Southdownsinsurance Reviews 

5,602
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 260 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff are exceptionally friendly, professional, and helpful when updating travel policies or asking questions over the phone. People also appreciate the highly competitive prices, seamless renewals, and the clear, easy-to-use platform for getting instant quotes without any hassle. Some reviewers were not happy with the claims process, noting that payouts took a long time and required submitting the same documents multiple times. Consumers also pointed out frustrating communication issues, unresponsive staff, and unexpected difficulties getting certain medical or travel incidents covered under their policies.

What people talk about most

Price

Reviewers mention positive feedback about price, consistently describing quotes as very reasonable and... See more

Customer service

People report positive experiences with customer service, highlighting helpful and professional agents who... See more

Service

Users describe positive interactions with service, highlighting that representatives are friendly, helpful,... See more

Staff

Clients share positive opinions on staff, highlighting their professional and helpful demeanor during calls.... See more

Claim

Customers consistently note negative experiences with claim procedures, highlighting frequent refusals and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 5 out of 5 stars

I called to update medical history- and spoke with Nikki (?spelling) She was incredibly helpful, professional, kind and understanding. Gave me lots of options. Have been with Southdownsinsurance fo... See more

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Replied to 100% of negative reviews

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4.4

All reviews

(5,602)

241 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent Service

This is the 3rd time using Southdowns. They are very competitive in the prices and their cover.
The forms are easy to understand and very straightforward.
I would highly recommend them.

27 October 2025
Rated 1 out of 5 stars

Traumatic life experience made worse by poor claims handling

I had a dreadful experience trying to make a claim on my travel policy. I had a traumatic medical emergency whilst away on holiday which forced me to miss my return travel due to being hospitalised. I submitted all of the documentation as requested in the portal almost 2 months ago, called up and chased only to be asked for information already given. The handler did not seem to be familiar with standard NHS documents and kept accusing me of not having the right document, in a cold and snarky manner - I cannot fathom seeing what had happened to me and behaving in this way. I sent them all the information by email yet again and submitted a complaint a week ago - both have been ignored so far.

8 September 2025
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

Thank you for your feedback.

To enable us to share your feedback with the AXA Travel Insurance claims team, can you please contact us at info@southdownsinsurance.co.uk marking your email FAO the Duty Manager – TRUST PILOT in the subject field. Please copy your feedback into the body of the email and include your policy and claims reference number.

Kind regards
Southdowns
Sales and Service

Rated 5 out of 5 stars

Better cover same price !

Spoke to a few people as I kept changing my mind! Soz .. last person I spoke with, sorry I can’t remember his name, actually gave me a better off than the two previous calls ! How wonderful.. better cover at the same price! What a gem xx he was brilliant 🤩

14 October 2025
Rated 1 out of 5 stars

Appalling company!

I took out an annual travel insurance policy with Southdowns and contacted them proactively to be fully transparent about a couple of minor, ongoing medical investigations. These are precautionary, and I have no diagnosis and no serious concerns.
Instead of being supported, I was subjected to over 90 minutes of intrusive questioning across two phone calls. Despite no diagnosis, cover was refused on those conditions — which I accepted. But what shocked me was being told my entire annual policy might now be compromised and a payout on any claim couldn’t be guaranteed.
I am a well woman and a responsible, honest customer who was simply trying to do the right thing. I feel that honesty was used against me. I’ve lost confidence in Southdowns and will be finding cover elsewhere.
I can’t recommend this insurer to anyone who expects fairness and respectful treatment.

9 October 2025
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

To enable us to investigate this situation further, please contact us at info@southdownsinsurance.co.uk marking your email FAO the Duty Manager in the subject field, together with your policy number and copy your feedback into the body of the email.

Best wishes
Southdowns
Sales and service

Rated 2 out of 5 stars

Our flights were cancelled in July

Our flights were cancelled in July. Have been trying to navigate a travel sinsurance claim ever since. There seem to be an unreasonable number of hoops to jump through. Each time we think we've provided them with the necessary evidence they ask for something else

11 January 2025
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

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