Sainsbury's Bank Reviews 

1,355
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 903 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the easy-to-use online portal, competitive quotations, and comprehensive coverage options available for their beloved pets. Many people emphasize how straightforward the claims process is, noting that veterinary bills are settled promptly and efficiently without unnecessary stress. Policyholders feel deeply supported during difficult times thanks to excellent customer assistance and clear updates regarding their active policies. Some reviewers were not happy with steep premium increases after making claims and receiving unexpected policy exclusions. Additionally, a small number of consumers mentioned frustrating delays in receiving payouts and initial difficulties with portal access.

What people talk about most

Claim

Customers consistently note positive experiences with claim procedures, highlighting a smooth,... See more

Service

Reviewers highlight positive aspects of service, noting that the claims process is exceptionally fast,... See more

Payment

Customers had positive experiences with payment, highlighting the fast and efficient claim settlements.... See more

Price

Consumers find price to be ambiguous, with opinions sharply divided regarding the cost of policies. While... See more

User experience

Users describe positive interactions with user experience, highlighting how simple the online portal is to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The pet insurance cover has not let us down, they covered my male pup when he needed an operation, and more recently my females ear infection. Claims made easily via log in, and no push back at all. C... See more

Rated 5 out of 5 stars

Polite staff Very kind and knowledgeable. Put our minds at ease in paying a large Vet Account for us . Would not hesitate too recommend, Having insured our previous pets who are now deceased we... See more

Rated 5 out of 5 stars

The process of arranging the Insurance was very easy. I have used Sainsbury's Pet insurance before for my last dog, who is sadly no longer with us. When I got my new puppy, he came with some insurance... See more

Rated 5 out of 5 stars

Extremely easy to apply for a quotation. The quotation was very competitive & allows you to increase the policy value and I did, as it was only a few pence more. I like that this policy gives yo... See more


4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.4

All reviews

(1,355)

859 reviews in the last 12 months

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Rated 4 out of 5 stars

Web site needs to be updated to allow uploads!

The claim was dealt with very quickly, however I wasn't aware of this because all of their emails went to my spam folder and after the initial contact by SMS saying they had received my claim, it seemed like there was complete silence. I don't know why they didn't continue contacting me via SMS, and because I wasn't getting any communication from them and was therefore not responding, they closed my case. I went online to find out what was happening & discovered they were waiting for documentation from me. Online instructions said to go to the contact page, however there was no way of uploading the documentation & I eventually had to call for instructions and an email address. As soon as they received this, the claim was settled very quickly. Sainsbury's Insurance - Please amend your web site to allow uploads!

30 April 2026
Rated 3 out of 5 stars

Frustrated having to wait for…

Frustrated having to wait for settlement: 6 weeks. Previous vet records could not be found by sainsburys but a 3 minute phone call by myself found details required. Made to feel guilty for claiming what was an injury.

7 October 2025
Rated 1 out of 5 stars

I submitted a claim in early April of…

I submitted a claim in early April of this year and it took until a couple of days ago (8th May) to receive the money. Sainsburys pet insurance bombard me with adverts saying how they pay out within 5 days. I have not found this to be correct so thus far am not that impressed. This was the first claim made on a reasonably recent policy.

8 September 2025
Rated 5 out of 5 stars

Great price with lots of options

Great price with lots of options. We have a mid life mongrel (of Romanian descent and his tail isnt quite right to any of the near breeds he might be!!). His insurance has been going up &up and we felt time for a change . Sainsbury's were easy to deal with and with added nectar points was a real bonus! Very pleased with the price we are now paying which we felt appropriate for his age and "breeding".

1 May 2026
Rated 5 out of 5 stars

Easy sign up process

So far, so good. My previous multi pet insurance quote for my two cats had increased by a ridiculous amount so I decided it was time to shop around. I found Sainsbury’s insurance on Compare the Market with matching cover for a much reduced cost. The online process was quick and easy to follow with follow up emails reiterating the cover and benefits sent a couple of weeks after sign up. The added Nectar points is a bonus too.
So, sign up was great but the true test will be when/if I need to make a claim.

7 April 2026
Rated 5 out of 5 stars

First time using pet insurance.

I’ve had pets before and never thought to insure them and I ended up paying out a lot of money for various treatments so when I got a voucher at Sainsburys I thought I’d investigate, the process was very easy to follow and the premiums were very reasonable so for peace of mind I went ahead and did it, I would definitely recommend Sainsburys insurance.

1 May 2026
Rated 2 out of 5 stars

Unless you manage to get a pet portal, difficult to contact. No humans only chatbot

As a new customer, l had difficulty getting into the 'pet portal' the entry to which is really important if you want help or other services. Tried the chatbot. This kept referring me to the pet portal to get help which I couldn't access. There were phone numbers I was given 3 by the chatbot. I tried each and unbelievably when I phoned the lines each just went dead. I received messages telling me I ought to enter the pet portal. In frustration and thinking my application wasn't complete also wondering how difficult they would be to to contact in an emergency, I went to another company for insurance instead with no difficulty. Some days later I got a birthday message from Sainsbury for my pet and realised that I had managed to get insurance from them. Found a general number by Google and cancelled.

24 April 2026
Rated 1 out of 5 stars

Unacceptable policy increases. I have cancelled my policy.

Although the claims process was straightforward my policy this year was increased by over 120%. My dog did have a condition that required medication but the claims were reducing as the skin condition improved. The policy however did not and the renewal was over £2600 For a 3 year old dog! I did a considerable amount of research and have concluded a company whose policy is not to enforce such huge increases is the way to go despite having to pay for the existing condition.

7 May 2026
Unprompted review
Rated 1 out of 5 stars

My dog needed 3 teeth removing

My dog needed 3 teeth removing, I tried making a claim but Sains Pet Ins had the wrong email address for my vets on their system. I asked them to change it, they said that it was my job to do this on their pet portal! This was impossible because obviously I cannot access their system. My vet said they had this problem constantly with Sainsburys who seemed incapable of updating the email address. I made an official complaint and hey presto they have now rectified their error and paid my claim.

8 April 2026
Unprompted review

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