We have sought the advice of Gareth Horsfall several times during our years in Italy. Not only is he a very nice guy and very personable, his expertise and the way in which he clearly delivers expl... See more
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Katey Murray is a refreshingly complete voice in a wilderness of poor, incomplete or muddled responses from partisan advisors in both France and UK. My issue was the net tax liability in both France a... See more
I was frankly clueless about finance and investment until I met up with my financial adviser Susan Worthington she has helped me so much. She set up a qurops pension fund for me and investments her a... See more
We have been with Spectrum since 2017 - Sue Worthington based in the Mallorca, Balearic Islands initially spent a great deal of time and effort consolidating our UK private pensions into manageable fu... See more
Company details
Written by the company
Specialist financial planning for expatriates across Europe. Comprehensive, personalised financial advice. Tax efficient investing – pensions and retirement planning – estate and succession planning – mortgages – currency transfers – life assurance. With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003. In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important. At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
Contact info
Paseo de Gracia 63, principal, 2a, , 08008, Barcelona, Spain
- +34 93 665 8596
- info@spectrum-ifa.com
- spectrum-ifa.com
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Susan Worthington has been my financial…
Susan Worthington has been my financial advisor since 2010 and I have been extremely satisfied with her.
She is trustworthy,knowledgeable, personable and always tries to explain in simple terms which makes things so much easier. Always gives good professional advice and all the investments have performed well.
She is also very patient and always available when needed as I have experienced only last January with a complicated transaction. She guided me throughout the process and made me feel safe.
An excellent financial advisor.
Our Advisor was very caring and patient…
Our Advisor was very caring and patient and explained everything in great detail but as straight forwardly as possible which gives confidence.
Spectrum / Chris Webb/ Spain
We have invested our savings into the Spectrum reccomended funds like Prudential. Since then we have been very satisfied with the results obtained.
Thanks to Chris Webb, whom we have known ever since he moved to Madrid from Singapur many years ago, we have become less worried about our « savings » since he always has good and clear explanations as to what the financial global situation looks like and where it is going.
He is very knowledgable of all aspects of the Spectrum represented funds and has always made very positive suggestions what to change and when (see the SEB case!!)
If , for any reason he would not know an answer because it dealt with taxes in France or bank laws in Germany , he would immediately contact one of his colleagues and provide for the required answer.
Excellent cooperation! Thanks.
Importance and confidence in a good retirement plan.
My wife and I have been connected with the Spectrum IFA group in Madrid for many years.Both before and into our retirement years we have always felt that the management of our financial arrangements have been in safe hands and well secured.The advice we receive whenever adjustments or encashments become necessary and the particular investment program agreed upon always encourage us to continue as is. Chris Webb always takes time to advise, explain the process, and point out any positive or negative aspects.
What I like is that you get honest…
What I like is that you get honest advice and clearly explained answers to your questions. The people are always friendly and helpful. I have been with them about 15 years.
Susan Worthington has been our…
Susan Worthington has been our financial advisor in the Balearics since 2010 & she has given & still giving me (now widowed) an excellent personal service. Extremely helpful in my very difficult time & she is an exceptionally good financial advisor.
I’ve been extremely satisfied with Hansard’s service.
Great, individual service. Thoroughly recommended!
I met Chris Webb from Spectrum whilst working in Madrid; He was recommended by my employers. I needed pension advice and he was able to deliver on all fronts. Very approachable, experienced; knowledgeable and personable, he took time to go through all my options and give me space to consider , never feeling rushed or pressurised with my decisions. Over the years he has continued to answer any questions or queries and he has kept me up to date with updates on my pension through face to face, online meetings and telephone calls.
I am very happy with the service
I am very happy with the service, it is always attentive without being intrusive. I have received good advice.
Great company excellent service
We have been using Spectrum FM for quite a few years now and have found them very professional and helpful in all our dealings with this company. Highly recommended.
Trust is the most important thing
I originally met Susan Worthington (from the Baleares office) around 30 years ago at various seminars, she struck me as someone I could relate to and she was happy to explain things to me in simple terms.
Susan has always been totally and reliably trustworthy and given me some amazing advice.
It was just chance that I came across…
It was just chance that I came across Chris Webb and the services he provides, but I am delighted to say that he converted a complete financial muddle (a range of investment 'products' that I had accumulated over the years and basically lost touch with) into what feels like a safe, reliable retirement income. He is attentive to detail, explains things clearly and is always quick to respond. My dealings with Spectrum & Baskerville have always been more than satisfactory. This is my ongoing experience over the last 6+ years.
A solid company
I am very happy with the service that Spectrum and in particular Chris Webb have provided to me over the last few years. My questions have generally been answered promptly and with accuracy and the advice given has proved to be robust.
Very helpful and professional
Very helpful and professional , easy to understand and on the end of the phone for any questions you have
Excellent advice and service
I was recommended to Charles Hutchinson at Spectrum when I first arrived in Spain. He sorted out my investments and I have made good on all of them. When I needed to take out some money over the years, the service was seamless and exactly as he had advised me. I have no hesitation in recommending Spectrum.
Very good attention to detail
Very good attention to detail , follow up and good explanations which we are capable of understanding.
Our contact Chris Webb has excelled in all of the above.
Complete satisfaction I am extremely satisfied with the…
I am extremely satisfied with the service from yourselves. And appreciate the continued help I get from Charles Hutchison & your monthly reports which are transparent & easy to understand.
Thank you for your continued support.
Best regards. Annie Armandias
Thank you so much Chris!
I moved to Spain three years ago and soon realized I needed help sorting out my finances. The Spanish public system was not designed with foreigners like me in mind, and I needed to find a suitable equivalent to allow me to retire in whichever country I may be living in.
Luckily, a friend recommended Chris Webb from the Spectrum IFA group. Throughout several online meetings, he developed the right plans to best fit the needs my wife and I had for both savings and investing.
With great patience, he answered all our questions and doubts, often revisiting topics from previous meetings when he suspected we were confused or had missed something. By the time we signed all the forms, we were confident that we were in good hands. Since then, I have recommended Chris to all my friends who moved to Madrid.
Spectrum Review
We have been with Spectrum for 10 years ,in this time we have been guided and help by our financial advisor Chris Webb .We have chosen to take his advice to move our funds when needed . We feel our monies are safe as they can be with Spectrum as far as the markets allow .
Excellent experience with Spectrum
Excellent experience with Spectrum, they have an amazing team and really care about their clients. They listened, understood our needs and made everything easy. Trustworthy and highly recommended.
Living in Spain with a uk private pension
In the nightmare of DB pensions and trying to get the best deal for OUR monies Chris Webb came up trumps . After a few false starts with other untrustworthy outfits I was recommended Chris ,I only wish id found him and Spectrum sooner . They were trustworthy and got to the finish line.
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