Regency FX Reviews 483

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 180 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and clear communication, making the process smooth and stress-free. Many appreciate the personalized, one-on-one service and the excellent rates offered, which often result in significant savings compared to traditional banks. The overall service is described as efficient, reliable, and trustworthy, with funds transferred promptly and securely. However, some customers experienced issues with unexpected rate drops after wiring money or hidden fees. A few also noted delays in transfers due to weekend non-operation and a lack of updates during the process, requiring them to chase for information.

What people talk about most

Staff

Clients share positive opinions on staff, consistently highlighting their professionalism, knowledge, and... See more

Service

Consumers find service to be positive, highlighting the professional, efficient, and personalized approach.... See more

Payment

Customers consistently note positive experiences with payment. Many reviewers highlight the straightforward,... See more

Customer service

People report positive experiences with customer service, highlighting the professionalism, knowledge, and... See more

Price

Reviewers highlight positive aspects of price, with many praising the competitive rates and significant... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Human interaction matters when the stakes are high — especially when transferring retirement funds. The last thing you want is to be left battling apps and chatbots. Having real people there to gu... See more

Company replied

Rated 5 out of 5 stars

Mason who was our advisor, was superb. He kept us in the loop at all times with updates on what the financial situation was and what events, influences were upcoming and how it might effect the exchan... See more

Company replied

Rated 5 out of 5 stars

I have had an absolutely excellent experience with Regency FX. I have been guided through the whole process in a personal a tailored way by Toby. Initially I was unsure that this was the right way to... See more

Company replied

Rated 5 out of 5 stars

Jamie Hodge was very helpful in our currency exchange. Our experience, however, was tainted by three, hour long, reviews with the fraud squad in our UK bank. The bank made us question the authenticity... See more


Company details

  1. Currency Exchange Service

Written by the company

Here at Regency FX we pride ourselves on our exemplary service in the currency conversion / FX space. Whether that's online, over the phone or if you want to meet us in our offices, we're here to look after you. As we are a dedicated currency transfer service only, it means we can keep our service lean and focused. This means we can undercut other offerings like high street banks. Also many other currency transfer services operate from big name locations whilst we focus on passing cost savings on to our clients. What sets our service apart is our unwavering focus on meeting and exceeding the diverse needs of our clients. We understand that every individual and business has unique requirements and we go the extra mile to tailor our solutions accordingly. Our team of experienced professionals combines expertise with a deep understanding of market trends, enabling us to provide you with insights, strategies, and personalized recommendations that give you a competitive edge. We offer quick and secure transfers, you can trust that your financial safety is our top priority. Funds are safeguarded by our FCA-regulated e-money partners at a credit institution. Our transfer service is also lightning-fast, so you can rest assured that your exchange will be executed as quickly as possible. If you have any questions about the types of transactions we offer or the currencies we support, please don't hesitate to ask. We are transparent about the process and will work with you to ensure you receive the most cost-effective solution for your needs.


Contact info

4.8

Excellent

TrustScore 5 out of 5

483 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 16% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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Rated 5 out of 5 stars

Golden glove service

Golden glove service! You get a tailored hands on direct one on one service where you can talk to real people who can guide you through the entire process and provide recommendations. This will be my go to FX Service moving forwards. Highly recommend and massive thanks to Jamie for his assistance throughout.

6 November 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi,

Thank you for taking the time to write this review.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Excellent service as usual

Excellent service as usual

31 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Phil,

Thank you for leaving this review.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Efficient and personalised service

I have used Regency FX a few times and have found them to be extremely helpful and efficient. This time I have been dealing with Toby and he has been in touch via WhatsApp and phone on a regular basis to help me with my transfer of funds. I would highly recommend Regency FX.

18 September 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Donna,

Thank you for leaving this review, we are pleased to hear that Toby helped you through your transfer.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

To class service

Another seamless exchange. James on point again taking care of exchanging my currencies and getting them into my bank account. Great service.

30 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Steve,

Thank you for leaving this review.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

I’ve been dealing with Jamie at Regancy…

I’ve been dealing with Jamie at Regancy FX since June25 and it’s been a pleasure. Every month has been seamless. Jamie has broken every step of the transactions putting my mind fully at ease.

30 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi James,

Thank you for taking the time to leave this review.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 1 out of 5 stars

Extremely dissatisfactory services

Extremely dissatisfactory services. Registration is challenging with the systems not able to read photographs and pestering customers.

Hopeless experience overall!

28 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Thank you for your feedback. I am sorry to hear about your experience and appreciate you bringing this to our attention.

Unfortunately, the documents provided did not meet the regulatory standards we are legally required to follow. As a financial services provider, we must adhere to strict compliance rules, which sometimes means requesting additional or clearer documentation. We understand this can be frustrating, and we always aim to make the process as smooth as possible.

I would be happy to discuss this with you in more detail and help resolve the issue. I will reach out to you directly so we can work through this together.

Rated 5 out of 5 stars

Great experience!

Toby was wonderful to work with - very attentive and I felt I could trust that everything was being handled properly. Thank you!

24 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Stephanie,

Thank you for leaving this review. We are pleased to hear that Toby was wonderful to work with.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

very happy!

James from Regency made everything go smoothly and very efficiently. He has a lovely manner and very helpful. Will definitely use again for future currency needs.

