Four Reviews 1,499

Great way to shop! Easy and convenient!!

What’s with the spending power amount now? I pays my account on time and has a 2500 credit limit.For example… I wanted to purchase a item on eBay or Walmart which I just tried to do for 359 and it only give me 200 dollars to work with .. like how is that when my balance it’s up to date and my credit limit is high .. don’t like this new deal with this spending limit .. it makes you limited to buy anything now .

Never received my order from Walmart because it was cancelled for whatever reason I don’t know and I’m tired of trying to find out because you all will never respond to my emails this site is a total SCAM DON’T USE IT and I still haven’t received my REFUND!!!!!

Garbage
Tells you you have $400 available. Go to put $250 order in cart. Try to spend. “Oh no we cannot approve” blah blah go f yourself

Thank you four. You guys been great as I use you lot, meaning a lot and the thing I ont li is the new spending power tool. I liked the Old way better where you could shop and go check out with up to the amount that was available credit limit. This new spending power it tells you before it you enter the store and that if it lets you enter if it gives you any buying power or not. Overall like I said I use you a lot and that would b the only down fall is not being able to shop and for us customer that are good customer that pay off early and pay on time and still get no buying power it get upsetting that we all just move on but we give you a Chen to show us that it I’ll change.

man this company is bullcrap. I complete several offers, no hitches. i pad for the + app and make one cheap order while it shows i have 1880 avail and five to spend, and i have been denied ever since. I want the Bbb involved. misleading. i been using this crap for almost a year. I started with 500 avail. now 1900 that tells me i have 0 avail when i try to shop. i purposely paid off an installlment i recently started all but on payment on the only installment left. 26 dollars and im back to clear. I sure there many more. no love people. take weeks to reply. and tried to justify it as if they are a credit company. I said even if my credit goes bad, the creditors that i stay in good standing with don’t penalize you if you have not done them wrong. what a crock!

Four makes it easy and convenient! Thanks Four!

This app is absolutely terrible. I was approved for $900 but the app only let me get $100 worth of things. I put in my bank account information to get a higher limit thinking it made a difference and it did not, and when I asked to have my bank account information removed and to keep my debit card to pay for things, they will not answer my messages. Customer service does not exist in this app. Once I pay off a few things I got, I will be deleting this app as soon as possible.

Approved for $2,000 limit but initially could only spend $100 at a time. I've been using this app for 9 months and in that time I've returned 15+ items in which they've gotten the refund but they never refunded my payments I've paid into those returned items. They have no active number to call to speak with an actual person and they're terrible with responding to emails that are about money your owed. After looking into my bank statements and realizing this I've sent them multiple emails with no response. Scam!!!! If anyone out there has made a return check your bank account as well. Use at your own risk.

I tried to place an order with Four at Macy's. Macy's declined the order, however Four has charged my bank account and even has sent me a schedule of payments for this order that did not happen. I have emailed Four as they do not have a customer service phone number listed. That should have been my first clue. I despise having to via email correspondence to something as important as this. I guess I will have to order a new bank card as I am not going to pay $48.00 for nothing to a company that obviously has no problem charging me and I see the reviews where they charged other people for an order that does not exist. I assume if they do this to me and others what are they doing thinking they are going to get rich off us. Well there are laws against this and I do believe that being incarcerated may be an option for Four if they continue down this road of service.
Pamela D. Shannon
Oklahoma

Terrible app and customer service to fix issues is non existence. Charged for items I didn’t receive. Canceling after figuring account out to pay off balance. If you can’t reach someone to fix issues involving money, it’s not to be trusted. App has broken trust. Will not be using again.

The Pay with Four App is very simple to use and they give you a different credit card number to use. They also allowed me to have a credit line and make payments on my purchase with different retailer all together and again it was very easy to use.

Don't trust this app!! I placed an order, never received it and Amazon has no record of my purchase. There is no tracking information and you get the runaround if customer service responds. I tried to remove my debit card information and was told I couldn't because I had a late fee...I have $15 in late fees for a payment 2 days late on an order I've never received. They've gotten 3 of my 4 payments and I've received nothing. Scammers and thieves!!

Luv using the four app, it's very convenient n comes in handy at a blink of an eye. Very affordable for low income participants. I don't think I can go without my Four app thanks a bunch. My 2nd year using this app looking for more to come. Thanks Paywfour!

What the h? It says there is an order with the merchant and my credit card was charged but there is no order! Now I am out money and no item! Impossible to get in touch with them. Scam!

2 weeks ago they gave me a card that wouldn’t work with macys and so the order never went through but they still charged me. Haven’t received a refund and unable to reach anyone

FOUR maid Christmas possible in 2024 for some distant family members that’s not getting anything this year from anybody else but me thank you. Happy holidays. 🤶🏽🎄✝️

They keep charging me for things I’ve never ordered! This is outrageous and then you can’t reach anyone. They are bankrupting me during the holidays.

Im highly pissed recently this week Four has not aloud me to make an purchase and I have a spending límit pver 1000 dollars. I keep getting a message stating they can’t approve my order I only have 0 dollars and that’s not true. I either can get my account fixed asap or I will be deleting my account.

Y’all are awesome! I was so worried about being able to get my kids Christmas presents and because of FOUR that has become possible. I’m so grateful. Thank God y’all do what you do.