Southdownsinsurance Reviews 

5,603
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 261 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive and reasonable pricing, often finding policies cheaper than alternatives even with pre-existing conditions or specific cover needs. Many highlight the excellent customer service, describing staff as helpful, professional, friendly, and understanding. People appreciate the ease of arranging policies, the clear explanations, and the efficient process, making their overall experience positive and straightforward. However, some customers also noted significant issues with the claims process, reporting that claims took an excessively long time with little correspondence and repeated requests for the same documents. Reviewers found that claims were declined due to numerous policy clauses and caveats, often leaving them out of pocket.

What people talk about most

Price

People report positive experiences with price, consistently finding products and services to be competitively... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting helpful, polite, and... See more

Service

Clients share positive opinions on service, with many reviewers highlighting helpful, professional, and... See more

Staff

Customers had positive experiences with staff, frequently describing them as helpful, professional, and... See more

Claim

Users describe negative interactions with claim processes, often citing difficulties with website... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 5 out of 5 stars

I called to update medical history- and spoke with Nikki (?spelling) She was incredibly helpful, professional, kind and understanding. Gave me lots of options. Have been with Southdownsinsurance fo... See more

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Replied to 100% of negative reviews

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4.4

All reviews

(5,603)

241 reviews in the last 12 months

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Rated 2 out of 5 stars

No hope if you need to claim

Looking over some of the good reviews, these seem to be written from people who haven’t made a claim. The process was easy to buy the insurance, I’ve phoned them a couple of times and got through straight away. However, I want to make a claim. And this is where it starts going down hill. You are sent through to an AXA portal. I have entered my details and they cannot verify them. So I phoned AXA, all details correct. They are not sure why I cannot access the AXA portal. So I phoned Southdowns and they confirmed all details are correct. While I was on the phone I asked them where is the AXA call centre based. Mexico!!! There’s the problem, the line is not great, hard to understand. I had to phone them back in the hope to get someone else because I couldn't tell what he was saying. My annual insurance is due and I’m not renewing it. I have no hope for my claim after reading over reviews. I will take out my next insurance where there claims call centre is in the UK

2 February 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

Rated 5 out of 5 stars

Great customer service

Great customer service, Southdown are very reasonable with there prices, im happy with them, they helped me when I had to claim whilst I was abroad, helped me step by step. I recommend southdown and I will continue being a customer. Thanx again southdown.

19 January 2026
Rated 5 out of 5 stars

Really helpful advisor who took me…

Really helpful advisor who took me through a complex upgrade to my insurance needed for medical conditions in a helpful way that made it easy and felt supportive. Identified the best deal possible for the level of cover I was seeking.

13 January 2026
Rated 5 out of 5 stars

Been with the company now for a few…

Been with the company now for a few years and always easy to talk to and get fair quote. Fingers crossed as of yet not needed to make a claim and that's the real deal to how they operate but I'm confident and hopeful with the way they communicate they will handle themselves honestly.

13 January 2026
Rated 1 out of 5 stars

Feels like a scam

My daughter got ill whilst on our holiday - we did everything asked for by the insurance company- receipts from the hospital, Dr notes, receipts of medicines, they asked for proof that we were actually where we said we were - we supplies all boardingpasses and tickets, then they asked for NHS records - the records on the NHS app is not enough- they requested full medical history which proved difficult as my daughter is at Uni and have changed Dr.. in the end we gave up - it feels like a scam - this was a completely legitimate claim, we wasted time calling them, emailing all the documents but the insurance company it to complicated with the full medical history being so difficult to get.
If you want to feel like you are safely insured when on holiday - stay away from this company.

22 January 2025
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

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