Vale Life & Mortgage Planning Reviews 21

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

The team here were so amazing! They were fast at responding, kind and respectful and answered any questions that we had. I would recommend us there services to anyone and would 100% use them again in... See more

Rated 5 out of 5 stars

My fiancé and I had an amazing experience when looking to buy our first home with Vale Life. I cannot recommend enough! We had multiple in-person meetings with Richard who was knowledgable and wor... See more

Rated 5 out of 5 stars

We contacted Richard and Vale Mortgages to help us as first time buyers find a good mortgage package. Tim was very efficient and friendly. He made the process a lot smoother and less stressful for... See more

Rated 5 out of 5 stars

We recently used Richard Vale Mortgages to help us purchase our first property. We were nervous about getting a mortgage due to one of us being self employed and one of us with a not so good credit ra... See more

Company details

  1. Mortgage Broker
  2. Insurance Broker

Information provided by various external sources

Personalised mortgage and insurance planning…tailored just for you. Finding yourself the right mortgage can appear daunting. Whether you have found your dream home or just want to know how much you can borrow, we’re here to help you - from buying your dream home to protecting your income…


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

21 reviews

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Rated 5 out of 5 stars

Would recommend in a heartbeat !!!

My fiancé and I had an amazing experience when looking to buy our first home with Vale Life. I cannot recommend enough! We had multiple in-person meetings with Richard who was knowledgable and worked very hard in our best interests, he even managed to get us over 2k back through porting methods. The whole team is incredibly knowledgeable. Matt helped us sort our Life Insurance and was very communicative through out. Every email was broken down and the information made understandable. As first time buyers we had a lot of inexperience and anxiety about the home buying process. The team at Vale life helped us through every step and offered reassurance and guidance. Liam was also amazing when an issue arose with the solicitors. He helped to explain the terminology and put our mind at ease. He had a very approachable attitude and spoke very professionally but also down to earth and friendly, explained all the legal jargon and explained that this was a common issue and not to fret.
The whole team was amazing, they answered the phone almost instantly and if not called back within the hour. They have a superb response time on emails, usually replying within a few hours, if that!
As first time buyers, I do not think we could have done this without Richard, Matt and Liam. Every member of the team has been an absolute god send. They are the reason my partner and I now own our first home and I cannot thank them all enough.
I would recommend them in a heart beat to anyone, they have also been used by my whole family when purchasing property, from my parents, aunts, uncles and grandparents. We have all used Vale Life and have had an excellent experience. I cannot recommend them enough, nor leave a review that truly appreciates their commitment.
Thank you !!

16 March 2026
Unprompted review
Rated 5 out of 5 stars

Absolutely outstanding!

The team here were so amazing! They were fast at responding, kind and respectful and answered any questions that we had. I would recommend us there services to anyone and would 100% use them again in the future.

13 May 2026
Unprompted review
Rated 5 out of 5 stars

Vale Life and Mortgage Planning…

Vale Life and Mortgage Planning provided me yet again with a bespoke and detailed service. They kept me informed throughout the process and we're able to secure me a mortgage offer based upon my specific needs. Thanks!!!

10 April 2025
Unprompted review
Rated 5 out of 5 stars

Thank you *****

We are very grateful to have had rich and Liam on our side when sorting our mortgage out to relocate. He was easily accessible, knowledgeable and really put us at ease when we needed them too. We really can’t recommend them highly enough.

21 November 2024
Unprompted review
Rated 5 out of 5 stars

Best mortgage advisers

Simple in and out, everything was clear and explained thoroughly. Every time I had a question it was a quick email or phone call away, made my life very smooth through the whole process. Liam was exceptional, well worthwhile experience.

15 February 2024
Unprompted review
Rated 5 out of 5 stars

What can be a very stressful time was…

What can be a very stressful time was made so much easier. Friendly,helpful,keeping you up to date and so professional at all times.
Richard and Liam make you feel in safe hands, another great outcome thankyou.
Highly recommended.

1 October 2023
Unprompted review
Rated 5 out of 5 stars

Great service

Richard left no stone unturned until I succeeded in my remortgage and kept me(a complete novice) informed and relieved until the task was complete

11 September 2023
Unprompted review
Rated 5 out of 5 stars

Richard & Liam are simply brilliant

Richard & Liam are simply brilliant. They help me with my remortgage and finance to pay less interest and finding the best deal. They were patient, thorough and fast process. I am pleased with their highly professional service. I wish them all the best . I certainly recommend them.

26 June 2023
Unprompted review
Rated 5 out of 5 stars

Richard & Liam were fantastic help…

Richard & Liam were fantastic help throughout the whole mortgage process, great communication and pricing. Would highly recommend, brilliant service. As a first time buyer, the process was seamless and stress free!

16 November 2022
Unprompted review
Rated 5 out of 5 stars

First time buyers - Mortgage

We contacted Richard and Vale Mortgages to help us as first time buyers find a good mortgage package.
Tim was very efficient and friendly. He made the process a lot smoother and less stressful for us both Tim found and then organised us a mortgage contract we are very pleased with.
Very easy to contact and reply quickly.
Would recommend Richard Vale Mortgages based on our experiences.

16 May 2021
Unprompted review
Rated 5 out of 5 stars

We recently used Richard Vale Mortgages…

We recently used Richard Vale Mortgages to help us purchase our first property. We were nervous about getting a mortgage due to one of us being self employed and one of us with a not so good credit rating. Richard went above and beyond to settle our nerves and find a mortgage that suited our situation. Richard was very knowledgable and provided us with a great service. We would highly recommend this great business.

29 September 2019
Unprompted review
Rated 5 out of 5 stars

Excellent service.

Excellent service.
Great response to emails and calls.
Friendly and extremely helpful.
Would highly recommend to family and friends.

30 August 2019
Unprompted review
Rated 5 out of 5 stars

Patience and care - exemplary.

Tim, with consummate patience and care, managed to translate the mystique inherent in a mortgage application such that it became a straightforward process in the end with none of the drama or tripwires that had been feared! Responses were always timely to my emails, and always reassuring such that the whole fandango was completed smoothly and promptly - and most satisfactorily. It was as close to a "pleasure" as any mortgage application could be and appeared to be as seamless as one could wish for. And undoubtedly good value for money.

12 August 2019
Unprompted review
Rated 5 out of 5 stars

My partner and I were first time buyers…

My partner and I were first time buyers so we were looking for a lot of guidance and support with sourcing and getting our first mortgage set up.
A family member recommended Vale Life & Mortgage Planning.
We had an initial meeting with Richard and then a follow up with Tim.
Richard and Tim were incredibly helpful and accommodating. They listened to our needs and our preferences and found us a mortgage that suited us. They showed us different options with different payment plans etc and different methods of mortgage applications. After our visits we had various exchanges of emails and Tim, who we were then solely dealing with, who was very prompt with responses and made us feel like nothing was too much trouble. For our first mortgage we felt like we were in safe hands and would highly recommend Tim and Richard. During a time that is known for being incredibly stressful, we felt very relaxed knowing we were in safe hands.

8 August 2019
Unprompted review

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