revvi.creditcard Reviews 

Terrible....I get that people who have this card have it for a reason but you guys are terrible

I have had this card for about 5 years .I have had zero issues with them. Only con I only received 2 increases..other than that ...satisfied

I have been a customer for OVER THREE YEARS. More than a year ago, I updated my mailing address. Apparently, the card company failed to properly update it in their system. I recently ordered an authorized-user card, and because THEY failed to update my address, they mailed a credit card to an address where I have not lived for over a year. I immediately contacted customer service to have the card reissued and sent to my correct address. You would think a company that made the mistake would take responsibility and fix it. Not even close. I was told that because I supposedly "updated my address today," I have to wait 14 DAYS before they will reissue the card. Let me be very clear: I did NOT update my address today. I updated it OVER A YEAR AGO. Their system apparently failed to retain or properly process that information, and now I am being punished for THEIR mistake. Even more concerning, they knowingly sent a credit card to my former address and are now making me wait 14 days before they will send a replacement. So I'm supposed to just sit back and hope that whoever currently lives at my old address doesn't open, activate, or use a credit card that is connected to MY account? How is that acceptable? How is that protecting the customer? I provided every piece of information they requested to verify my identity and prove that I am the legitimate account holder. I was still told there was "nothing they could do. "I spoke with multiple customer service representatives and supervisors, and every single conversation was basically the same scripted response:
"I'm sorry to hear that."
"I'm sorry for the inconvenience."
"Unfortunately, there is nothing we can do."
That's not customer service. That's reading a script. I wasn't asking for anything unreasonable. I was asking them to correct a problem caused by their own failure to properly update my mailing address and prevent a credit card from being sent to an address where I no longer live. After more than three years of being a customer, I expected someone to actually take ownership of the situation. Instead, I got excuses, scripted apologies, and absolutely NO solution. A company should not create a potential security and financial risk for its customer and then tell the customer to wait 14 days because of a policy that was triggered by the company's own mistake. This experience has completely destroyed my confidence in this company. I am now seriously considering closing my account and moving my business to a company that actually values its customers and takes responsibility when THEY make a mistake. Three years of being a customer apparently means nothing when you need someone to actually solve a problem. If this is how they handle a long-term customer who is trying to protect their own account, I would strongly recommend thinking twice before trusting them with yours.

They will offer you a promotion online like “we’ll wave your late fees if you make a payment online today.” Just to never wave them. Customer service then flips it on you when you call and complain, saying that the promotion is only valid if you do it online and then immediately call to confirm. Even that isn’t even confirmed because apparently there’s a separate team that handles approves for that program. Sergio, and his supervisor rose (both fake names) try to run you in circles. Just close the account and save yourself the headache

I would highly recommend staying away from this company. There are actual credit rebuilding options that actually help you rebuild.. I purchased this card used it every month keep my balance paid way down every month. At my one year mark I paid off the card completely never had one late payment to be denied a credit line increase. The only thing I benefited was them reporting to the credit bureau. Stay away even if I did get an increase they were going to charge 25% to utilize the increase that’s $25.00 per $100.00 on top of their huge annual fee. Horrible company stay away!!

I would give no stars if possible. DO NOT GET THIS CARD. YOU ARE BETTER OFF NOT HAVING A CREDIT CARD. I PROMISE YOU. This is a crooked company. The customer service is non existent and they steal from you. PLEASE DO NOT GET THIS CARD COMPANY EVER.

I made my payment the payment cleared and all the sudden they lock my card saying they need proof I'm the one that made my damn payment now I can't use my card because they locked my card because they don't know it was me that made my payment and they don't know it was my card that made the payment that cleared so now I have to wait who only knows how many days until they decide they're going to unlock my card don't ever go with these guys for a card no matter how bad you need one because it's not worth it

Do not get this card. The app and website are trash and customer service is practically non-existent. The last two months I've missed my due date because of "You Can't Send A One Time Passcode At This Moment". Because of this nonsense that goes one for a few days straight at the time I've missed my due date two months in a row. And when I tried to call customer service to pay my bill over the phone I couldn't get to an actual person.

i paid my fee 3 days ago en cc was received it says it will be activated in 60?nun can't get a hold of anyone card still not activated

They been changing every fees they can find what a bad credit card

I got this credit card about a year ago. They lie about fees. They charge monthly fees they dont advertise. They automatically sign you up for payment gauard plus even if you deny it. The interest is so high your payments actually put you further into debt. When i canceled this card, they kept charging me interest, monthyl fees, and payment guard plus. Its literal stealing. I have never had to deal with such a shit company. The customer service reps literally tell you to f off. Disgusting

Sent me a card with $500 credit limit. Paid a $95 activation fee. Then found out there’s another $125 yearly fee.
Went to use the card , didn't work/ no money. Overseas customer service is useless. Demanded a refund and cancel card. They cancelled no problem , but said I have to wait 7-10 days for decision on refund. Which I doubt I’ll see. Beware.

