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PayStream Reviews 

5,233
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,052 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the supportive staff and knowledgeable agents for explaining financial processes clearly and making the entire onboarding journey completely straightforward. Reviewers also highlight the highly responsive customer service teams and efficient online portal tools that make managing daily tasks simple and stress-free. Furthermore, people appreciate the dedication shown during annual reviews and welcome calls, noting that representatives always go above and beyond. However, some reviewers noted difficulties when dealing with complex payroll queries, unexpected tax code issues, or non-standard financial arrangements. A few people also experienced communication gaps and felt unsupported by customer care when attempting to resolve specific expense reimbursements.

What people talk about most

Staff

Customers expressed great satisfaction with the staff, frequently highlighting their polite, helpful, and... See more

Service

People report positive experiences with service, highlighting that the support team provides responsive,... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting attentive, polite, and... See more

User experience

Consumers find user experience to be positive, highlighting a smooth onboarding process and highly supportive... See more

Response time

Customers consistently note positive experiences with response time, frequently praising the team for... See more

Reviews shaping this summary

Rated 5 out of 5 stars

All engagement with the team is useful, any questions I have are answered at a level I understand. Their advice is always excellent and understandable. I just had a an hour call with Michael and he w... See more

Company replied

Rated 5 out of 5 stars

Sam provided outstanding support at the Paystream Helpdesk. From the moment I reached out, they were patient, courteous, and genuinely committed to helping me. They explained everything clearly and en... See more

Company replied

Rated 5 out of 5 stars

I can thoroughly recommend PayStream, having been with them a few times. They explain everything clearly & simply, their communication is great and customer service absolutely top notch. If I ever h... See more

Company replied

Rated 5 out of 5 stars

I spoke with Alex at Paystream today. He was very knowledgeable and patient on the call and went through things clearly, particularly as I am new to contracting processes. He was able to answer all my... See more

Company replied


Company details

  1. Accounting Firm
  2. also in
  3. Accountant
  4. Payroll Service
  5. Tax Advisor
  6. Tax Preparation
  7. Tax Preparation Service

About PayStream

Written by the company

We’re a leading umbrella company and provider of accountancy, tax, candidate screening and international payroll services services to both contractors and recruitment agencies. From the moment you sign up, you can expect nothing less than outstanding service, sound advice and straight-talking answers to your questions from a company that's run by qualified accountants.

Here are ten reasons why choosing PayStream makes Perfect Sense to contractors…

1. Brilliant customer service matters to us. A lot. We're proud to be fully accredited by Customer Service Excellence - the most reputable body in the field - as well as other key industry bodies like APSCo and FCSA. We've also been voted Best Umbrella Company (three times overall), Best Contractor Accountancy (five times overall), Best Verification & Screening Provider (two times overall for our Candidate Screening service) and Best Contractor Innovation (for our IR35 Comply review service) in The Contracting Awards over the years.

2. We're run by qualified accountants, meaning we're are always on top of industry legislation changes, ensuring that you are in the right service for your circumstance.

3. We've created our own suite of slick, efficient and user-friendly online tools that have been designed to make your life easier, and are constantly being updated by our in-house development team.

4. Our hand-picked team of experts have over 30 years' experience at the height of the legal and accountancy professions. We work relentlessly to stay at the top of our game, keeping up to date with legislation and working with our advisors and HMRC to ensure you get the best and most compliant solutions in the market.

5. Our contractors benefit from special access to our employee reward scheme, with over 2000 offers that aren't publicly available.

6. Unlike many umbrella companies, we're here to stay - with a highly motivated workforce of over 250 and counting. Our umbrella employees can also take advantage of our salary sacrifice scheme, saving them £100s each month in both PAYE and NI contributions whilst growing their private pension.

7. We offer every type of accounting and payroll service you'll ever need as a contractor. So you can keep your pay hassle-free however your career develops.

8. Whatever your industry - IT, education, construction, you name it - we've got the experience and know how to guide you.

PayStream

Written by the company

Voted the UK's Best Umbrella Company & Contractor Accountant
PayStream have been named both the UK's Best Umbrella Company & Contractor Accountant by an independent panel of judges at The Contracting Awards. Our aim, as a business, is to be the best provider of accountancy and payroll services in our market and these awards are proof that we are well on the way to achieving our goal.

