Bank OZK Reviews 

Worst customer service OZK Ellijay GA!
I was scammed out of 10s of thousands of dollars. I withdrew large amounts (trying to save my money) from 2 Ellijay branches in one day!!
I was completely out of my mind under duress from fear.
In this climate of people being scammed, OZK needs to have policies in place, and training to recognize glaring signs. Too much to write, but I will say that within 30 minutes at my new bank, the banker shared several customer service techniques used to try to understand the huge withdrawals.
No respect for OZK... stay away.

Be careful when doing business with OZK. For OnLine Loan Payments, they use third-party service providers. The third parties may or may not have been provided the correct information which can result in penalties that go back to OZK. THIS IS A VERY SLIMY WAY FOR THE BANK TO GENERATE ADDITIONAL FEE INCOME. OZK gets around this by flashing the following message when you attempt to pay your loan from their website:
Bank OZK has no control over the information at any site hyperlinked to or from this site. Bank OZK makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlink site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification, or monitoring by Bank OZK of any information in any hyperlinked site. In no event shall Bank OZK be responsible for your use of a hyperlinked site.

Do yourself a favor and find another bank - there are plenty to choose from. This one is the worst. They mishandled an online bill payment of mine resulting in over $100 in fees. They said sorry for the inconvenience and not their problem. Outrageous!

Omg this is literally the worst bank ever. Does any one who I can call these people are literally stealing my money. And I don't know who to call to investigate them. I do not have loans with these people I don't owe anything on my accounts I get only disability at the moments yet they froze my account for no reason. I can't pay my bills or buy food to eat. And they try telling me there's no money there. Yet my app shows the funds please 🙏 if anyone knows who I can call they need to be shut down permanently

Bank OZK forced over charged insurance while I was working in good faith getting new insurance. They show NO respect and care for the clients.

Worst bank I have ever dealt with. I have an RV loan with daily interest. I called to ask why my statements alway say zero is due. I was told I didn’t have a payment due until June 2023 as I always pay extra payments to get principal down. I asked if any overpayments could be applied to principal. The way they operate makes no sense and is considered usery in my book. Now they say I owe back interest. Worst bank EVER

I have been with these folks for 21 years and I have a savings acct and a checking acct also. Today they locked both my accounts because I deposited a check for my daughterinlaw that was part of a lawsuit for sexual harassment. The check was no good and now the bank is punishing me for it. I DID NOT take the money out of the bank therefore it was still in my acct for them to take back. Now I can't pay my bills or buy food for my family. These folks are very RUDE and could care less about me. If you are looking for a bank to do business with, think about what this bank will do if they want. I have NEVER had a check to bounce or anything like that. I'm a 67 year young disabled veteran but that doesn't matter to them. I am looking for a good bank. Not bank ozk.🐣. Today I was completely cleared of any wrongdoing and now these folks that Run the east ellijay branch of bank OZK are so sweet talking and nice to me, but that won't work. I was guilty untill proven innocent. I believe in the old testament bible- AN eye for an eye. The courts will see to that. Beware of these wolves in sheep's clothing at this bank OZK🐣