Sun Life Philippines Reviews 253

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 249 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their competence, sincerity, and compassion, highlighting their attentiveness and detailed explanations. Many people appreciate the guidance and support provided, making the process smooth and easy to understand, especially for first-time buyers. The service is frequently described as reliable and efficient, with customers feeling confident and assured about the products and their financial journey. However, some customers also noted issues with the user experience, specifically mentioning difficulties with website login and account access. A few other people also felt that customer service was unresponsive or inconsistent, leading to frustration and a perception of incompetence.

What people talk about most

Staff

Customers had positive experiences with staff, frequently highlighting their helpfulness, professionalism,... See more

Service

Users describe positive interactions with service, highlighting informative and meaningful experiences where... See more

Customer service

Customers consistently note positive experiences with customer service, praising advisors for being... See more

User experience

Consumers find the user experience to be ambiguous, with many praising the smooth, easy, and efficient... See more

Product

People report positive experiences with the product, often highlighting how it helps prepare for future... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It's because of my Financial Advisor, Ms. Anne Joson. I am so grateful to her that she adopted me without anything in exchange. I've lost my previous Financial Advisor but blessedly I found her. Even... See more

Rated 5 out of 5 stars

I have been a Sun Life policy owner since 2009 and I started with a small insurance coverage. Honestly, I was not convinced that I should be insured because I was still young and healthy then. But bec... See more

Rated 5 out of 5 stars

Thank you, Sun Life! It’s truly been a meaningful journey having you as my #PartnerForLife. I appreciate the guidance and support you’ve provided in helping me plan for a more secure and brighter futu... See more

Rated 5 out of 5 stars

Ease of transaction. Complete information given to assist in making decisions. Sun Life agent, Christine Grace Villarama was very helpful, knowledgeable and caring. You know she was looking after her... See more


Company details


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

253 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Reliable Support and Peace of Mind

What I value most is the reliable support provided whenever I need assistance, along with the confidence and peace of mind of knowing that I am secure and protected for the future and in unforeseen circumstances.

15 May 2026
Unprompted review
Rated 5 out of 5 stars

Sunshine after the Storm at Sun Life

At Sun Life, I was oriented about what insurance is all about and how it can benefit my family in the future. My financial advisor, Renen Farquirabao, is very approachable and always up to date in giving me important updates and guiding me through the step-by-step process. He assisted me very well throughout the entire transaction.

My experience at Sun Life Philippines was very informative and meaningful. During my visit, I learned the importance of having insurance not only for myself but also for the security and protection of my family in the future. The orientation helped me understand how insurance works, the different products they offer, and how these plans can provide financial support during emergencies, illnesses, and other unexpected situations. I realized that investing in insurance is also a way of preparing for my family’s future needs, especially for the education of my son.

I also appreciated the professionalism and kindness of my financial advisor, Renen Farquirabao, who patiently explained every detail of the process. He answered all my questions clearly and guided me step by step, making the transaction smooth and easy to understand. His approachability and consistent updates made me feel comfortable and confident in choosing the right plan for my needs.

Overall, my experience at Sun Life Philippines gave me a better understanding of financial planning and the value of being prepared for the future. It made me realize that insurance is not only an investment but also a form of protection and peace of mind for my loved ones during times of uncertainty.

20 May 2026
Unprompted review
Rated 1 out of 5 stars

It has been a year since I’ve attempted…

It has been a year since I’ve attempted to withdraw from sunlife.
I’ve done everything they have asked me to do.
( signed all paperwork by going to the Philippine consulate and having all papers notarized in 2 different occasions, sent allll the info asked, I even had a relative hand deliver some of the paperwork that was notarized. Plus, they asked me to take a pic with the page motorized with my signature.)
I did everything asked by the agent.
Nope! 1 year later and I’m still waiting. Though I’m in America, it should not take a year for me to get my money and cancel my policy.
Will I ever recommend this company … NO
It hurts even more because the agent is a relative :(

16 May 2026
Unprompted review
Sun Life Philippines logo

Reply from Sun Life Philippines

We are deeply sorry for the delay and the immense frustration this situation has caused you.

We want to resolve this for you immediately. Because you are based in the US, we want to ensure you have a direct, reliable digital channel to track this. Please submit your policy details securely through our Sun Cares online form at https://www.sunlife.com.ph/en/about-us/sun-cares/, so our team can investigate the case for you. Thank you.

Rated 1 out of 5 stars

Made payment on Feb 25 but my…

Made payment on Feb 25 but my application got approved on May 12. I followed up countless times. If I did not inform them that I will withdraw my application and will ask for a refund, they won't action it. Ops department are lazy to follow up. Imagine if something bad (knock on woods) happened to the policy owner within the timeframe. You should hire better people and implement better processes. You just proved your incompetence. I would have given 0 star if it is an option, or probably a negative number. Service is very disappointing.

12 May 2026
Unprompted review
Sun Life Philippines logo

Reply from Sun Life Philippines

Thank you for sharing your feedback. We sincerely apologize for the unacceptable delay in processing your application and the frustration this caused.

