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Petgevity Reviews 

6,335
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 1,313 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the quick and efficient handling of claims, noting that the support team is always helpful and friendly during stressful situations. People also find the 24-hour online vet service and the straightforward quoting process very convenient for managing their pet care needs. Some reviewers were not happy with unexpected premium increases upon renewal and occasional long delays in claim processing times. A few consumers also mentioned difficulties when trying to get clear answers from customer support regarding their rapidly rising annual costs. However, these issues appeared alongside generally positive experiences with everyday policy management.

What people talk about most

Price

Reviewers mention ambiguous feedback about price, with many finding the initial quotes and monthly premiums... See more

Claim

Customers had ambiguous experiences with claim, reflecting a high level of disagreement. While many reviewers... See more

Service

Reviewers highlight positive aspects of service, consistently praising fast claim payouts and helpful phone... See more

Customer service

Clients share positive opinions on customer service, consistently praising the staff for being exceptionally... See more

Subscription

Users describe ambiguous interactions with subscription, reporting vastly different renewal experiences. Some... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Having Petgevity cover puts our mind at rest completely. No matter what happens with our little dog we know she will be cared for in every way. Claims are paid promptly and without any complications... See more

Rated 5 out of 5 stars

I had been with Petgevity for around 3 years. When my dog took cancer and we were doing through a difficult time they took care of everything along with our vets. Unfortunately Maddie didn't make it... See more

Rated 5 out of 5 stars

You find out how good your pet insurance is when you need to make a claim. I cannot fault how Petgevity have dealt with my claims. I had to say goodbye to one of my cats, recently and the compassion a... See more

Rated 5 out of 5 stars

My Cockapoo had a tumour in his jaw. Petgivity helped take the strain off me by dealing direct with his hospital during his illness. Once we had established Ted was covered for this illness, it was a... See more


Company details

  1. Pet Insurance Company
  2. Insurance Company

About Petgevity

Written by the company

About us

It's time pets had the support they need to live long, healthy lives – regardless of their health history. So in 2021, Petgevity made a promise to support this goal by providing the right care, the right cover and the right protection 👩‍⚕️

Pets are more than just animals… They're family, and they deserve the best chance to live a long, vibrant life, free from limitations. That's why we created Petgevity – designed to help every pet thrive, no matter their health history or age 🐶🐱

Why Petgevity?

Protect your cat or dog from just four weeks old with no upper age limit and cover for pre-existing conditions*.

It's pet insurance to suit both your pocket and your pet's individual needs.

  • A choice of vet fee limit between £1,000 and £15,000
  • Quick payment – Our claims were paid on average in 3.5 days in 2025, with an 89.68% approval rate
  • Decide if you'd like to add an excess or bill share (also known as co-payment)
  • Choose additional cover options like dental illness, travel and holiday, and missing pet cover
  • Pick and mix cover limits to suit each individual pet, all under one multi-pet policy

With Petgevity, you get more than just vet fee cover:

  • Unlimited 24/7 video calls to UK-based experts FirstVet 📲
  • Dental accident cover 🦷
  • Behavioural treatments and complementary therapy 👩‍⚕️
  • Emergency care 🏥
  • Third-party liability for dogs 🐶
‡ Our Lifetime and Lifetime Plus pet insurance have a Defaqto 5 star rating when you choose vet fees over £4K, with all optional add-ons included. Basic cover alone has a 3 star rating.

*Cover for pre-existing medical conditions is subject to acceptance on our Lifetime Plus policies. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

Reviews prior to 15th March 2025, were for this business under its former name.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.3

All reviews

(6,335)

1,241 reviews in the last 12 months

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Rated 5 out of 5 stars

Petgevity insurance for my small dog

I've not had to use my insurance and hopefully going forward I never will but if I did I am confident that the cover I have with Petgevity will make things less stressful. I have used the online vet service for advice which is a great addition if you are unsure if an issue warrants a vet visit. The price is comparable with others so I have decided to stay with Petgevity

18 July 2026
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Reply from Petgevity

Good afternoon Mary,

Thank you for taking the time to leave a review. It's pawsome to hear that you've made use of the FirstVet app, which gives pet owners unlimited advice and access to video consultations with UK-registered vets.

