Rocket Loans Reviews 9,074

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, appreciating the personalized and understanding approach. The user experience is frequently described as smooth, transparent, and efficient, with consumers noting the ease of managing payments and the quick approval process. However, some customers also noted that they were denied loans despite having stable incomes and good credit scores, finding the reasons for denial unclear. A few other people also felt that the process lacked human interaction, making it difficult to ask questions or make adjustments to loan terms immediately.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, consistently praising the ease and speed of the... See more

Service

Users describe positive interactions with service, highlighting the ease, professionalism, and efficiency of... See more

Payment

Customers had positive experiences with payment. Many reviewers praise the quick and easy application... See more

Staff

Reviewers consistently express high satisfaction with the staff, highlighting their professionalism,... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting the helpfulness, patience, and... See more

Based on these reviews

Rated 5 out of 5 stars

Our family has worked with Rocket Mortgage and now,Rocket Loan. I am a life-long working class family man and a grateful repeat client of Rocket entities Rocket has assisted our family through changes... See more

Company replied

Rated 5 out of 5 stars

Wow that was the most simple application and same day funding that I've ever experienced. Couldn't be more satisfied and thrilled. Thank you Rocket Loans. Will definitely be telling people about you g... See more

Company replied

Rated 5 out of 5 stars

I have a mortgage with Rocket Mortgage and recently spent all of 10 minutes securing a sizable loan through rocket loan. Money was in my account in less than 48 hours. The process was so simple for bo... See more

Company replied

Rated 5 out of 5 stars

Emily was one of the best customer service reps I have had the pleasure of connecting with in years. She was very pleasant, knowledgeable and made an uncomfortable process MUCH more comfortable. She i... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Consultant
  4. Loan Agency

About Rocket Loans

Written by the company

Simple. Fast. Personal Loans.

Rocket Loans provides clients with a simple and fast personal loan experience. With loan amounts ranging from $2,000 to $45,000, our Rocket-fast technology can help cover any big or upfront costs in your life, including:

  • Debt Consolidation
  • Home Projects
  • Auto Loans
  • Unexpected Expenses
  • Special Occasions

Rocket Loans has a simple online application process, fast funding and easy payback plan. Explore how a personal loan can help you achieve more on our website.

Visit RocketLoans.com

Still unsure how we can help? Visit our Learning Center for educational articles, loan tips, checklists and more:

Read Our Blog

We like to think that our greatest asset is you – our clients! Let us know how we’re doing. Share your Rocket Loans story by leaving us a Trustpilot review. And if you are experiencing servicing issues or need help personalizing your loan experience, we’re here to help make things right.

Talk To Us

We’re also in good company. Are you looking for Rocket Mortgage? Our sister company offers different loan and home products, including mortgages. If you recently bought or refinanced your house through Rocket Mortgage share your experience using the review link below.

Review Rocket Mortage Rocket Loans Logo Red

All personal loans are made by Cross River Bank, a New Jersey state chartered commercial bank. Member FDIC, Equal Housing Lender.


Contact info

4.9

Excellent

TrustScore 5 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

This company has been amazing…

This company has been amazing throughout our loan and mortgage process.. easy process, no waiting for decision. You have helped my family with our financial needs. I highly recommend this company to anyone

20 March 2026
Unprompted review
Rocket Loans logo

Reply from Rocket Loans

Hi Brook,
Thank you so much for this wonderful review and for trusting us with your family's financial needs! That means the world to us. We're thrilled to hear that the process was easy and that you didn't have to wait around for a decision. At Rocket Loans, we know that when you need funding, speed matters – and we're committed to making the entire experience as simple and straightforward as possible. Helping families like yours is exactly why we do what we do, and we're honored that you'd recommend us to others. Thank you for choosing us, and please don't hesitate to reach out if there's anything else we can help with in the future!

Rated 5 out of 5 stars

The process was quick and easy

The process was quick and easy! I had a great experience‼️

27 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi James,
We're thrilled to hear that the Rocket Loans process was quick and easy for you. Making sure you have a great experience is what we're all about! We truly appreciate your business!

