Plutus Business Finance Reviews 39

TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

We worked with Declan at Plutus Business Finance after several other advisors had tried (and failed) to secure the right funding solution for us. Declan quickly understood the realities of our bus... See more

Company replied

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ Excellent Service from Mr. Declan We had an excellent experience working with Mr. Declan, who helped us secure a bridging loan after a very long and complex process that lasted nearly... See more

Company replied

Rated 5 out of 5 stars

Declan referred a deal to HSBC UK for an acquisition and a refinance loan. It has been a pleasure working with him this deal over the past few months, he has been helpful and responsive, and communica... See more

Company replied

Rated 5 out of 5 stars

If you want excellent, well informed honest advice on the best option for you and your business, then first stop should be Declan. He was so helpful, knowledgeable and friendly. He understood exactly... See more

Company replied

Company details

  1. Finance Broker

Written by the company

Plutus Finance helps UK SMEs access fast, flexible revolving credit facilities from 100+ lenders — including high street banks and fintechs — to manage cash flow, buy stock, and pay suppliers, wages, or tax.


Contact info

4.8

Excellent

TrustScore 5 out of 5

39 reviews

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Rated 5 out of 5 stars

Very prompt and easy to communicate

Very prompt and easy to communicate , very helpful

5 December 2025
Unprompted review
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Reply from Plutus Business Finance

Thanks Joseph, I'm really glad the process felt straightforward.

Making business finance accessible and easy to navigate is something we work hard at.

I appreciate your trust.

Rated 5 out of 5 stars

Declan delivered a revolving stock facility when nobody else could

We worked with Declan at Plutus Business Finance after several other advisors had tried (and failed) to secure the right funding solution for us. Declan quickly understood the realities of our business at Decant Group and the specific requirements of a revolving stock facility, then moved fast to identify viable lenders and structures.

What stood out most was his responsiveness, clarity, and persistence. He communicated options plainly, kept momentum throughout the process, and stayed hands-on until the facility was fully in place — no false promises, just practical solutions and execution.

If you need a broker who will genuinely get under the hood of your numbers and deliver when it’s complex, I’d highly recommend Declan and the team at Plutus.

28 November 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you Vedat, this means a great deal.

Revolving stock facilities are exactly the kind of structured working capital solution that takes real digging to get right, and the Decant Group situation was a good example of why lender fit and deal structure matter as much as the funding itself.

Glad we got there!

Looking forward to supporting the business as it grows.

Rated 5 out of 5 stars

Declan referred a deal to HSBC UK for…

Declan referred a deal to HSBC UK for an acquisition and a refinance loan. It has been a pleasure working with him this deal over the past few months, he has been helpful and responsive, and communicative. Looking forward to more collaborations in the future, thankyou once again :)

4 February 2026
Unprompted review
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Reply from Plutus Business Finance

Thank you Vuyisile!

It was a genuinely enjoyable deal to work on.

Acquisition finance and refinancing structures benefit from close collaboration between advisors, and working alongside the HSBC team on this one was a good example of that.

Looking forward to more deals together.

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ Excellent Service from Mr

⭐⭐⭐⭐⭐ Excellent Service from Mr. Declan

We had an excellent experience working with Mr. Declan, who helped us secure a bridging loan after a very long and complex process that lasted nearly eight months. From the very beginning, he showed real professionalism, patience, and commitment.

Declan worked incredibly hard to find the right lender for us, staying in touch constantly and guiding us through every challenge along the way. Even when things got complicated, he never gave up and always looked for solutions.

Thanks to his dedication and hard work, we finally managed to complete the deal successfully. We truly appreciate everything he has done for us and highly recommend him to anyone looking for a trustworthy and reliable broker who genuinely cares about his clients.

M&O Mazur

17 October 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you so much for taking the time to write this, it genuinely means a lot to me.

Eight months is a long road, and bridging finance transactions with real complexity behind them require patience from everyone involved.

Glad we found the right lender and got it over the line.

Wishing you both and the business the best going forward.

Rated 5 out of 5 stars

Declan was very helpful and thorough

Declan was very helpful and thorough in his explanations of the types of offers we could get. He took the time to explain carefully financial details that I did not fully understand as well as an honest opinion about the pitfalls and ways to overcome these.
I will definitely go back to Declan should our company require additional funding.

7 October 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you Stacey.

Business funding decisions carry real weight, and it matters that the options, and the risks, are explained clearly before anything is committed to.

Glad it was useful.

Whenever additional funding is needed, we'll be here.

Rated 5 out of 5 stars

Dec solved our problem quickly and got…

Dec solved our problem quickly and got us a great deal on supplier finance. Our growth would have been very challenging without his expertise.

16 September 2025
Unprompted review
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Reply from Plutus Business Finance

Appreciate that Charlie!

Supplier finance structured well can make a significant difference to growth capacity, pleased it had that impact.

Thanks for the kind words.

Rated 5 out of 5 stars

Pleasure to deal with

As a CFO I have worked with Declan in 2024 and 2025. He gained and retained a strong understanding of our needs and has always brought suitable options to the table. He clearly has a good feel for the market. He has an unobtrusive but direct modus operandi and is always a pleasure to deal with.