I rate the company based on no good for nothing I’m going to sue them because I made 2 payments I. The same month to keep my credit good then they got my money an restricted my account I sent them the documents they asked for an they said it’s not good I told them I use my unemployment card that was sent to me by unemployment an there tell me it’s not good there full of garbage

If you are thinking about signing up for the Revvi credit card then please don't. AGAIN I SAY DON'T DO IT. Do your due diligence and read all reviews associated with this card_then make your decision based on your needs and how you want to improve your credit rating and have a credit card on hand in case of emergencies. For me this card has TWO BIG NEGATIVES which are red flags!

*OUTLANDISH FEES. It is absolutely outrageous what you end up paying in various fees annually and if you are two days late on your payment, or say your card has a full available balance and you don't use it, but your "monthly service maintenance fee" is due and it is paid 2 days after due date then you are assessed a late fee of the same amount due. In my case $8.25 x2=$16.50

Unreal.

Also this card is not accepted by alot of merchants and businsesses which does what for me exactly?
If I encounter a blow out or flat on the highway while traveling and I go to use this card to purchase a new tire and the merchant can't accept the card then what good does that do me? I am basically limited in where I can use the card and for what reason.

I would strongly advise anyone that is looking for a spare credit card to have on hand not to apply for a Revvi credit card. Its not worth the hassle, trouble or headaches or your money. Even for someone loking to rebuild or repair their credit this is not a fair deal.
Revvi gets a big thumbs down.

This card is crap. Run far and run fast. If you you make more than one payment to the card in a billing cycle, they block the card and don’t let you use it until you send you bank information showing you are the owner of the account, the account number, and the transaction showing posted. All of that for a card they charge you a program fee to use. I do not and would not recommend this card. If zero stars were possible, I would give them zero stars.

I applied, was approved, made a partial payment of the program fee at first. Came back to pay the rest and then it said I was denied. How does that make any since? How do you get to the payment portion if not approved and why did it say I was in the first place? What happens to the money I sent them? Massive Scam, Everyone stay away.

This company is trash. A scam. If you’re approved to “rebuild” your credit, please be advised they will disappoint and make your situation worse. I got approved for a credit line and had to pay the program fee. They let you select a date when to pay the fee. It asks you for your checking and routing number to set up the automated payment. All 3 credit bureaus reported a new account without even paying the program fee so I was excited I was getting closer to using my card. Once the time frame got closer, I questioned why I didn’t see the payment taken from my account. I logged in and noticed it was declined. Confusing. I entered my numbers again, same result. I had scheduled surgery so I figured I’ll call them again before the due date. My application had been denied due to nonpayment which is crazy because I had funds more than enough to cover but on their end they didn’t accept. The lady then tells me to apply again so I get off the phone, apply hesitantly, and of course get a denial because it’s been “within 60 days” such a SCAM. They won’t help you and insisted that it was a debit card number and never bank account information as if I’m making this sh*t up. I’m so pissed and want to dispute this whole situation. Now I have a closed account on my report and 2 extra inquiries for no damn reason. Trash ass company stay away. I hope people do their research because we’re all saying the same thing.

I opened Revvi Card as a Credit Karma suggestion to rebuild my credit. Supposedly you have to pay all fees prior to use of card. I paid all fees ON TIME up to a zero balance. I tried to use the card at several different WELL KNOWN vendors (example Walmart, Amazon, etc)... the card declined EVERY TIME, stating invalid card or error. I contacted customer service several times and their only explanation was that everything looks fine on their end...wait 15 minutes and re try the card and make sure youre putting in the right numbers. NO help at all... I even emailed them asking for a manager, no return email and customer service will not connect you to anyone of management. I reported them to BBB and I would at least like my money back. This is horrible.

I been battling cancer never missed payments until January 2026 when I was diagnosed with breast cancer.. Revvi charged late fees of 41.00 2 times...I called explained my situation been paying many co-pays for my different doctors (radiatio) operations (2 of them)...no empathy at all from Revvi all I asked was for the late fees refunded ..but was told had to pay full monthly amount first...very sad...

Wow lesson learned I will for sure start reading reviews before I spend my money on another card. As everyone else is stating this card is Bull crap I had my purse stolen called my card in as stolen back in March needless to say it's now June and I am still waiting for a new card when I called to ask what the deal is I was informed that I am over my limit well I should have never had to pay 125 dollars for my new card to be shipped and yet I did when I reported the card stolen I should not have been charged anything until I got the new card and was able to use it they make it out like I have to pay off what the thief ran up on my stolen card I've never been so appalled