Secure Trust Bank PLC Reviews 3,498

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 314 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user experience, finding the website easy to navigate and the online processes straightforward for opening and managing accounts. Many people highlight the excellent customer service, appreciating the helpful and efficient support received over the phone, with real UK-based representatives readily available. The interest rates are also frequently mentioned as competitive and attractive. However, some customers experienced issues with account transfers, describing them as complicated or delayed, leading to frustration. A few people also noted difficulties with the website, such as being timed out while reading terms and conditions or encountering problems with updating certain fields. Additionally, some reviewers expressed dissatisfaction with the practice of offering better interest rates to new customers compared to existing ones, and a small number reported significant administrative fees.

What people talk about most

User experience

Customers generally report a high level of satisfaction with the user experience, finding the app and website... See more

Service

Consumers generally express satisfaction with the service. Many reviewers highlight efficient management,... See more

Website

Reviewers mention positive feedback about the website, highlighting its clarity, ease of use, and simple... See more

Price

Reviewers highlight positive aspects of price, with many praising competitive interest rates and good savings... See more

Customer service

Clients share positive opinions on customer service, often highlighting the helpfulness and efficiency of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

As an older, reluctant user of technology, the ability to speak to an actual person is very welcome! Anisha spoke clearly and was very easy to understand. She explained the process for carrying out... See more

Company replied

Rated 5 out of 5 stars

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good service and app

Good service and app. Would have stayed but account no longer required.

8 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Chris,

We appreciate your positive feedback on our service and app. We're happy you had a good experience while banking with us.

Kind regards,

Louise

Rated 5 out of 5 stars

Excellent Customer Service Team

I have held several fixed rate bonds with Secure Trust Bank over a number of years for no reason other than they were offering the best rates. Everything worked smoothly via the internet and so I had no reason to contact them until last week when I made a mistake while attempting to reinvest a maturing bond.
I sent a secure message via the website on the weekend and got a call back on Monday morning. I dealt with two members of staff, both of whom were knowledgable, polite and helpful, and between them they resolved the problem for me very quickly.
I felt like I had received excellent customer service, which is so rare these days, and which certainly deserves a mention here.

3 January 2026
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Richard,

Thank you for taking the time to leave your review.

We are delighted to hear that you've had a consistently smooth experience with our fixed-rate bonds over the years. We appreciate you mentioning the excellent customer service you received when resolving your reinvestment issue. It's great to know our team members were knowledgeable, polite, and helpful in resolving the matter quickly for you.

Thank you for your positive feedback.

Kind regards,

Louise

Rated 1 out of 5 stars

They don't know how to treat potential customers properly

I applied to open a Savings Account. They asked me to obtain original bank statements from my bank so that they could verify my income. I explained that (a) I elected not to have paper statements many years ago and (b) my income is irrelevant as I do not want to borrow from them and I am only a potential imvestor.
I asked to speak to the CEO but obviously my request was not granted. I wouldn't invest in this bank under any circumstances now!

9 January 2026
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Stephen,

We appreciate your feedback and regret that our account opening process has caused frustration.

We can see that your concerns have been raised with the relevant department who will be in correspondence with you.

Your feedback is valuable and is regularly reviewed by our senior management team to help us improve the products and services we offer.

Kind regards,

Louise

Rated 5 out of 5 stars

Great customer experience

Great customer service with Secure Trust from start to finish. I didn’t wait long for my phone call to be answered. My operator was knowledgeable and extremely helpful - even offered to wait on the phone while I worked through an online process. Very patient! My request was sorted out quickly and completely. Thank you!

6 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Julie,

Thank you so much for your wonderful feedback! We're delighted to hear that you had a smooth experience from start to finish. It’s great to know our team member was able to support you quickly, patiently, and with the knowledge you needed.

We really appreciate you taking the time to share your experience, and we’re glad we could get everything sorted for you. If you ever need anything else, we’re always here to help!

Kind regards,

Louise

Rated 5 out of 5 stars

Very user friendly site

Very user friendly site. Good rates

4 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Paul,

We are delighted to hear you found our site is user-friendly, and rates competitive. Thank you for your positive feedback!

Kind regards,

Louise

Rated 2 out of 5 stars

Very poor bank

Very poor bank. So many errors. Complaint after complaint.

6 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Sally,

We are sorry to hear that Secure Trust Bank has not met your expectation. We can see that your concerns have been raised with the relevant department who will be in correspondence with you.

