OppLoans Reviews 

5,751
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 503 reviews, reviewers overwhelmingly had a great experience with this company. Consumers consistently describe the remarkably fast and straightforward application process when they need quick access to emergency funds. People frequently praise the incredibly helpful and knowledgeable staff members who make borrowing simple, smooth, and accessible even for those with imperfect credit scores. However, some people mentioned issues with extremely high interest rates and steep financial charges on their loans. Others also experienced frustrating communication problems, delayed responses, and unexpected processing errors regarding their accounts. A few reviewers expressed disappointment after facing unexpected denials or difficulties when attempting to refinance existing agreements.

What people talk about most

Service

Clients share satisfaction on service, frequently praising the fast funding and helpful, professional staff... See more

Payment

Users describe ambiguous interactions with payment, as some reviewers appreciate punctual withdrawals and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are great,... See more

User experience

People report positive experiences with user experience, highlighting the quick, easy, and stress-free... See more

Price

Customers consistently note ambiguous experiences with price, as many reviewers express frustration over... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was very difficult to get my loan approved. I had to send a photo of the same document seven times beforethey were satisfied. I do understand that there are rules that have to be follow. I have no... See more

Rated 5 out of 5 stars

This year if I am blessed, I’ll be 68 years old. I am a man who has worked all my life. Last year I unexpectedly fell very sick. After going to the emergency room and then a stay in the hospital.... See more

Rated 5 out of 5 stars

Please Believe me,this is the Best Loan Option out there. Fast,secure and the customer service is excellent !!! Opps Loan has the Best Rates for more money than any other lenders out there. I'm so Tha... See more

Rated 5 out of 5 stars

I have gone through OppLoans twice now and have had great experiences both times. The process is quick and thorough. Interest rate is high but when your credit is not the greatest and bills need paid... See more


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Written by the company

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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4.3

All reviews

(5,751)

466 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Timely process.

Timely process not a hassle and knowledgeable personnel. I would love to advice anyone to try opploans. They helped me out when I needed it most. Thank you opploans.

23 June 2026
Unprompted review
Rated 5 out of 5 stars

When I had given up after a large…

When I had given up after a large emergency happened concerning my grandchildren and no one would help me OppLoans helped me. Yes I have an extra bill to pay but the peace of mind to know the emergency was taken care of in the time it needed to kept me going for my grandchildren.

19 June 2026
Unprompted review
Rated 5 out of 5 stars

Satisfied customer!

What a great company takes no time easy to access easy application and immediate funds I recommend opp loans for anyone that needs a little extra cash or needs to just cover on bills or maybe for a surprise expensive!

18 June 2026
Unprompted review
Rated 1 out of 5 stars

Tricks of the Finansters

I have had a loan with these people for about 2 years. I have renewed with no issues until now. I renewed on a Friday. The previous loans payment was already scheduled on their end so it processed that night and they went ahead and renewed my loan and deposited the money that day. Well that means the old loan payment got taken out of the new loan same day I got it. I called and there is nothing they can do. Not even Skip a week like they had done in the previous renewals. That pretty shiesty. last renewal

5 June 2026
Unprompted review
Rated 1 out of 5 stars

150% interest

150% interest, payment more than I have coming in, and the first problem was that the loan offer was half of what I requested, which was not enough to do the full job. I did not accept the offer, I think they have no interest in loaning to me.

15 April 2026
Unprompted review
Rated 1 out of 5 stars

I was always a good customer

I was always a good customer, payments on time, paid off, couple different loans and now after several emails and text messages, I’ve updated personal info and work and been DENIED twice in a week, LOYALTY doesn’t matter with them. You have to have Excellent credit to be approved now. And they won’t tell you why, until you get a lame letter a few weeks later in the email. Not fare for loyalty. Will not ever refer someone.

15 June 2026
Unprompted review
Rated 5 out of 5 stars

I had a tough spot between taxes and…

I had a tough spot between taxes and payroll. They helped me out immediately. When a payroll issue occurred months later, their Refinance option came in at the exactly right time! Kept us going through the updated pay day.

12 June 2026
Unprompted review

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