Sunwise Capital Reviews 87

TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Thank you Sunwise Capital for helping me get the PPP funding. Your customer service was OUTSTANDING! Your team responded quickly to all my emails and they professionally responded to all my phone ca... See more

Rated 5 out of 5 stars

Awesome company to work with, Great customer service and very responsive to all my questions. The whole process was smooth and easy. Highly Recommend anyone to Vivian looking to Grow and expand their... See more

Company replied

Rated 5 out of 5 stars

Vivian is the absolute best. She worked extremely hard to get the funding i needed and was so helpful with the entirety of the process. I felt very comfortable and my needs as a business were take... See more

Company replied

Rated 5 out of 5 stars

Vivian K was very friendly & helpful. She explained all the terms very well & helped me understand everything before moving forward. I changed my path many times & she accommodated that with patience.... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Consultant

About Sunwise Capital

Written by the company

Logo


Sunwise Capital launched in 2010 to solve a constant problem for small businesses: getting true business financing and working capital based on the business—without forcing owners into a personal-loan experience.

Today, we’re evolving into a modern commercial lending platform built for established businesses that value speed, transparency, and smart structure. We help owners access working capital and business loans, expand growth through equipment financing, and provide commercial real estate financing for qualified borrowers, including owner-occupied purchases and refinances. The goal isn’t just funding—it’s helping you create a stronger financial foundation, improve cash flow resilience, and build long-term wealth.

Our difference is how we combine urgency with disciplined underwriting. We use a data-driven champion-challenger approach and a sophisticated loan decision framework to evaluate opportunities quickly while matching businesses to the most appropriate option. Because financing is often time-sensitive—inventory, payroll, expansion, acquisitions, and unexpected expenses—our process is designed to move fast: apply in minutes, receive a decision quickly, and when available, access same-day funding within hours.

Sunwise Capital has helped 86,000+ small businesses move on opportunities with confidence and keep momentum when timing matters most.


Our Guarantee
Apply Now
FAQ

Contact info

4.9

Excellent

TrustScore 5 out of 5

87 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Loan

Very good nice people to work with

25 July 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for sharing your experience. We appreciate the business. Thanks, Sunwise Capital

Rated 5 out of 5 stars

Respond in a timely manner.

They reached out in a timely manner and were straightforward. They were extremely helpful and did their best to get me what I needed.

3 July 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for sharing your great experience and that we were able to help. Thank you, Sunwise Capital

Rated 5 out of 5 stars

Fantastic experience thanks to Vivian

Fantastic experience thanks to Vivian! Thorough communication on options and process. It was a collaborative effort to get the best deal. Sunwise is a terrific partner.

27 June 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for your kind words. We appreciate your business. Thank you, Sunwise Capital

Rated 5 out of 5 stars

Vivian was great from start to finish

Vivian was great from start to finish. It’s a straight forward process and very fast funding. She also provided various options for you to select which best fits your business needs. I highly recommend them.

25 March 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Glad you had a great experience with Sunwise Capital. Thank you, and we appreciate the business. Thanks, Sunwise Capital

Rated 5 out of 5 stars

Exceptional Customer Service

Exceptional Customer Service. Process was quick and easy with best rates around.

21 February 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Glad to hear you had a positive experience and received a very competitive rate. We appreciate your business and thank you for taking the time to leave a review. Thank you, Sunwise Capital

Rated 5 out of 5 stars

Vivian was very helpful,and helped me…

Vivian was very helpful,and helped me with the proper loan to fit my Business.

Richard W

13 February 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Glad you had a great experience. Your business and the positive review are greatly appreciated.Thank you, Sunwise Capital

Rated 5 out of 5 stars

Vivian was amazing

Vivian was amazing, very thorough with explaining everything and making this stress free and easy! She was also so quick to respond to my emails and calls!

26 January 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Jovi, We are happy to hear that you had a fantastic experience. Thank you for choosing to do business with us. Thanks, Sunwise Capital

Rated 5 out of 5 stars

Vivian Kane was very helpful and…

Vivian Kane was very helpful and patience with helping us when we were having issues getting the loan. She was able to work around things to help us get approved. Would recommend her.

9 January 2024
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

We are glad you had a great experience and appreciate your business. Thank you, Sunwise Capital

Rated 5 out of 5 stars

Will work with Vivian again!

Vivian was a pleasure to work with. She was very responsive and professional.

13 December 2023
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for the business and great review! Thanks, Sunwise Capital

Rated 5 out of 5 stars

Sunwise Capital is the best

Awesome company to work with, Great customer service and very responsive to all my questions. The whole process was smooth and easy. Highly Recommend anyone to Vivian looking to Grow and expand their business to the next level. Done business with Sunwise capital in the past as well and was very happy as well, All great results.

9 November 2023
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for your wonderful review. We appreciate your business and are glad you had an excellent experience with us. Thank you, Sunwise Capital.

Rated 5 out of 5 stars

Vivian made the funding process smooth…

Vivian made the funding process smooth & easy. Fast quick business funding.

10 November 2023
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for sharing your positive experience with others and for your business with Sunwise Capital.

Rated 5 out of 5 stars

Vivian K was amazing to work with.

Vivian K was very friendly & helpful. She explained all the terms very well & helped me understand everything before moving forward. I changed my path many times & she accommodated that with patience. I was very happy that Sunwise does not charge broker fees.

18 October 2023
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Thank you so much for the kind words. We are happy to help. Thanks, Sunwise Capital

Rated 5 out of 5 stars

Vivian is very easy to work

Vivian is very easy to work. She made the process simple and seamless.

11 October 2023
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for sharing your great experience. We appreciate the business. Sunwise Capital

Rated 5 out of 5 stars

Fast and efficient

Fast and efficient. Very helpful and friendly. Have used them on several occasions over the years.

17 August 2023
Unprompted review
Sunwise Capital logo

Reply from Sunwise Capital

Craig, Thank you for the kind words. We value your business. Thank you, Sunwise Capital

Rated 5 out of 5 stars

Very happy with them

Very happy with them . Very helpful

7 August 2023
Sunwise Capital logo

Reply from Sunwise Capital

Thank you Brandon! We appreciate the business. Thanks, Sunwise Capital

Rated 5 out of 5 stars

Got funding in less than 24 hours

Got funding in less than 24 hours. Would have preferred the rate/term matched my other offers as advertised but overall satisfied with the outcome.

12 July 2023
Sunwise Capital logo

Reply from Sunwise Capital

Thank you for the nice review. Thanks, Sunwise Capital

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look