Your feedback is valuable and is regularly reviewed by our senior management team to help us improve the products and services we offer.

Kind regards,

Louise

Rated 5 out of 5 stars

Competitive interest rates and products…

Competitive interest rates and products and a reliable and use friendly website.

5 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that you find our interest rates competitive, our products valuable, and our website reliable and user-friendly. Thank you for your positive feedback!

Kind regards,

Louise

Rated 5 out of 5 stars

The requested transaction was executed…

The requested transaction was executed on time and without a problem

5 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,

We're happy to hear that your transaction was executed successfully and promptly. Thank you for your positive feedback; we appreciate it.

Kind regards,
Sophie

Rated 5 out of 5 stars

Fixed rates easy to set up and close…

Fixed rates easy to set up and close when matured.
Plenty of options to roll over at maturity.

31 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Ronald,

We are happy to hear that you found our fixed rates easy to manage and appreciate the options provided at maturity. Thank you for your positive feedback!

Kind regards,

Louise

Rated 5 out of 5 stars

Opening and funding a new account

I already held a savings account with Secure Trust and wanted to open another one with them at a better rate of interest. As an existing customer I was able to do this with a few clicks and then transfer funds from the old account to the new with the interest computed and the old account automatically closed. Brilliant!

1 January 2026
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that opening a new savings account with a better interest rate was so easy for you. It's great to know you were able to transfer funds and close your old account quickly. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

1235567890

29 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello David,

Thank you for your 5 star review.

Kind regards,

Louise

Rated 1 out of 5 stars

Absolute shambles trying to obtain…

Absolute shambles trying to obtain information about reinvesting a maturing bond. No manager there (apparently) to help with an urgent issue which they unhelpfully decided to resolve by sending a letter.
They could not make obtaining a partial withdrawal from a maturing bond more difficult if they tried.
Extremely frustrating.

29 December 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello ,

We are sorry to hear that Secure Trust Bank has not met your expectation. We can see this has been raised with the relevant department who will be in correspondence with you.

Your feedback is valuable and is regularly reviewed by our senior management team to help us improve the products and services we offer. We regret that you've decided to close the account.

Kind regards,

Louise

Rated 5 out of 5 stars

I Had a problem with another bank…

Had a problem with another bank transferring an ISA to Secure Trust quite a lot of money involved (my ISA life savings) Kadeer at customer support was fantastic, calm, polite, reassuring and he reacted in a way that one always dreams a customer advisor would, checked everything through with the ISA team and kept me informed at all stages. As an elderly retired person I usually find modern online banking a necessary but very stressful experience, since opening an account with Secure Trust Bank I have been delighted with the ease of using my account and the wonderful customer experience, this is banking as it should be.

29 December 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello David,

We're so happy to hear about your positive experience, especially regarding the ISA transfer and the support provided. It's great to know the team member assisted you effectively and kept you well-informed. We're delighted that you've found our online banking easy to use and that your overall experience has been wonderful. Thank you for sharing your feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

Very customer friendly online system…

Very customer friendly online system that is easy to use and easy to understand

26 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Mrs Trever,

We're happy to hear that our online system is customer-friendly, easy to use, and easy to understand. Thank you for your positive feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

Ease of doing things

Ease of doing things

28 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Denis,

We happy to hear that things were easy for you. Thank you for your positive feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

Excellent savings provider

Platform is easy to use. Competitive rates. Helpful call centre staff should you need to speak to someone.

23 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Yvonne,

We are happy to hear that you found the platform easy to use and the rates competitive. We're also glad that our call centre staff were helpful. Thank you for your feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

Clear instructions and good customer…

Clear instructions and good customer service.

22 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Nicole,

We're happy to hear that our instructions were clear and that you had a good experience with our customer service. Thank you for your feedback!

Kind regards,

Louise

Rated 5 out of 5 stars

Professional Banking

Information and interest sent to me when needed in a professional manner.This gave me confidence in banking with Secure Trust.

24 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that the information we provided increased your confidence in banking with us.
Thank you for your positive feedback; we appreciate it greatly.

Kind regards,
Sophie

Rated 5 out of 5 stars

Easy and efficient to use

Easy and efficient to use, along with competitive rates

21 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our services easy and efficient with competitive rates. Thank you for your positive feedback!

Kind regards,
Sophie

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look