We have sent a system email via Trustpilot to request for more information earlier. If you don't mind, would you please leave your contact details with the best time to contact, and your policy number so we can follow up the case for you? Alternatively, please share your specific application details with us directly through our Sun Cares online form at https://www.sunlife.com.ph/en/about-us/sun-cares/.

Thank you for your patience.

Rated 5 out of 5 stars

Strong Purpose

What makes my experience great in Sun Life is its strong purpose—helping people achieve financial security and live healthier lives. The company provides good training and support, especially for new advisors, and offers products with both protection and living benefits, which are very relevant to clients’ needs.

One challenge is the sales-driven environment, which can be tough at times, but overall, Sun Life does well in developing its people and providing meaningful financial solutions.

30 April 2026
Unprompted review
Rated 1 out of 5 stars

Surrender process took MONTHS

I wanted to cancel my Maxilink prime to get my remaining funds but FA isn't responding. I submitted all of the requirements, and affidavit but they keep on pushing other requirements. What initially should be from sept. 2025 lasted to April 2026. The amount dropped by the time I got it.
From there on, I don't trusst them with my money and tell everyone I know not to take their insurance.

27 April 2026
Unprompted review
Sun Life Philippines logo

Reply from Sun Life Philippines

We regret to hear that the cancellation of your Maxilink Prime was delayed and that you have lost confidence in our services.

We take your feedback seriously and would like to review your file immediately to understand why you were asked for additional requirements. A follow up request was just sent via Trustpilot's system. Would you mind to provide your full name, policy number, and contact details by replying to the email? We will reach the right team to assist you. Thank you for your patience.

Rated 5 out of 5 stars

The company is great

The company is great, and also to my advicer, because she introduced me this. and she explained it well the benefits of having an insurance.

26 March 2026
Unprompted review
Rated 5 out of 5 stars

Regine Te

Your Advisor, is very accomodating. She is really hands on and very much knows her craft. No matter how great or how minimal sa premium, she treats with the same amount of enthusiasm. Thank you for making my son's sun, brighter! 💛

28 February 2026
Unprompted review
Rated 1 out of 5 stars

Getting insurance with Sun Life has… been hard.

Getting insurance with Sun Life has been an overall extremely difficult experience. The process however was made much easier thanks to Miss Brenda Lee Labastida.

15 March 2026
Unprompted review
Sun Life Philippines logo

Reply from Sun Life Philippines

Thank you for your honest review. We’re sorry for the hurdles you faced, but glad that Miss Brenda Lee Labastida could turn the experience around for you. Feedback like yours helps us improve our process for everyone.

Thank you again for giving us the opportunity to improve.

Rated 1 out of 5 stars

Disappointed with your policy surrender process

I’m honestly disappointed with my experience processing a policy surrender with Sun Life Philippines. The requirements are very inconvenient for customers.

I misplaced both my policy contract and my husband’s, and they require a notarized Declaration of Loss just to proceed with the surrender. I understand the need for documentation, but the process feels unnecessarily complicated for customers who are simply trying to withdraw their own money.

I already submitted clear photos of the completed forms, including the notarized Declaration of Loss. I even sent live photos of the documents, but the financial advisor still required me to send scanned copies specifically through the CamScanner app. This feels excessive and inconvenient.

I also work in the insurance industry, and in many cases clear photos of signed documents are already acceptable as long as the information is visible and complete. Requiring customers to scan through a specific app just adds another unnecessary step.

I hope Sun Life Philippines can review and simplify their surrender process to make it more customer-friendly. Policyholders should not feel like it’s this difficult to access their own funds.

15 March 2026
Unprompted review
Sun Life Philippines logo

Reply from Sun Life Philippines

Thank you for sharing your feedback.

We sincerely apologize for the frustration caused by our surrender process. While these requirements are in place to protect our policyholders’ funds and ensure security, we understand that they can feel inconvenient. We hear your concerns regarding document formats and will share your experience with our team to help us improve.

We appreciate your patience and your professional perspective.

Rated 2 out of 5 stars

My advisor doesnt guide us well

My advisor doesnt guide us well, we dont even know our policy number

31 December 2025
Sun Life Philippines logo

Reply from Sun Life Philippines

Hi! Thank you for raising your concern and we're sorry to hear about that. Please allow us to help you look into this matter. Our Client Care team will contact you through your registered email and mobile number. Thank you.

Rated 4 out of 5 stars

FA's were approachable and accomodating.

FA's were approachable and accomodating.

7 February 2026
Sun Life Philippines logo

Reply from Sun Life Philippines

Thank you for your feedback!

It’s great to hear you had a positive experience with our advisors. We appreciate your support and look forward to serving you again!

Rated 5 out of 5 stars

To secure my family’s financial…

To secure my family’s financial protection I am so delighted and
would like to express my sincere appreciation to Ms Marissa Billones of ROWAN branch for her assistance and patience throughout the policy reinstatement process. Thank you for your guidance and constant up date of the approval after the extended review period. I truly appreciate your effort and guidance throughout the process, your support is greatly appreciated. Ms Issa Ibale Billones you deserved a ⭐️⭐️⭐️⭐️⭐️ratings!!!

Kind regards,
Nancy

7 February 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look