25 August 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you Dominic.

Working with a CFO who understands the trading cycle and can articulate what a facility actually needs to do makes structuring far more precise.

Trade and working capital requirements evolve, I'm glad we've been able to keep pace with that across both years and bring solutions that genuinely fit.

Appreciated.

Rated 5 out of 5 stars

We’d like to thank Declan for all his…

We’d like to thank Declan for all his help with our loan. He was incredibly efficient, professional, and made the whole process smooth and stress-free. We really appreciated his clear communication and quick responses—couldn’t have asked for better support!

26 June 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you!

Really glad the experience felt smooth and well-communicated throughout.

That is what good business finance support should feel like, whatever the facility type.

We appreciate you sharing your experience.

Rated 5 out of 5 stars

Will find a solution for your needs

Very positive experience with Plutus and impressed with their responsiveness. They listened to our needs and gave us several options to proceed and then held our hand through the process.

30 May 2025
Unprompted review
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Reply from Plutus Business Finance

Wonderful to work with you Waqar!

Cash Flow & Revolving Credit is the way to go.

Rated 5 out of 5 stars

It's great to hear that your…

It's great to hear that your interaction with Declan was positive, as you found him to be a good communicator and responsive to your questions.

30 May 2025
Unprompted review
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Reply from Plutus Business Finance

A pleasure to work with you as well Kevin, thank you for looking into business loan options with Plutus Business Finance.

Rated 5 out of 5 stars

I’ve worked with Declan at Plutus…

I’ve worked with Declan at Plutus Finance twice over the past six months to secure two term loans for my business, and I couldn’t be happier with the service. From start to finish, the process was smooth, professional, and transparent.

Declan took the time to understand my needs, explained all the options clearly, and made sure everything was handled efficiently. Both facilities were arranged on excellent terms, and I felt supported every step of the way.

Highly recommend to anyone looking for tailored finance solutions with a personal touch.

28 April 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you so much Marco, I really appreciate working with you to take control of your cash flow!

Rated 5 out of 5 stars

Declan

Declan, was fantastic and refreshingly pro active with creative and workable ideas to solve any financial solutions we needed .

I would strongly recommend his services to any business

8 April 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you — working capital and trade finance challenges rarely have a single obvious answer, so the focus is always on finding a structure that actually fits how the business operates rather than defaulting to a standard product.

Glad that approach came through.

Really appreciate the recommendation.

Rated 5 out of 5 stars

Excellent Service and support

Declan has been great and recommended various companies to work with. We ae delighted to have opened accounts with a couple of those suggested

1 March 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you, really glad the lender introductions have been useful and that a couple have turned into active relationships.

Finding the right funding partners for a business is as much about fit as it is about facility, so it's good to hear that's landed well.

Appreciated.

Rated 5 out of 5 stars

Great communication

Great communication and extremely helpful.
Thoroughly recommended.

2 April 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you, clear communication throughout a business finance process makes a real difference, particularly when the structures involved are complex.

Glad it felt that way and appreciate the recommendation.

Rated 5 out of 5 stars

Declan is a tier-1 partner.

As a lender we come across a large number of brokers and see the good and the bad - but I can comfortably say Declan is one of the best partners we have globally. Declan is transparent with all parties, and makes an effort to understand his clients and also our product offering, which makes for a better experience for all involved. Highly recommended as a partner and service provider!

27 February 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you very much Sean, it's been a pleasure working with you and the whole team!

Rated 5 out of 5 stars

100% 💪

100%
Spent days and days trying to find a solution and product that worked for one of our businesses, can’t thanks and fault Declan enough. Top guy and will be coming back with other opportunities again

12 February 2025
Unprompted review
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Reply from Plutus Business Finance

Thank you very much Paul!

When there's a will, theres a way.

Rated 5 out of 5 stars

Declan trawled the market for niche…

Declan trawled the market for niche lenders relentlessly. A difficult “ask” for various reasons & yet some options still came to the table.
Kept us up to date and on the right track throughout.
Highly recommended!

12 February 2025
Unprompted review
Plutus Business Finance logo

Reply from Plutus Business Finance

It's been fun working with you, thank you for an enjoyably challenging opportunity!

Rated 5 out of 5 stars

Happy to recommend

I used Declan at Plutus to get finance for my RV. This was not an easy request as there are many difficulties in business loans and RV loans. However, Declan was excellent, and patient and managed to secure me an offer.

1 December 2024
Unprompted review
Plutus Business Finance logo

Reply from Plutus Business Finance

Thank you very much Carl, it was a pleasure working with you!

Rated 5 out of 5 stars

A cut above

Responsive, knowledgeable, well connected and, best of all, no false hopes! I would definitely class our situation as "sub-prime" but Declan was quickly able to assess our situation and then work to provide a number of offers. Thanks

11 December 2024
Unprompted review
Plutus Business Finance logo

Reply from Plutus Business Finance

Thank you very much Mike 🙏

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