Rosca Finance Reviews 

Very easy to use! Loved this way of saving!

Love Rosca! Makes it super easy to strengthen my finances within a trusted community.

Rosca is great! The site is very easy to use and I love the community they've built. It feels like we're all helping each other work toward financial freedom.

I have had a great experience with Rosca so far. I’m trying to build my credit score and it’s helping me do that without having to open a new card. I would definitely recommend.

I have had to edit this and lower my review . It's a platform where you SHOULD have the ability to build credit , invest , save , or get a short term loan without a pull on your credit . Reports to TU and Equifax only which is fine . Was hoping I could finally get my credit past this last goal for me but I have been a member 4 months have successfully completed 4 ROSCAS and nothing has been reported to TU or Equifax . I did speak to customer service and they told me it would be 2-3 more days that I should see it reported - that was awhile ago - so I can no longer recommend this as a credit builder until I see something. Loan or short term investment is OK . I am now using it only to invest until they start reporting . I am a member of several credit building sites all started about the same time as I joined ROSCA and they are all reporting . So I don't know if ROSCA will show up or not yet. Sorta worried as I have a $300 secured raised limit with them and now the site seems to have stopped . It's still up but no more roscas are being formed .

So far Rosca offers opportunity unlike any other with credit and maintaining future credit rating.

I have enjoyed the opportunity to save money while building credit at the same time! It's a great way to set some cash aside and make sure I am building credit healthily without having to borrow to build credit!

Innovative and really useful. Easy to use, easy to understand.

its very convenient to have

Well really don't know what to write. It seems pretty good. The setting up your bank account and all that stuff is pretty easy. Did my few weeks of giving now now, I'm supposed, to be getting but it is like a week late on give me my money and there's nothing that they're doing about it so I don't know what to think yet being cautious

Hard to sync gives precisely with cash flow (i.e. paycheck). If you are someone who treats payday as bill day, keep track of this. Went through a round that was biweekly - precisely between each pay period. Would love being able to shift give schedule +/- 1 week to sync with budget cycle.
Otherwise support is great, works as advertised, and my hiccups we're probably the biggest risk to the ROSCA.

Cheap than any other loan I used.

So far best company I have been with were you give and get back

Quick way to pay day loans and short term savings

Seems like a company that can help you save, make some money, and bjild your credit