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SoLo Funds Reviews 2,512

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,386 reviews, reviewers overwhelmingly had a great experience with this company. Customers find the app straightforward, easy to use, and an amazing tool for peer-to-peer lending and borrowing. Many appreciate the quick funding process, often receiving money within minutes or hours, especially in times of emergency. The service is frequently described as helpful and efficient, with a strong sense of community where people support each other. However, some customers experienced issues with the payment process, including funds being held, difficulties with repayment, and problems with card verification. A few also reported slow customer service responses, app glitches, or not receiving funds after an offer.

What people talk about most

User experience

People report positive experiences with user experience, finding the app easy to use and navigate, with many... See more

Payment

Users describe ambiguous interactions with payment, with some reviewers reporting quick funding, sometimes... See more

Service

Consumers find service to be positive, with many praising the platform for providing quick and efficient... See more

Application

Customers consistently note positive experiences with the app, praising its ease of use and navigation, with... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting its helpfulness and efficiency when... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge ex... See more

Company replied

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more

Company replied

Rated 5 out of 5 stars

Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 5 out of 5 stars

They worked fast and it came right on time

It was easy and quick. I’m so grateful!

26 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re so glad the process was fast, easy, and that the funds arrived right when you needed them.
Your gratitude means a lot to us, and we appreciate you being part of the SoLo community!

Thank You,
SoLo Community Expert

Rated 3 out of 5 stars

Disappointed

Meh, I was given a limit of $100. I borrowed $20 and repaid it within 48 hours. My limit was lowered to $80.

22 May 2026
Unprompted review
SoLo Funds logo

Reply from SoLo Funds

Dear Robin,

Thank you for reaching out.

To help us better serve you, kindly provide your email address or account name or ID so we can accurately identify your account.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It was a great experience

It was a great experience!

26 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jonathan,

We’re glad to hear you had a great experience with SoLo Funds. We appreciate you being part of our community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I was in need of funds and I received…

I was in need of funds and I received the help I am so thankful for this community

26 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Catherine,

We’re so glad the SoLo community could be there for you when you needed support most.
Your kind words mean a lot, and we’re grateful to have you as part of the community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Amazing

Amazing. Person time applying and everything went well. Thank you so much!

27 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Leon,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

The accuracy and efficiency exceed expectations

The accuracy and the efficiency have been beyond my expectation . I'm someone who has trolled bottom for even $5 ..that I have moved up to $200 in three payments is astonishing. It is especially compelling that, when I offered for my third loan, it was filled before I could even assess what had happened ...in this world of digits and lack of audio support solo funds has been truly spirational in terms of our community,'ability to help each other in an honest and direct way
thank you so much fun solo funds

29 April 2026
SoLo Funds logo

Reply from SoLo Funds

Dear John,

We’re incredibly grateful to hear that the accuracy, efficiency, and support from the community exceeded your expectations. It’s inspiring to know that you were able to build trust within the network and have your requests funded so quickly.

At SoLo, we believe in people helping people, and your story truly reflects the strength and honesty of this community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Little confusing at 1st but once you…

Little confusing at 1st but once you get excepted and start slow it builds up to be a larger amount. However its like a double charge for the fee to person and donation not optional to SoLo i get it but it comes to be a lot after awhile yo build that amount.

27 April 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Angela,

We’re glad to hear that once you got started, the process became easier and helped you build toward larger loan amounts over time.
We also appreciate your concerns about the fees and donation structure.
We understand how those costs can add up, and feedback like yours is important as we continue working to improve the experience for our members.
Thank you for being part of the SoLo community and for taking the time to share your perspective.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I love this app it helps me when I need…

I love this app it helps me when I need it the most !

22 May 2026
Unprompted review
SoLo Funds logo

Reply from SoLo Funds

Dear Amber,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

My first loan,and it went just like…

My first loan,and it went just like they said

25 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Garland,

We’re so glad your first loan went smoothly and matched your expectations. We appreciate you giving SoLo a try and welcome to the community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo is a great fast alternative to get…

Solo is a great fast alternative to get emergency money when you need it. It’s a little expensive with tips and charges but if you need money quick no questions asked this is a great go to. But your account cannot be negative and you must use it often to get larger amounts.

10 January 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Lisa,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you.
Please note that tips are voluntary and set by the borrower. We allow our borrowers to increase their lending limit based on their repayment history on the platform.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo really did me a solid.

Solo really did me a solid.

26 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Easy to use and easy to get a loan

Easy to use and easy to get a loan. I’m glad I found this site!

26 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jeff,

We’re glad to hear the site was easy to use and that you were able to get the loan support you needed. We appreciate you choosing Solo and are happy to have you with us!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo staff really helpful ..Answers my…

Solo staff really helpful ..Answers my questions Clear and quickly..

21 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear KTu,

We’re happy to hear that the Solo team was helpful and answered your questions clearly and quickly. We appreciate your trust and are glad we could support you.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Was a very easy process.

Was a very easy process.

25 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jake,

We’re glad to hear the process was very easy for you. We appreciate you choosing Solo and are happy we could make your experience smooth.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo Funds Came Through

Solo Funds came through when I needed it the most. I couldh't be happier....a real lifesaver when I was in a bind.

23 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Tony,

We’re truly glad Solo Funds was able to come through when you needed support the most. It means a lot to know we could help during a tough moment, and we appreciate your trust in us.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Very easy and happy with the app and…

Very easy and happy with the app and how easy it was to get
A loan . Thank you.

25 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re so glad to hear you’re happy with the app and found the loan process easy. We appreciate you choosing Solo and are happy we could help!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Honestly one of the best experiences…

Honestly one of the best experiences I’ve had with a “loan” type of service. It’s peer to peer, everything from the profile creation to my 3rd borrow had been easy.

23 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear that Solo has been easy to use from profile creation through your third borrow. We appreciate your trust and are happy the peer-to-peer process has worked well for you.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It's better than ANY ONLINE BORROW…

It's better than ANY ONLINE BORROW MONEY APP!. I'm cutting the rest off!
You know exactly what you paying back and no $9.99 a month fees just yo borrow $50

25 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Z Gray,

We’re really happy to hear that SoLo is giving you a clearer and more transparent borrowing experience.

We believe people should know exactly what they’re paying back, without confusing fees or unnecessary monthly charges. We’re grateful to have you in the SoLo community and appreciate your support!

Thank You,
SoLo Community Expert

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