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Company details

  1. Alternative Financial Service

Written by the company

Positiviti, Inc. is committed to advancing financial inclusion and economic empowerment across emerging markets, with a profound and ongoing impact in Kenya. As an administrative backbone to support international lending operations, we partner with microfinance institutions to deliver affordable microloans to individuals who lack access to traditional banking services. Through these strategic alliances, opportunities are directly put into the hands of underserved entrepreneurs, small business owners, and aspiring individuals who are often excluded from the formal financial system. These partnerships are more than transactional—they are transformative. Every microloan issued through our lending partners represents a step toward economic independence for someone who might otherwise be excluded from the formal economy. Whether helping a vendor expand her market stall, or supporting a young entrepreneur in launching a first venture, Positiviti, Inc. empowers individuals to build a better future for themselves and their communities. Through innovation, collaboration, and a deep commitment to inclusive finance, we continue to make a tangible, lasting impact—one loan, one business, and one life at a time.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

21 reviews

5-star
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Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, very responsive. Great mission of providing capital to those in need to allow the borrower to grow and prosper. Exceptional returns without the volatility of market swings.

10 February 2025
Unprompted review
Rated 5 out of 5 stars

Lender to Microloan representative

I became a lender first and I was very happy with the returns and service from Positiviti. Everything they promised they made good on. The owners and Vice President are people of great character and want success and a Win / Win / Win for everyone involved.

31 December 2023
Unprompted review
Rated 5 out of 5 stars

36% Annual returns while helping others is a Win-Win!

I am more than pleased with the returns I have received in the last 18 months. Every month, I get 3% reported in my Positiviti Account, and each month, I know that my participation is helping thousands of Small and Micro businesses in Kenya get access to capital to build up their businesses. Earning 36% annual returns while helping others is a true win-win investment. What is better is we did a friends and family account so even my kids earn 36% annual returns as part of our account. If you are not earning 36% annually consider participating in Positiviti Lending. You will be as happy as I am.

31 October 2024
Unprompted review
Rated 5 out of 5 stars

Amazing microlending platform with high…

Amazing microlending platform with high returns. The staff is incredibly helpful. I have seen positive returns of 3% month consistently on my money since enrolling in the Family and Friends plan. Positiviti is the real deal. I continue to recommend them to everyone I know. Very happy with the service.

10 June 2024
Unprompted review
Rated 5 out of 5 stars

I went from -4% to 12% by moving it to Positiviti...

I was able to take my money out of my 401K from the company I am currently working for, because I was only making -4%. I then put it into Positiviti through Oasis Retirement trust and now I am making 12%. That's a net gain of 16%. Wow, soon I will be making 36% and I can speed up my retirement date.

19 August 2023
Unprompted review
Rated 5 out of 5 stars

Helping people

Positiviti started Almira 5 years ago. The program has been found it on helping those that banks or Financials institutions don't care. Positiviti is about helping families providing a small loan sob they can start their business.

12 May 2023
Rated 5 out of 5 stars

1 year so far

I have been with Positiviti Lending for a year now, and I am highly impressed with the returns. I have not made so much on any other investment of mine. I will be investing more with them. It's also a good feeling to know that my money is being used by someone who is growing their business in a third-world country.

11 May 2023
Rated 5 out of 5 stars

I am very happy to have partnered up…

I am very happy to have partnered up with Positiviti Lending for many reasons but here are my top 3.
1. Trust: Many times as an investor there is a hesitation to invest but several times the hesitation comes from not fully comprehending how their money is flowing. Positiviti Lending makes it easy for us investors see our cash flow and see our investment return with consistent online access to our accounts.
2. Team: So who is Positiviti Lending you may ask, well, we are a MicroLending Company that allows for smaller businesses or upcoming entrepreneurs (like your and I) start their business.
3. Extra Income Streamline: MicroLending is a good investment opportunity for some because it is a way to further diversify your income by generating cash flow returns at better rate of return compared to other fixed-income investment companies.
Becoming an investor with Positiviti Lending has allowed for me to to have some peace of mind during these hard economic times and better yet knowing we are helping families and small businesses in Africa have an opportunity for growth and positivity.

Become a member of the Positivity Lending community, where positiveness begins!

15 April 2023
Unprompted review
Rated 5 out of 5 stars

The best

I would like everyone know about this program, because ours contributions help other people, and we have good porcentaje back.

22 March 2023
Rated 5 out of 5 stars

Positiviti is a solid company.

Positiviti is a solid company in its development and growth which gives me confidence and peace of mind.

I am proud and grateful knowing with reassurance that the company is:

1- Helping families in Africa.

2-helping families here in the US.
3-The risk is minimized because my money is distributed in small amongs into thousands of people who are contributing to positiviti.

Positiviti has been a very serious company, responsible with my money and my profits. I feel very calm seeing that the world economy is quite unstable and I found this stability with Positiviti, and I am very grateful for all your work. May God continue to guiding this leaders.

21 March 2023
Rated 5 out of 5 stars

Positiviti Survey Response

So far, I have been impressed with the consistency of reporting interest earned and receiving quarterly updates. I can always access my account and see my progress at a moments notice.

14 March 2023
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