pay.com.au Reviews 515

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 314 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, positive attitude, and extensive knowledge, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting its responsiveness, efficiency, and personalized approach. The service itself is often described as reliable, easy to use, and effective in streamlining payments, with many appreciating the ability to earn rewards points. However, some people were dissatisfied with the payment processing times, mentioning that transactions could take too long, sometimes over 24 hours or even several days, which they felt was inconvenient, especially for time-sensitive payments like wages. A few other people also felt that the cost for earning points was too high compared to the value received.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. While some customers appreciate the ease of use, the... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the platform easy to use, even... See more

Staff

Consumers consistently express satisfaction with the staff. Reviewers highlight the helpfulness, patience,... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness and efficiency... See more

Service

Customers consistently note positive experiences with service, highlighting outstanding support, efficiency,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

“Thisun has been a delight to work with. From our first Teams meeting where he explained how PayID works, right through to helping me actually use it, his support has been outstanding. I have been abl... See more

Company replied

Rated 5 out of 5 stars

We have been using pay.com.au for over 3 years. Their processing times have improved and we now see next day payments. Their redemption options are superior to any other similar provider. Never had an... See more

Company replied

Rated 5 out of 5 stars

As a building company, we’ve found Pay.com.au extremely helpful in streamlining our payments and managing project-related expenses. The platform has made things much easier and more efficient for... See more

Company replied

Rated 5 out of 5 stars

we've been using Pay.com.au to pay the ATO and other business invoices so we can earn credit card reward points. The platform is straightforward and reliable and easy to use. The customer support team... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution
  3. Money Transfer Service

Written by the company

pay.com.au is Australia’s leading B2B payment and rewards platform, empowering small and medium-sized businesses to turn every transaction into a rewarding experience. Designed with Australian SMEs in mind—from construction and legal firms to retail and financial services—pay.com.au helps business owners earn valuable rewards on payments that traditionally don’t earn points, including supplier invoices, BAS, payroll, and even government charges. The platform offers unmatched flexibility and control, allowing users to pay by card or bank transfer, automate recurring payments, manage multiple accounts and users, and integrate seamlessly with Xero. With secure, passkey-enabled logins and ISO 27001-certified data protection, pay.com.au ensures peace of mind for every transaction. What truly sets pay.com.au apart is PayRewards—a flexible, business-focused rewards program that offers points on every eligible payment. These points can be transferred to top-tier travel partners like Qantas, Singapore Airlines, and Velocity, or redeemed for gift cards, invoices, and more. At its core, pay.com.au makes paying bills not just easy and secure—but exciting. It’s the smarter, more rewarding way to manage business finances and unlock a world of value, every time you pay.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

515 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 77% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Andrew Miceli was an amazing help and…

Andrew Miceli was an amazing help and guided me through the process on how to redeem our pay rewards with clear and patient communications.

Absolute legend!

8 April 2026
pay.com.au logo

Reply from pay.com.au

Hi Jesse,

Thanks so much for the great feedback. We’re really glad you had a positive experience and appreciate you taking the time to share it.

– The pay.com.au team

Rated 5 out of 5 stars

Claire was awesome!!!

Claire was awesome, lovely, friendly, had a good laugh
A+++

3 April 2026
pay.com.au logo

Reply from pay.com.au

Hi Steve,

So glad to hear this! Thanks for taking the time to leave a review, it really means a lot to our team.

– The pay.com.au team

Rated 2 out of 5 stars

No one fix my problem

No one fix my problem, and transfer payment too slow

19 March 2026
pay.com.au logo

Reply from pay.com.au

Hi Xusheng,

Thanks for taking the time to share your feedback.

We know how important timely payments are, and we want you to feel confident about how funds move through the system. You can find a full breakdown of our current processing timelines here: https://help.pay.com.au/payment-processing-timelines/

If you ever need a payment to move faster, we’ve recently introduced PayID, where eligible payments made before 2pm will now reach your payee on the same day.

Let us know if you have any questions, we're here to help!

– The pay.com.au team

Rated 5 out of 5 stars

Great experience overall

Great experience overall. The process was a bit complex, but the team stayed persistent and managed to locate the funds and refund the full amount. We really appreciate the effort and support throughout.

20 March 2026
Rated 1 out of 5 stars

It takes ages for my contractors to get…

It takes ages for my contractors to get their payment

14 March 2026
pay.com.au logo

Reply from pay.com.au

Hi there,

We're sorry to hear about your experience and understand how crucial timely payments are for your business.

As part of our compliance process, we requested an invoice that wasn't supplied on the day it was requested, resulting in a delayed remittance of your payments. Once we received the documentation, your two payments were processed and remitted the next business day per our standard credit card processing times.

We apologise for any inconvenience and appreciate your understanding.

– The pay.com.au team

Rated 1 out of 5 stars

DO NOT USE!!!!

DO NOT USE!!!!

SCAM SCAM SCAM!!
They'll approve your accounts, you will send money and then they will cancel your account without a reason and keep your money!!!

Scam service!

Save your money and DO NOT USE!!

14 March 2026
pay.com.au logo

Reply from pay.com.au

Hi there,

We're sorry to hear about your frustrating experience. We've already provided you with a full explanation regarding the timeline for returning your funds in full to your original payment method.

pay.com.au is a trusted payments and rewards platform in Australia, and we're committed to helping our customers use our services securely and confidently.

-The pay.com.au team.

Rated 5 out of 5 stars

• Seamless Payments with AMEX – A Must for Businesses


We’ve been using Pay.com.au and it’s been a game changer for our operations.

The ability to pay any supplier, creditor, or bill using AMEX—even when they don’t accept it—is incredibly powerful. In Australia, that’s a massive limitation, and Pay.com.au solves it perfectly.

It’s simple, efficient, and gives us much better control over cash flow and rewards.

Highly recommend this platform to any business owner.

18 March 2026
Rated 5 out of 5 stars

Fantastic response times

Fantastic response times, smart people, considered and proactive thinking. They find solutions, deals and make it work - as if they were standing in the customer’s shoes. So rare these days. If all Australian businesses were run like this it would be an amazing place!

16 March 2026
Rated 2 out of 5 stars
pay.com.au logo

Reply from pay.com.au

Hi Chih-kuo

Thank you for taking the time to share your feedback.

We understand how important timely payments are, and we want you to feel confident about how your funds move through our system. Please note that we process payments on business days. For a detailed breakdown of our current processing timelines, you can visit: https://help.pay.com.au/hc/en-au/articles/14199563607567-Payment-processing-timelines

If you ever need a payment to move faster, we’ve recently introduced PayID-eligible payments made before 2pm will reach your payee on the same day.

If you have any questions, we're always here to help!

-The pay.com.au team

Rated 5 out of 5 stars

Human experience appreciated!

Brendon has helped make sense of the pay platform for me which I’m so thankful for! He’s been super responsive via text and on the phone. Kinda hard to believe there’s an actual human helping with this site education but that’s one of the reasons I’ve decided to use it! Thanks for your help Brendon!

17 March 2026
Unprompted review
Rated 2 out of 5 stars
pay.com.au logo

Reply from pay.com.au

Hi Bill,

We’re sorry to hear this and appreciate you sharing your feedback. The value of points can vary depending on how they’re redeemed, and we’d like the opportunity to review this with you directly. Our team will be in touch.

– The pay.com.au team

Rated 5 out of 5 stars

Great support and knowledgeable

Spoke to Pietro. I had so many questions. He was so patient and answered every single one. Then I had more and he continued to help me throughout the whole time. He was very knowledgeable. Great customer service

11 March 2026

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