Michael is excellent. Super knowledgeable and always willing to help. I’m really fortunate to have been able to work with him
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Michael, the property finance guy, was responsive, achieved what we agreed we needed in the timescale expected, and was a pleasure to deal with to boot. I’m spite of the holiday season, and other cu... See more
Company replied
Great Company and Michael was always there to help when needed. Didn’t go smoothly as the Scottish land registry closed during the pandemic. This didn’t cause any issues for Michael even though we’ve... See more
Company replied
Look no further for all your brokerage needs. We have been working with these guys for a while now, and have tried and tested many others firms prior to and during - don't bother going anywhere e... See more
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Company details
Written by the company
The Property Finance Collective are a Commercial Finance Brokerage who specialise in Development Finance, Bridging Loans, Refurbishment Loans and Commercial Mortgages. Using industry experience and creative thinking to get you, your perfect finance deal!
Contact info
Spalding, United Kingdom
- 01775 668871
- enquiries@thepropertyfinancecollective.co.uk
- thepropertyfinancecollective.co.uk
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Michael is excellent
Michael is excellent. Super knowledgeable and always willing to help. I’m really fortunate to have been able to work with him
outstanding service.
I’ve been working with Michael for the past three years on development finance and I honestly couldn’t recommend him highly enough.
He has consistently gone above and beyond to help source the right funding for my projects, even in situations where deals have been a bit more complex. Michael has a fantastic understanding of the development finance market and always manages to find solutions that work.
What really stands out is how easy he makes the whole process. Development finance can be complicated, but Michael explains everything clearly and keeps things moving smoothly from start to finish. He’s always available to answer questions, keeps you updated throughout, and genuinely supports you every step of the way.
If you’re looking for a broker who is knowledgeable, proactive and genuinely invested in helping you get deals done, Michael is the person to speak to.
I look forward to continuing to work with him on many more projects in the future.
Game changer!!
I’ve been developing property for a number of years and, like many investors, I’ve worked with several different mortgage brokers along the way. In the past, I’ve often moved on when client service slipped — when brokers started talking at me rather than with me, or when attention to detail dropped at critical moments.
Working with Michael has been genuinely different.
He consistently goes above and beyond, not just in getting deals done, but in how he supports you as a client. He takes the time to explain things properly, teaches rather than dictates, and is always happy to act as a sounding board when decisions aren’t straightforward. In the day-to-day chaos of running and growing a property business, it’s easy to lose sight of some of the fundamentals — and Michael is exceptionally good at calmly and clearly bringing you back to what really matters.
He’s reassuring, thoughtful, commercially sharp, and genuinely invested in his clients’ long-term success. I’ve found working with him hugely beneficial, and he’s become an instrumental part of the continued growth of my property development business.
Highly recommended.
Michael is an absolute expert in all…
Michael is an absolute expert in all things property finance. He has helped a number of my clients navigate non-standard cases to achieve outcomes they wouldn’t have otherwise without him. Highly recommend.
I worked with Michael on our most…
I worked with Michael on our most recent development project and he genuinely played a big part in getting it completed. From the outset, he took the time to properly understand the deal and what we were trying to achieve, and then matched us with the right lender rather than just offering a standard option.
Throughout the process he was a constant soundboard. Whenever things became complicated, he stayed calm, practical and always came back with solutions. He’s also very creative in how he thinks about funding, which really helped us keep momentum when timings and structure were important.
On a personal level, he’s reliable, easy to get hold of and clear in his communication. That makes a real difference when you’re working to deadlines.
If anyone is looking for a broker who genuinely supports you through the process and understands development finance inside out, I’d strongly recommend Michael. He’s very good at what he does and was a huge help to us.
Michael was extremely professional and…
Michael was extremely professional and his knowledge of development finance is unparalleled. We recently completed a complex case that was made easy by Michael's expert assistance.
This was the first time we had worked…
This was the first time we had worked with Michael Primrose and the Property Finance Collective, who introduced a residential bridging loan to us. He was a pleasure to work with, communication was clear and timely, and he helped get the loan completed as quickly as possible despite some setbacks. We hope to work with the business again in the very near future.
Great Knowledge, Great Team
Michael is truly knowledgeable in all things development finance and has a great team to assist with all creative finance options. Would highly recommend.
*READ THIS*
*READ THIS*
We Worked with Michael & the team on our Lincolnshire new build scheme. This wasn’t an easy development like most applications are. Our purchasing journey took 4 LONG CHALLENGING YEARS and the funding process was the last 12 months of that timeframe.
We worked with directly with Michael & the bank and we had peace of mind all the way through the process.
The journey was challenging with many complex issues that had to be delicately handled of which Michael was there with us all the way
As far as relationships and recommendations go, feel free to reach out to me personally to go into further details on how Michael and the team really went the extra mile to ensure this application was a success.
Now it’s the fun part, the build 🤩
Great company to work with
Great company to work with - super efficient and fast paced. Really helped on a complicated matter and highly recommended
What Michael doesn't know about…
What Michael doesn't know about property finance isn't worth knowing. He's pulled deals together for me, that other brokers said weren't possible.
Michael has been a game changer for our…
Michael has been a game changer for our business. Because of his creativity and dedication, we have managed to achieve a site of 11.9m as a GDV. His support has been second to none, and we have had him in the office weekly, supporting us on our drawdowns and ensuring the deal progresses smoothly. I’ve been genuinely surprised by the level of support, and we very much look forward to using Michael again on our next deal

Reply from The Property Finance Collective
Michael is the most AMAZING broker I…
Michael is the most AMAZING broker I have ever worked with. Nothing is ever a problem! Tight timescales, difficult property, you say it, he will get you the finance. Absolute dream to deal with and I wouldnt ever go to anyone else! Thank you so much for putting up with me!

Reply from The Property Finance Collective
Knows his discipline well.
We have worked with Michael on two occasions now via a Bridging Loan and a Development Finance package - the fact that we are nearing completion on a third engagement speaks volumes. Michael is highly professional and know his discipline well.

Reply from The Property Finance Collective
A company that doesn’t desert you when things don’t go quite to plan…
Great Company and Michael was always there to help when needed. Didn’t go smoothly as the Scottish land registry closed during the pandemic. This didn’t cause any issues for Michael even though we’ve just completed over 3 months down the line. Michael smoothed everything over with the bridging company that were threatening to charge extra interest as we’d agreed a date for the money to transfer.

Reply from The Property Finance Collective
Bridging Loan for Limited company
Exceptionally professional and friendly approach with great attention paid to small details and personal circumstances. Excellent communication and super fast on point responses even out of working hours. The lender was found and the loan agreed for a very complicated deal where few other brokers weren't able to help.

Reply from The Property Finance Collective
Great knowledge and excellent broker
Great knowledge and excellent broker. Has helped us with our development finance needs for a few years now.

Reply from The Property Finance Collective
Creative, knowledgeable, and reliable
Look no further for all your brokerage needs.
We have been working with these guys for a while now, and have tried and tested many others firms prior to and during - don't bother going anywhere else. These guys are heads and shoulders above the rest.
They won't let you down; they deliver consistently and professionally, and always with the best solution.

Reply from The Property Finance Collective
Massively recommend
Michael and his team are absolutely brilliant, knowledgable and able to think outside the box for any of your finance requirements. Highly recommend

Reply from The Property Finance Collective
Michael has been absolutely brilliant…
Michael has been absolutely brilliant with the whole process. Always available to talk when you need him. Strongly recommended!

Reply from The Property Finance Collective
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