Contact info

4.8

Excellent

TrustScore 5 out of 5

5K reviews

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Asks customers to review

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Replied to 95% of negative reviews

Typically replies within 48 hours

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4.8

All reviews

(5,233)

1,041 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Kirsty Was Great 👌

Kirsty was great! Very profressional, spoke with a clear tone & was very knowledgeable in terms of answering the questions I had. Many thanks

28 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Thank you Tunde, we are so pleased to hear the team has been so knowledgeable and professional and will be sure to pass on your kind words.

- The PayStream Team.

Rated 1 out of 5 stars

As per the other 1-star review

As per the other 1-star review, Paystream seem incapable of processing anything else other than standard payroll. Their biggest failing is the reimbursement of legitimate expenses, as per HMRC guidelines, by creating T&C's undisclosed and prohibitive limits over and above those of the HMRC. Furthermore, to-date they have not reimbursed my client for the denied expenses pre-paid by my client.
The communication is also non-existent, requiring contact from me to query shortfalls in multiple expected expenses reimbursements.

26 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Hi Phil, we’re sorry to read your review. At PayStream, we pride ourselves on being a fully compliant umbrella company, and as such, there are certain policies that PayStream have put into place to ensure that HMRC guidance is being followed in regards to processing expenses.

We understand a Contractor Care team leader has tried to contact you regarding your review and to resolve any issues you may have experienced. If there is any further assistance you do require with this, please do not hesitate to get back in touch with them directly.

- The PayStream Team.

Rated 5 out of 5 stars

Jordan was amazing

Jordan was amazing! Really helpful and supportive.

22 September 2026
PayStream logo

Reply from PayStream

Thank you for the 5 stars, we really appreciate the kind words about the team and will be sure to pass them on!

- The PayStream Team.

Rated 5 out of 5 stars

Very clear and active communication

Very clear and active communication. Has been a great experience so far.

23 September 2026
PayStream logo

Reply from PayStream

Thank you for the excellent review, we are so pleased to hear how great your experience has been with our umbrella company.

- The PayStream Team.

Rated 5 out of 5 stars

Great clear communication

Great clear communication, offered a-lot of guidance and support when required. very friendly staff.

25 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Thank you for the excellent review Tyler, we are so happy to hear how clear and friendly the team has been.

- The PayStream Team.

Rated 4 out of 5 stars

Speaking to the welcome team

Speaking to the welcome team, all point were clearly explained and the only issue I had was clarified, so a seamless and straightforward call.

25 September 2026
PayStream logo

Reply from PayStream

Thank you Stuart, we really appreciate the great review.

- The PayStream Team.

Rated 5 out of 5 stars

Great team at Paystream

We've been working with Paystream for many years and they've always been fantastic, they fill us and the contractors with complete confidence in a really important and what could be a stressful process. Jack Gallimore always gives us amazing advice and solves any issues we have with clients and contractors, we will continue to use Paystream and would reccommend them and Jack to anyone.

3 September 2026
Unprompted review
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Reply from PayStream

Thank you Louis, we really appreciate the excellent review, it's fantastic to hear how great your experience has been and will be sure to pass on your kind words.

- The PayStream Team.

Rated 5 out of 5 stars

Payment the same day, sometimes within hours of a timesheet

On the very odd occasion a time sheet is sent in late on a Friday by a contractor who is still hopeful of payment that day, Paystream pull out all the stops to create an invoice for our recruitment agency, and pay the contractor that day, which can be as late as 7pm but they get them paid. This is so helpful for all parties, and really good to know if ever needed. I wont shout it from the roof tops here as we would prefer our contractors send their timesheet Monday not 4pm on a Friday, but if they do, we know we can rely on Paystream payments team to pull out all the stops to pay them the same day, and in some cases within hours. Thank you for the wonderful service, Dianne :-)

18 September 2026
Unprompted review
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Reply from PayStream

Thank you Dianne, we really appreciate the 5 stars and are so pleased to hear the excellent feedback and kind words.

- The PayStream Team.

Rated 5 out of 5 stars

Kayleigh C is an asset to PayStream

Kayleigh C was polite, professional with a good telephone manner. She explained everything very clearly, asking if things were understood before moving on She clearly knew what she was talking about which gave me confidence in PayStream that I will be well looked after. The customer service phone call was above my expectations.

23 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Thank you Neil, it's great to hear how polite and professional the team has been. We really appreciate the kind words and will be sure to pass them on to the rest of the team.

- The PayStream Team.

Rated 5 out of 5 stars

All staff I dealt with were polite

All staff I dealt with were polite, and clearly new their jobs well.

22 September 2026
PayStream logo

Reply from PayStream

Thank you Robert, we really appreciate the excellent review and are so happy to hear how great the team has been.