16 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Freida,

Thank you for leaving this review, we are glad to hear that James was very helpful. We look forward to working with you in the future.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Jamie Hodge and the team at Regency FX…

Jamie Hodge and the team at Regency FX are always responsive, helpful and very thorough in their dealings with my foreign exchanges. I rate them very highly.

14 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi,

Thank you for leaving this review.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

I have nothing but the highest praise…

I have nothing but the highest praise for the professional manner in which REGENCY FX have supported me at the outset over the past 18 months. In particular Jamie Hodge my account Manager’s approach is to always provide prompt and efficient service. He is always available to assist me in his always very pleasant manner and to provide great advice whenever needed. I recommend Regency and Jamie without any hesitation to any potential clients looking for FX Services.

1 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Andre,

Thank you for taking the time to leave this review.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Unbelievable service

Unbelievable service
Kind patience easy to understand and help you through the process
Would recommend you to everyone I know.
I will definitely use FX again.
Every thing is explained and you get exactly what they say.
Toby was so patient with me thank you.

10 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Valerie,

Thank you for leaving this review, we are glad to hear that Toby was patient.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Top FX firm & trader - Regency FX & Jamie Hodge

I have been dealing with Jamie Hodge since he took up his position as Senior Trader about 18 months ago. He is always very professional and responsive and goes the extra mile each time. Needless to say FX rates are always highly competitive with that added personal touch. Highly recommended and I will continue with Regency FX & Jamie moving forward.

15 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Bernie,

Thank you for leaving this review, we are pleased to hear that Jamie was very professional and responsive.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Excellent and proactive service from James at FXRegency

James was great to work with. After transferring the funds, he kept me updated on the status and monitored the exchange rate as agreed. When he noticed the rate starting to trend downward, he quickly got in touch and suggested doing a partial exchange to bridge until there will hopefully be an upward movement in a couple of months. The exchange was handled efficiently and professionally, and the money arrived in the target account within hours. Really appreciate his proactive approach and fast service!

14 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi,

Thank you for taking the time to leave this review, we are pleased to hear that James was great to work with and his service was excellent.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 2 out of 5 stars

Rate drops as soon as they receive your money!

They provided a good rate over the phone on Monday (CAD$1.38 for 1 US), but as soon as they received my wired money the rate dropped by more than 3 points (just over $1.34)-- worse than the bank's rate. Even though the market exchange rate rose during this time period. There were no guarantees regarding how long it would take to receive this money back, and we didn't want to take the risk of it going past our closing date, so we just agreed to lose more than $3K on the exchange.
Bottom line -- it's my fault for trusting their 4.8 average score, instead of reading the individual 1-star reviews -- apparently this phenomenon is pretty common for them.

9 September 2025
Unprompted review
Rated 5 out of 5 stars

Simple and stress free forex transfers

I've been using RegencyFX for my forex transfers for a while now and have always had a positive experience. James Low has been fantastic to work with - he's consistently responsive, professional, and friendly, which makes the whole process so much easier.
The rates are competitive, and I appreciate the straightforward approach. RegencyFX has genuinely made forex transfers a breeze for me, taking away the usual stress and complexity. Would definitely recommend them to anyone looking for reliable foreign exchange services.

8 October 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi,

Thank you for taking the time to leave this review, we are glad to hear that James has been fantastic to work with.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referra

Rated 5 out of 5 stars

I was very impressed with the help &…

I was very impressed with the help & guidance I received from Toby - his manner was very professional & his explanations were first class. He made the exchange process - which initially seemed daunting to me - very easy & stress free - I would recommend to anyone

11 September 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi,

Thank you for leaving this review.

If anyone you know ever needs to move money abroad, we’d be happy to help them in the same way. We also offer up to £100 as a thank you for any successful referrals.

Find more about our referral scheme at: https://www.regencyfx.com/referra

Rated 1 out of 5 stars

Spam

Asked a quote for currency conversion. Got spam in stead

29 September 2025
Unprompted review
Rated 5 out of 5 stars

Money transfer review

Personal service was excellent and professional. Always get treated with respect and any questions answered. Transfer service quick and reliable with competitive rates always. Special shout out to Mason Taylor senior trader.

29 September 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Andrew,

Thank you for taking the time to write this review.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

Superb!

Consistently outstanding service and incredible speed at transferring funds from New Zealand to South Africa and back. Highly recommended!

25 September 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi,

Thank you for taking the time to write this review.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

Rated 5 out of 5 stars

I’ve been working with Mason at Regency…

I’ve been working with Mason at Regency FX and couldn’t be happier with the service he provides. He’s professional, knowledgeable, and always takes the time to explain things clearly. Mason makes the whole process smooth and stress-free, keeping me updated every step of the way. It’s rare to find someone so reliable and genuinely committed to their clients, but Mason goes above and beyond every time. I’d highly recommend him to anyone looking for excellent support and guidance.

17 September 2025
Unprompted review
Regency FX logo

Reply from Regency FX

Hi Lewis,

Thank you for taking the time to leave this review.

If you happen to know anyone planning an international money transfer, we’d really appreciate an introduction. As a thank you, you could earn up to £100 through our referral scheme.

Find more about our referral scheme at: https://www.regencyfx.com/referral

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