Rated 5 out of 5 stars

It was straightforward and easy to…

It was straightforward and easy to understand.

27 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Martin,
We're so glad to hear that Rocket Loans made the process straightforward and easy to understand. Keeping things simple and clear is really important to us. We appreciate your business!

Rated 4 out of 5 stars

Fast but cumbersome

Fast but cumbersome. Verification was tedious. I should have just given a pint of blood. Would be faster. However, props for defending consumers from fraud!!

26 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Bradley,
We hear you that verification can feel tedious, and we really appreciate you recognizing it's there to protect you from fraud. We're always working to balance security with speed, so your feedback helps us keep improving. Thanks for sticking with Rocket Loans!

Rated 4 out of 5 stars

Application Process as smooth as can be!

The processing time and the friendly and courteous staff make everything go seamless. For those that are first timers, you won't be disappointed. My experience was awesome. I believe this is the first time that I've gone to applying for an unsecured loan and went as smooth as butter. Thank you guys for the quick and easy process. As we say in the military, "Hooah".

19 March 2026
Unprompted review
Rocket Loans logo

Reply from Rocket Loans

Hi Jacktrinie,
We're thrilled to hear your experience with Rocket Loans was as smooth as butter – that's exactly what we're going for! Our team works hard to make the process quick, easy and seamless, so it means a lot that you noticed how friendly and courteous they are. Knowing that first timers won't be disappointed is huge feedback, and we really appreciate you sharing your awesome experience. Hooah, and thank you for your service! We're honored to have been able to help, and we're here whenever you need us!

Rated 5 out of 5 stars

I can’t believe how quick and easy it…

I can’t believe how quick and easy it was. It’s solved a very big problem for me within two days. I have my mortgage with rocket as well and it’s similarly as easy to deal with them for that as well.

23 March 2026
Unprompted review
Rocket Loans logo

Reply from Rocket Loans

Hi Maura,
We're thrilled to hear Rocket Loans was quick and easy, and that we could help solve a big problem for you within two days. That's exactly what we're here for! It means even more knowing you're also a Rocket Mortgage client and have had a similarly great experience with us. We really appreciate your trust– it's clients like you who keep us focused on making everything simple, fast and easy. Thanks for being part of the Rocket family, and we're here whenever you need us!

Rated 5 out of 5 stars

Our family has worked with Rocket…

Our family has worked with Rocket Mortgage and now,Rocket Loan. I am a life-long working class family man and a grateful repeat client of Rocket entities Rocket has assisted our family through changes in circumstances and done so with truly great people along with a easy to navigate process. Thank you Rocket Mortgage and Rocket Loans. Folk reach out to them,they are,truly a great resource.

26 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Robert,
Thank you so much for sharing your story with us. It means the world to know that both Rocket Loans and Rocket Mortgage have been able to support your family through changes in circumstances – that's exactly why we're here. As a life-long working class family man, you represent what we're all about – helping real families navigate real life. We're honored to be your go-to resource and so grateful for your loyalty as a repeat client. Our team works hard to be those "truly great people" you mentioned, and hearing that the process was easy to navigate makes us even prouder. Thank you for recommending us to others. Clients like you and your family are what keep us going, and we're here whenever you need us!

Rated 5 out of 5 stars

The guidance and support by Alley…

The guidance and support by Allie directing me through the bank information made me feel more at ease. Great rates to help cc debt.

25 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Marta,
We're thrilled to hear that Allie was able to guide you through the bank information and make you feel more at ease. We know sharing that kind of information can feel sensitive, so having the right support makes all the difference. It's great that you found rates that work for you to tackle that credit card debt – that's a smart move, and we're happy Rocket Loans could help you save on interest. Thanks for trusting us with your loan, and we're here whenever you need us!

Rated 5 out of 5 stars

The process was quick & easy

The process was quick & easy! It only took me 30 minutes to apply & get approved!

