unprompted review
Rated 4 out of 5 stars

A resounding thank you to Time Finance

One of the main reasons we utilise Time Finance is the liquidity......

Our company is approaching its peak period and our priority is to ensure our drivers are paid promptly to maintain performance and with the support of Alice and her colleagues / team, we were able to meet our commitments in time and even went beyond the pale this last week.

Certainly removed a material hurdle.

So a big thank you from us at OTL.

17 October 2025
Unprompted review
Rated 5 out of 5 stars

Highly Recommend

We've had a great experience with this invoice factoring company. Shelley, Luke, and Charlotte have been amazing—always professional, helpful, and quick to respond. Their support has really helped our cash flow and made the whole process easy. Highly recommend!

15 October 2025
Unprompted review
Rated 5 out of 5 stars

I have enjoyed an excellent experience…

I have enjoyed an excellent experience at both onboarding, with Simon, as well as practical day to day usage with our relationship manager, Kerry.

Things have not always been straightforward from our side and Kerry has always been on hand to find a solution to see us through.

More than pleased to recommend TF

4 October 2025
Unprompted review
Rated 5 out of 5 stars

Cash-Flow Lifesaver – The Team You Want on Your Side

I’ve been using Time Finance for invoice financing for over 10 years. In my industry, client payments can run late, and Time Finance not only chases them up but will also apply legal pressure if needed.

Getting most of an invoice paid soon after submission is a real cash-flow lifesaver. On top of that, knowing they’ll chase clients and usually secure prompt payment gives real peace of mind.

I’d definitely recommend Time Finance. The support from my Relationship Manager, Ann Geater, and the wider team is always first-class.

18 September 2025
Unprompted review
Rated 5 out of 5 stars

We have worked with Time Finance for…

We have worked with Time Finance for over 6 years now and have found them and in particular Kerry Hodgson and her team to be knowledgeable and helpful at all times and we would not hesitate to recommend their services.

9 September 2025
Unprompted review
Rated 5 out of 5 stars

Time Finance are great to deal with.

Time Finance are great to deal with.
They are helpful, quick and very understanding.
Kerry Hodgson our relationship manager is fantastic, nothing is too much trouble, she is kind, helpful and goes above and beyond to ensure things run smoothly.
we have dealt with other invoice finance providers in the past but Time outshine them all, it is a far more personal experience.

5 September 2025
Unprompted review
Rated 5 out of 5 stars

A very positive experience with Time Finance

Our dealings Time Finance over the last few years has been very positive and we have found them to be helpful, responsive and flexible in supporting and adapting to our business' changing needs. I deal with Luke Froude, who is our relationship manager, and I have found him to be positive, perceptive and thorough throughout our interactions. More recently, Morgan has been a great help, efficiently handling our account in the background. All in all, a very positive experience.

29 August 2025
Unprompted review
Rated 5 out of 5 stars

First Class Support

We’ve always had an excellent experience working with Time Finance. The team are professional, reliable, and always a pleasure to deal with. Liz in particular has been fantastic to work with, making the process seamless and efficient, and George has also been a great support whenever needed. The consistency and quality of service across the whole team really sets Time Finance apart, and we would happily recommend them.

28 August 2025
Unprompted review
Rated 5 out of 5 stars

Great Understanding of business finance needs

I have dealt with Time Finance for several years and have found them to be reliable, efficient and flexible to our business needs. The understanding of the timing issues with cash flow and their responsiveness has been impressive. I deal with Ann Geater who is my relationship manager and she has a "can do" attitude which is refreshing these days! Happy to recommend Time Finance to other business friends!

27 August 2025
Unprompted review
Rated 5 out of 5 stars

Would definitely recommend Time…

Would definitely recommend Time Finance. From my first meeting with Sion, he was clear about what Time could do for us. From that initial meeting until the facility was in place he was available with information, and assurances when needed. The communication with him, and a bit later in the process with Rachel, was excellent. Very professional service.

8 August 2025
Unprompted review
Rated 5 out of 5 stars

Brilliant help

Brilliant help, Chloe helps us out every single week dealing with multiple tasks going above and beyond for us.

4 August 2025
Unprompted review
Rated 5 out of 5 stars

A fantastic company to work with

A fantastic company to work with! The whole journey has been very positive so far, Starting with Donna who opened our account, Alice our relationship manager has been super helpful and professional! Chloe who deals with us daily has been fantastic and made our credit control a lot easier!!

24 July 2025
Unprompted review
Rated 5 out of 5 stars

Awesome Ann

Our experience with Time Finance has been excellent due to me our amazing account manager Ann Geater. She has been instrumental in helping us understand an unusual facility at a time that we really needed it. I would highly recommend using Time to anyone and particularly Ann as a brilliant account manager.

11 July 2025
Unprompted review
Rated 5 out of 5 stars

Just brilliant!

The guys at Time finance are just fantastic, I feel i need to give special mention to George T who is there 100% of the time to help and support our daily business finance needs. He is always available, nothing is to much trouble and is a credit to Time Finance. In addition our account Manager Liz H is also brilliant!

If any business is looking to use this type of facility I couldn't recommend Time and the team there enough especially George T And Liz H.

25 June 2025
Unprompted review
Rated 5 out of 5 stars

Great Team

The team at Time are fantastic and quick to respond, always on hand if we need something or have a query.
Special mention to Mike & Jack for being great!

25 June 2025
Unprompted review
Rated 5 out of 5 stars

First class service…

I have used an Invoice Finance facility over many years as it suits our business model really well, and have to say that Time have provided a first class service over the last two years.Keira and Danielle are a pleasure to deal with, being efficient and supportive as and when required. Looking forward to continued success.

19 June 2025
Unprompted review

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