The team were very helpful in working…
The team were very helpful in working out all my requirements for the novated lease.
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Our Credit Team (OCT) offers an innovative way to handle car financing process. It provides a Car Finance Application platform (Virtual Finance Manager) that allows both Car Dealers and consumers to apply for car finance through a simple, integrated system.
10 Queens Road, 3004, Melbourne, Australia
The team were very helpful in working out all my requirements for the novated lease.
Ruchanee and Junies were both excellent to deal with. Great communication and made my life so much easier - thank you both!
Ruchanee is fast, efficient and extremely lovely to deal with - makes the whole process very easy to close.
Highly recommend and will be referring to her in the future.
This program is so easy to use! User friendly and paperless! Once I put in my details, the team there started working on it! Very efficient and the best part it’s all secured!
OCT is a great application tool. It is easy to follow and user-friendly. The application can be done on the phone so can do it on the go.
Outstanding platform. Finance from home, hassle free, great rates too

Reply from Our Credit Team
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