26 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Amm,
We're thrilled to hear that your experience with Rocket Loans was quick and easy. Getting approved in just 30 minutes is exactly what we're all about – making the personal loan process simple and fast so you can focus on what matters most to you. We really appreciate you taking the time to share your experience, and we're here if you ever need us in the future!

Rated 5 out of 5 stars

Managing my payments online with Rocket…

Managing my payments online with Rocket was simple and straightforward. The platform clearly showed my progress and timeline every step of the way. If I ever need to borrow again, I wouldn’t hesitate to use Rocket.

8 January 2026
Unprompted review
Rocket Loans logo

Reply from Rocket Loans

Hi Jaime,
We're so glad to hear that managing your payments with Rocket Loans was simple and straightforward. Transparency is really important to us, so we're happy the platform made it easy for you to track your progress and timeline every step of the way. Knowing you wouldn't hesitate to work with us again means the world to our team! We're here whenever you need us – thanks for trusting us with your personal loan!

Rated 2 out of 5 stars

Bait and switch promised exceptional…

Bait and switch promised exceptional 6.1% $72,500
and then said I didn't qualify and gave me 9.5% on n$62,500 very disappointed!

I used to trust Rocket Mortage and thought you would treat an existing customer better. Guess I learned my lesson on Rocket Loans :(

19 March 2026
Unprompted review
Rocket Loans logo

Reply from Rocket Loans

Hi Neil,
Thank you for taking the time to share your feedback. We're truly sorry to hear about your disappointment – we understand how frustrating it can be when your loan terms change during the application process.

We want to be transparent about our process. When you apply, we provide an initial offer in good faith based on the information you share in your application. We never intend to mislead anyone – our goal is always to provide you with the best offer we can based on what we know at that time. As we move through the process, we're required to verify all the details before finalizing any loan. During this verification step, if there are differences between the initial information and what we're able to confirm, we may need to adjust the loan terms. It's important to note that all initial offers are subject to change based on verification – they become final only when you sign your promissory note and close on your loan.

We know this wasn't the outcome you were hoping for, and we're sorry for the disappointment. We value our relationship with existing clients like you, and we'd welcome the opportunity to discuss your experience further. If you have any additional questions, please reach out to us at (313) 230-5233, Monday – Friday, 9 am – 7 pm ET, and Saturday, 9 am – 6 pm ET. You can also email us at Servicing@RocketLoans.com. Thank you for giving us the chance to explain, and we appreciate your feedback.

Rated 5 out of 5 stars

I was amazed by how easy this was..

I was amazed by how easy this was... OH MY GOSH, I was approved the same day I applied. I wish I could say I was going to do something fun with this money, but I'm not... Paying taxes.

25 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Debbie,
We're thrilled to hear you were amazed by how easy the process was – That's what we love to see! We get it – paying taxes might not be the most exciting use for a personal loan, but hey, taking care of important financial responsibilities is pretty smart. We're just glad Rocket Loans could help you tackle it quickly and easily! Thanks for trusting us with your loan, and we're here if you ever need us again (hopefully for something a little more fun next time)!

Rated 5 out of 5 stars

Easy Peasy

Fast, convenient, easy.

24 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Terri,
We love that Rocket Loans was fast, convenient and easy for you. That's exactly what we're going for! We really appreciate your business!

Rated 5 out of 5 stars

This was a great process it was quick…

This was a great process it was quick and easy a little nervous on giving bank info due to scammers out here but this was legit

24 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Joseph,
We're really glad to hear the process was quick and easy for you. We totally understand your initial hesitation about sharing bank info – being cautious is smart, especially with all the scams out there. We take security and trust seriously, so we're grateful you gave Rocket Loans a chance and had a great experience with us. Thanks for trusting us with your personal loan, and we're here whenever you need us!

Rated 4 out of 5 stars

Fast,easy and uncomplicated.

Very well laid out. Most anyone could manage the application.

24 March 2026
Rocket Loans logo

Reply from Rocket Loans

Hi Kenneth,
Thank you for the great review! We're thrilled to hear that the application process was fast and easy for you. Making personal loans simple and straightforward is exactly what Rocket Loans is all about. We appreciate you taking the time to share your experience!

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