I had a good holiday and didn’t need to worry about insurance. Going through the online system produced a quote which initially very expensive. I phoned them though and found I’d selected a bunch of s... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Written by the company
Written by the company

Trusted by over 6 million travellers on their adventures worldwide+

155 Fanshawe Street, 1010, Auckland, New Zealand
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Was easy to talk to person on phone who gave me the insurance. Listened to me about my medical condition and recommended the right insurance

Reply from Southern Cross Travel Insurance
Helpful and responsive whilst I was needing medical services overseas. Booked follow up appointments for me and pre-arranged the cover!

Reply from Southern Cross Travel Insurance
I didn't end up needing to claim anaything but the experience of finding the right type of coverage and purchsisng that coverage was really easy. thank you

Reply from Southern Cross Travel Insurance
Southern Cross travel insurance is easy to arrange online at competitive prices and they are a reliable provider. While I did not need to draw on my insurance policy on my most recent trip, from past experience I know they'll come through for me when needed.

Reply from Southern Cross Travel Insurance
It was really good cover everything in case you need in any emergency and possibly the the best bank for your buck insurance .

Reply from Southern Cross Travel Insurance
Our flight home was diverted due to bad weather, delaying our return home by 2 days. It was straight forward to lodge our claim for the related accommodation and travel expenses, and it was approved and paid promptly.

Reply from Southern Cross Travel Insurance
Easy to deal with. I called while away to check I was covered for paragliding. The person I spoke to was very helpful.

Reply from Southern Cross Travel Insurance

Reply from Southern Cross Travel Insurance
Good policy which covered all that I needed for my travels. Friendly and helpful support. Well priced.

Reply from Southern Cross Travel Insurance
Reassuring travel insurance providing cover when it is needed.
Fortunately I did not need it as my travel was incident free.

Reply from Southern Cross Travel Insurance
We didn't have to claim which was great however it was great to know that we were covered if something had gone wrong.

Reply from Southern Cross Travel Insurance
It was easy to organise online, just choose the cover you required, tick any extras you may also need and it gives you a total to pay.
I compared southern cross to a couple of others and they still had the better cover for the price.
Luckily we didn’t need to use our travel insurance, so I can’t comment on the claim procedure.
I would definitely use them again based on value of cover provided.

Reply from Southern Cross Travel Insurance

Reply from Southern Cross Travel Insurance
Had an awful experience with Southern Cross Travel Insurance who denied my claim on the pretext my possible prolapsed disk was a pre-existing condition because I told the Osteo my back had been a bit sore for a few weeks before the acute event happened. We are talking night and day though in terms of affect on my life - a somewhat sore back I was functioning completely normally and still working, doing hikes, etc - the acute possible prolapsed disk I couldn't even walk. Hideous experience from assessor named James who flatly refused to phone the Osteo and speak to them to get more information. Never have I had such poor customer experience from a NZ company - had to cancel Raro trip and lost thousands. I would never, ever use Southern Cross Travel Insurance again.
UPDATED: after getting the standard SCTI response below I have not changed my view so poorly has my situation been treated.

Reply from Southern Cross Travel Insurance
So nice and easy to deal with. Was happy I chose Southern Cross. Thanks team

Reply from Southern Cross Travel Insurance
I purchased this product because it covered everything that I needed it to for traveling to a couple of countries. The price was good and while I didn't need to make a claim it was great to know I had this in place.

Reply from Southern Cross Travel Insurance
Fortunately, I was not in need of my insurance for this trip, however I would not travel without it. I always use Southern Cross travel insurance as it is easy to buy online and the cost is reasonable.
We had a large medical claim a few years ago while in the USA and the Southern Cross team was amazing.

Reply from Southern Cross Travel Insurance
My husband had a fall and damaged his glasses. The accident was documented by the resort and he had various injuries consistant with a fall. Upon our return when he contacted Southern Cross regarding repair or replacement he was advised that glasses were not covered.
Disappointing.

Reply from Southern Cross Travel Insurance
We had piece of mind knowing we were covered in case of some sort of disaster while on holiday
I have Health Insurance through your company so was a natural continuation.

Reply from Southern Cross Travel Insurance
Easy to apply, competetitive rates, gave us the appropriate cover for peace of mind.

Reply from Southern Cross Travel Insurance
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.