Qonto Reviews 56,216

TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

The registration was very efficient, the different topics you have to fullfill are structured in such a way that they are easy to follow without harming the intregity which is needed to open an acco... See more

Rated 4 out of 5 stars

The product is great for whom need to spend money, manage invoices and optimize finances operations. Big problem unfortunately : Support service is terrible, it's been 2 days I m wait... See more

Company replied

Rated 5 out of 5 stars

My experience with Qonto was seamless all the way along from the company creation to the closure of the account for personal reasons. The support service is excellent. People are reactive and really... See more

Company replied

Rated 5 out of 5 stars

I liked how clearly laid out the step by step process was. Timeframes given were often very conservative and actual accomplishment times were much less.

Company details

  1. Financial Institution
  2. Bank
  3. Bookkeeping Service
  4. Business to Business Service
  5. Payment Service
  6. Private Sector Bank

About Qonto

Written by the company

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

  • Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
  • Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
  • Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
  • Transactions: unlimited history and real-time notifications.
  • Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your money and help you grow your business.

  • Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments
  • Spend management: control team spending with budgets, automatic receipt collection & tailored access.
  • Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Follow Qonto for news and company updates (LinkedIn, Instagram, YouTube, Medium).

Read more

_____

Qonto simplifie le quotidien bancaire des PME et des indépendants, en offrant un compte pro 100 % en ligne, des outils de facturation, de comptabilité et de gestion des dépenses. Avec un produit innovant, un service client ultra réactif 24h/24 et 7j/7, et des tarifs transparents, Qonto est devenu le leader européen de sa catégorie.

Gérez tout votre quotidien bancaire depuis votre compte pro.

  • IBAN français.
  • Cartes de paiement : dépensez jusqu'à 200 000 € par mois avec nos cartes Mastercard Business. Sans frais cachés. Que ce soit pour vos achats en ligne ou en magasin, en France ou à l'étranger, nos cartes gratuites ou premium répondent à tous vos besoins.
  • Virements : payez en 10 secondes chrono avec les virements SEPA instantanés gratuits et boostez votre activité à l’international avec les virements SWIFT, disponibles dans plus de 25 devises.
  • Transactions : gagnez en visibilité avec un historique de vos transactions illimité et mis à jour en temps réel.
  • Financement : accédez à nos offres de financement partenaires pour développer votre projet professionnel et recevez les fonds directement sur votre compte pro.
  • Chèques : déposez vos chèques par voie postale et recevez votre argent sur votre compte pro sous 7 à 15 jours ouvrés selon le montant.

Profitez des outils intégrés à votre compte pro pour booster votre activité. 100 % ligne. Au même endroit. Que vous soyez indépendant(e) ou à la tête d’une équipe.

  • Facturation : gérez vos devis et vos factures clients et fournisseurs, au même endroit. Anticipez la transition vers la facture électronique obligatoire avec notre outil 100 % conforme à la réforme dès son application.
  • Gestion des dépenses : gardez le contrôle sur vos dépenses d’équipe. Personnalisez les plafonds de paiement et les catégories de dépenses autorisées puis validez les demandes de vos collaborateurs en temps réel et en quelques clics.
  • Comptabilité : connectez votre compte à +80 outils partenaires et simplifiez la collaboration avec votre comptable en lui donnant un accès dédié pour récupérer les justificatifs en totale autonomie.

Suivez nos dernières actualités (LinkedIn, Instagram, YouTube, Medium).

En savoir plus


Contact info

4.8

Excellent

TrustScore 5 out of 5

56K reviews

5-star
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Rated 3 out of 5 stars

Attention à ne pas dégrader la qualité de la hotline

question simple, réponse pas top au départ, problème résolu in fine.

24 February 2026
Qonto logo

Reply from Qonto

Bonjour Eric,

Nous sommes désolés de lire votre avis, nous nous efforçons d'apporter des solutions claires et adaptées à chaque demande de nos clients.

Nous faisons le point sur votre récente expérience avec notre équipe et vous contacterons à ce sujet sous peu. À très vite.

Rated 1 out of 5 stars

Blocking Transfers for no reason

I strongly recommend not using Qonto.
They started asking for ID documents from our customers just to unblock incoming local transfers. After that, they began blocking and returning incoming international transfers for “internal reasons” without notifying us, and without any real explanation.
The interface looks nice, but the banking side has been unreliable and has caused us a lot of problems. If your business depends on regular incoming transfers, I wouldn’t risk it with Qonto.

20 February 2026
Unprompted review
Qonto logo

Reply from Qonto

Hello Marc,
We are really sorry that you experienced difficulties with your transfers. We can assure you that we are always working to better the experience of our clients. Our special department has strict safety measures which sometimes lead to needing more information from our clients.
For your specific case we would kindly ask you to contact our customer support: support@qonto.com, so that we can look specifically what happened in your case and help you as much as possible.
We wish you a wonderful day
Qonto Team

Rated 5 out of 5 stars

Personn nice and helpful

20 February 2026
Qonto logo

Reply from Qonto

Hello Eric, thank you for your rating and for your support! 😊

Also, could you tell us what we are missing to reach the 5 ⭐️ rating?

Are you available to share your feedback?

You can write to us at the address careteam@qonto.com.

We are waiting for your feedback!

Rated 1 out of 5 stars

Disappointed service for company creation

Very disappointed by the company creation service.
Acts as if everything is fine and normal, but there is absolutely no warning on some of the content elements that are provided.

Once the company had been created, I kept receiving messages saying that the company was under creation for more than two weeks. Demonstrating a lack of robustness in this important process

They were issued during the creation, and afterwards the position of Qonto is obviously that they are just facilitating and have no responsibility regarding the content of what has been integrated.

2 February 2026
Unprompted review
Qonto logo

Reply from Qonto

Hello,
We sincerely apologize for this disappointing experience with our company creation service.
We understand your frustration at receiving messages indicating your company was still "under creation" for more than two weeks after the process was completed, and at not being clearly informed about the content elements integrated during creation.
We will reach out to you directly as soon as possible to :
Review your specific situation in detail
Address your concerns about the content elements flagged during the creation

Thank you for bringing this to our attention. We are committed to improving our process based on your feedback.
The Qonto Team

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