FirstVet is available to all Petgevity policyholders once their cover has started. The service can provide advice, treatment recommendations, and referrals to a local vet practice if needed. In addition, pet owners can access 30-minute "first aid" behavioural consultations with qualified Clinical Animal Behaviourists.

We're delighted that you're benefiting from this valuable service and appreciate you sharing your experience.
Thank you for being part of the Petgevity pack!

Kind regards,
Michele.

Rated 3 out of 5 stars

I missed the renewal payment because…

I missed the renewal payment because Petgevity did not send me a notification that this was due

18 July 2026
Petgevity logo

Reply from Petgevity

Good afternoon Chris,

Thank you for taking the time to leave a review.

I am sorry to hear that you did not receive your renewal quote. Renewal invitations are usually sent at least 21 days before the renewal date. I have contacted the relevant department to check whether the renewal documents were issued and will review this further. In some cases, these emails can be filtered into spam or junk folders.

I can see that you have since spoken with one of our agents and that your policy is now active. Thank you for choosing to insure Frank with us for another year. We truly value your continued custom and look forward to providing cover for you and Frank in the year ahead

Kind regards,
Michele.

Rated 5 out of 5 stars

Probably the best pet insurance I've had

Have had pet insurance with many companies over the years and this one is by far the best experience all round. Sufficient cover for a pup with allergies and really well priced. Barely increases each year and so easy to deal with

18 July 2026
Rated 2 out of 5 stars

I took out cover for my cat as they…

I took out cover for my cat as they said on the proposal that he was covered for an existing condition, wasn't cheap but nonetheless wanted him covered for it, upon reading the policy he actually wasn't covered! I called to question this and he was not covered so I cancelled the policy same day, fair play they refunded all the money no questions

2 July 2026
Petgevity logo

Reply from Petgevity

Dear Neil,

Thank you for taking the time to leave your review.

We're sorry to hear that you feel our coverage did not meet your expectations regarding pre-existing conditions.

We look at providing pre-existing medical cover, but like most insurance providers we need to go through a quote to establish what level of cover we can offer. Each pets medical situation is unique, and has a different level of seriousness.

After you have declared the conditions on your quote it states whether the pre-existing medical can be covered by us. We try to make it as clear as possible so that you can see this on your quote before proceeding to purchase. On this occasion your pets medical unfortunately declined, and we were not able to include this.

We are happy to hear that the cancellation process was quick and simple, and you are more than welcome to get a quote with us again in the future!


Kind regards,
Kayleigh

Rated 5 out of 5 stars

Positive Experience on peripheries

Although I have thankfully not found it necessary to make any claims within the last 12 months, so am unable to comment on the most important element of the policy, in respect of cost and renewal my experience has been trouble free and efficient.

16 July 2026
Rated 2 out of 5 stars

My online quote failed

My online quote when retrieved same day could not be confirmed on the website as the payment page would continually loop back even after verify code was entered. I then tried the live chat who suggested I cleared all cookies which just logged me out of the chat session. Then I tried to requote after all cookies cleared only to encounter the same problems. Finally after 45 minutes on the phone the very helpful agent managed to retrieve & confirm the quote even with a very small reduction of the premium. I just hope any claim process is not so fraught in the future. Time will tell but the lifetime existing conditions quote was a decent saving from my existing cover which had skyrocketed under LV after 10 years. Fingers x

15 July 2026
Petgevity logo

Reply from Petgevity

Good afternoon Brenton,

Thank you for taking the time to leave a review.

I am sorry to hear that your quote process did not run smoothly for you regarding the verification code. When making an online payment, banks may require a verification code to confirm your identity. This is part of a security measure to protect your account from fraud. However, I appreciated this may have been frustrating when trying to purchase your quote with us.

We are happy to hear that an agent retrieved your quote, and you have now been able to take out a policy for your pet's. Thank you for choosing to insure with us, and we welcome you to the Petgevity pack,

Kind regards,
Michele.

Rated 5 out of 5 stars

Having Petbevity cover puts our mind at…

Having Petgevity cover puts our mind at rest completely. No matter what happens with our little dog we know she will be cared for in every way.
Claims are paid promptly and without any complications and they have the best staffing team at their customer centre (especially Pria who is so helpful and professional) Thank you!

15 July 2026

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