Secure Trust Bank PLC Reviews 3,498

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 314 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user experience, finding the website easy to navigate and the online processes straightforward for opening and managing accounts. Many people highlight the excellent customer service, appreciating the helpful and efficient support received over the phone, with real UK-based representatives readily available. The interest rates are also frequently mentioned as competitive and attractive. However, some customers experienced issues with account transfers, describing them as complicated or delayed, leading to frustration. A few people also noted difficulties with the website, such as being timed out while reading terms and conditions or encountering problems with updating certain fields. Additionally, some reviewers expressed dissatisfaction with the practice of offering better interest rates to new customers compared to existing ones, and a small number reported significant administrative fees.

What people talk about most

User experience

Customers generally report a high level of satisfaction with the user experience, finding the app and website... See more

Service

Consumers generally express satisfaction with the service. Many reviewers highlight efficient management,... See more

Website

Reviewers mention positive feedback about the website, highlighting its clarity, ease of use, and simple... See more

Price

Reviewers highlight positive aspects of price, with many praising competitive interest rates and good savings... See more

Customer service

Clients share positive opinions on customer service, often highlighting the helpfulness and efficiency of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

As an older, reluctant user of technology, the ability to speak to an actual person is very welcome! Anisha spoke clearly and was very easy to understand. She explained the process for carrying out... See more

Company replied

Rated 5 out of 5 stars

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Secure trust two year bond

Easy to invest in fixed rate bond for two years with excellent rates and customer service. Would use again if circumstances allow.

20 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found it easy to invest in a fixed-rate bond and that you were pleased with our rates and customer service. Thank you for your positive feedback; we appreciate it!

Kind regards,
Sophie

Rated 5 out of 5 stars

Easy to use online App

Easy to use online App. Great interest rate

20 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're glad you found our app easy to use and are happy with the interest rate. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Decent rates

Decent rates, good comms and easy to understand products.

18 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello David,

We're happy our rates, communication, and products met your expectations. We appreciate you taking the time to share your positive experience!

Kind regards,

Louise

Rated 5 out of 5 stars

Competitive rates and easy application…

Competitive rates and easy application process for existing customers.

14 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Ed,

We're happy to hear that you found our rates competitive and the application process easy. Thank you for sharing your positive experience with us!

Kind regards,

Louise

Rated 5 out of 5 stars

GOOD SERVICE

14 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Ms Patel,

This is great to hear! Thank you for your 5 star review.

Kind regards,

Louise

Rated 4 out of 5 stars

Easy application process.

Very easy application process but initial difficulty registering for internet banking resolved following helpful telephone conversation with customer services.

14 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello David,

It is great to hear that the application process was easy for you. We appreciate your feedback regarding the initial difficulty with internet banking registration and are glad our customer service team could help resolve it.

Kind regards,

Louise

Rated 5 out of 5 stars

Hi it was easy to save with your bank…

Hi it was easy to save with your bank and access my account and savings. Thanks.

13 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that you find it easy to save and access your account with us. Thank you for sharing your positive experience!

Kind regards,

Louise

Rated 5 out of 5 stars

Service

Fabulous. Easy to open the account and great customer service.

13 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Scott,

We're happy to hear that opening an account was easy. We appreciate your feedback regarding our customer service. Thank you!

Kind regards,

Louise

Rated 5 out of 5 stars

easy to deal with

10 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Grace,

This is great to hear! Thank you for your 5 star review.

Kind regards,

Louise

Rated 5 out of 5 stars

Easy setup

All very straightforward and easy to set up cash isa

11 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Simon,

We're happy to hear that setting up your cash ISA was straightforward and easy. Thank you for your positive feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

A good banking service

Easy to use.
Competitive rates of interest.
They answer their phones promptly.

8 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Margaret,

We're happy to hear that you find our services easy to use and appreciate our competitive rates. Thank you for your feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

Easy to open cash ISA accounts

Easy to open cash ISA accounts, good rate and transfers in from other banks done quickly.

5 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that opening a cash ISA account was easy and the rate was competitive. Thank you for your positive feedback.

Kind regards,

Louise

Rated 1 out of 5 stars

U have 30 days to fund .A large amount…

U have 30 days to fund .A large amount .but u can't open 2 of the same products as I understand I had 2 bonds of 5000 maturing on 2 and 6 of Dec.so opened one for 1st bond maturing. Tried to open other for the 6 of Dec as I needed more than 30 days.34 .but one product allows more money than mine in my 2 bonds.daft rule.lady said u can close 1st bond but the system may not let u open a new bond .as it may think u already have one.a catch 22 u can but u may not be able to open product even though it is available.well why not open it manually by staff at bank.too much trouble.may b.

7 November 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Jackie,

We appreciate you sharing your experience. We're sorry the bond opening process was difficult and that our product limitations created a frustrating situation.

We thank you for your feedback, this is regularly reviewed by our senior management team to help us improve the products and services we provide.

Kind regards,

Louise

Rated 5 out of 5 stars

Positive

Personnel were helpful and not rushed.

6 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello John,

We are delighted that you are happy with the service you have received. Thank you for your positive feedback.

Kind regards,

Louise

Rated 4 out of 5 stars

Saving Bond set up and funding

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the new bond with £1 then check it on-line and feed it with the full amount. I seeded it with £1000 (Min) and all OK. I couldn't find in advance how long I had to feed it (or whether I had to put in the entire amount in one go). Turned out to have a generous 30 day time limit.

4 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Roger,

We are pleased to hear that adding a new account was simple and that you found our interest rate appealing.

We appreciate your feedback regarding clarity on initial deposit amounts and funding timelines. We'll review how this information is presented to improve the customer experience.

Kind regards,

Louise

Rated 5 out of 5 stars

Excellent Customer Service

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady called Anisha clarified the situation and put my mind at rest. Thank you.
We have several savings accounts with Secure and my only comment otherwise would be that the website once you log on is a little on the basic side.

5 November 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello, Mr Lunn,

Thank you for your review. We're glad the cash ISA opening process was straightforward and that our customer service advisor, was helpful in resolving the admin error.

We appreciate your feedback regarding our website this is regularly reviewed by our senior management team to help us improve the products and services we provide.

Kind regards,

Louise

Rated 5 out of 5 stars

ISA.Transfer Experience

Very easy and quick transfer of ISA.

4 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Angela,

We're happy to hear that your ISA transfer was easy and quick. Thank you for sharing your positive experience with us!

Kind regards,

Louise

Rated 5 out of 5 stars

Competitive products and easy application

Really easy to find the most competitive product and to apply using the online service.

1 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

It is great to hear that you found it easy to locate a competitive product and use our online service. Thank you for sharing your positive experience!

Kind regards,

Louise

Rated 5 out of 5 stars

Online banking made easy

Very easy to cancel my account and quick transfer of the money to my designated bank. I still have another account with Secure Trust. Online banking made easy.

31 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We are happy to hear that cancelling your account was easy and the money was quickly transferred. We appreciate your feedback and that you find our online banking easy to use.

Kind regards,

Louise

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