- The PayStream team.

Rated 5 out of 5 stars

Acted so promptly and fast

Acted so promptly and fast. Very patient too.

23 September 2026
PayStream logo

Reply from PayStream

Thank you for the 5 stars, we really appreciate the excellent review.

- The PayStream Team.

Rated 5 out of 5 stars

Friendly and flexible

Sam was friendly, conversational and wasn't thrown when I dotted back and forth and asked questions about P45s, P60s and tax codes.

23 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Thank you James, we really appreciate the kind words and will be sure to pass them on to the rest of the team.

- The PayStream Team.

Rated 5 out of 5 stars

The agent was polite

The agent was polite, efficient and answered my questions clearly. Can't ask for much more

23 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Thank you Richard, we are so happy to hear how efficient and polite the team has been.

- The PayStream Team.

Rated 5 out of 5 stars

Excellent support for someone new to contracting

I’m new to contracting and to working through an umbrella company, so there was quite a lot for me to understand at the beginning. My experience with PayStream so far has been really positive. Everything has been handled quickly and efficiently, with clear communication throughout.

Sam and Tyrell have both been fantastic: friendly, knowledgeable, responsive and genuinely helpful. They’ve taken the time to answer my questions and explain things clearly without overcomplicating them, which has made the whole process much easier to navigate as someone completely new to contracting.

I’ve felt well supported throughout the onboarding process and would definitely recommend PayStream, particularly to anyone starting out as a contractor for the first time.

23 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Thank you for the excellent review, we are so pleased to hear how positive, efficient and friendly the team has been. We really appreciate the positive feedback.

- The PayStream team.

Rated 5 out of 5 stars

Friendly straight to the point and…

Friendly straight to the point and helpful

23 September 2026
PayStream logo

Reply from PayStream

Thank you for the excellent review, we are so pleased to hear how friendly and helpful the team has been.

- The PayStream Team.

Rated 1 out of 5 stars

Avoid them like a plague


Your data is confused with and shared with others, they create unnecessary data and profile. So easy to have you ID stolen via these jokers.

No idea what GDPR is, nor do they have an officer for this ( a legal requirement).

22 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Hi Consumer Queen, we’re sorry to read your review. At PayStream, we pride ourselves on being a fully compliant company, this includes having rigid security checks in place to ensure our umbrella employees and accountancy service contractors information is protected and secure. We do take all of our reviews seriously, both positive and negative as this allows us to continuously improve. That being said, to be able to look into your comments in further detail, please can you respond to our Trustpilot request for further information?

- The PayStream Team.

Rated 5 out of 5 stars

Very well spoken and patient

Very well spoken and patient, answered all my questions.
Very professional.

22 September 2026
PayStream logo

Reply from PayStream

Thank you Jon, we really appreciate the excellent review and are pleased to hear how patient and professional the team has been.

- The PayStream Team.

Rated 1 out of 5 stars

Sharp practice on salary sacrifice pension

I have graded Paystream only 1 star. Using Paystream as my umbrella company, I recently asked them to pay an element of my earnings into my private pension scheme under the salary sacrifice scheme. This was all set up efficiently and I read and signed the relevant terms and conditions.
When I received my payslip, I discovered that Paystream had retained 25% of the employers national insurance saved for themselves, in addition to the standard payroll processing fee.
I questioned this on the grounds that:
- there was nothing in the salary sacrifice terms and conditions to state this was their policy; and
- the employers national insurance saving isn't really theirs to take - whilst legally I am an employee of Paystream, I fund all of my employment taxes through my day rate, in reality Paystream are engaged to provide a payroll service. The national insurance saving, whilst it may be legally an employer saving, in the case of an umbrella company is not morally theirs to keep.
Paystream did offer a gesture of goodwill to revise my payslip to exclude the salary sacrifice payment - but this meant I got none of the employers NI saving - so was worse off than before. Needless to say, I declined this offer.
In summary, I would urge extreme caution in dealing with Paystream based on this experience. The terms and conditions are at best misleading and the policy of retaining money which isn't morally theirs is underhand.

21 September 2026
Unprompted review
PayStream logo

Reply from PayStream

Hi Tim, we're sorry to read your review however in order for us to look into this in more detail please can you respond to the request from Trustpilot to provide more information.

- The PayStream Team.

Rated 5 out of 5 stars

Very efficient and responsive

Very efficient and responsive. A great service any thanks

10 September 2026
PayStream logo

Reply from PayStream

Thank you for the excellent review, we really appreciate the 5 star feedback.

- The PayStream Team.

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