Oliv Financial Reviews 19

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Loan Agency

Written by the company

Oliv Financial is a provider of fast, easy and affordable personal loans. On average, Oliv customers save hundreds of dollars each month compared to competitors. Our application process is quick and straightforward, with loan amounts available up to $10,000. Paying back your loan is easy through payments from your payroll. No late fees or prepayment penalties. We offer instant funding for our customers who need cash in their bank account in 15 minutes or less. Let us help you with your financial needs today.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Amazing!

This was such an easy and professional experience and it was all done online. I had been denied other places numerous times and I was approved with Oliv. After the documentation was submitted I received my funds that same day. It was such a positive experience! I can't thank them enough for the entire process.

2 May 2025
Unprompted review
Rated 5 out of 5 stars

Steve was great and super helpful

Steve was great and super helpful. Got approved and funded in the same day! Thank you Steve and the Oliv Team!!!

13 December 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Great to hear that we could help you out. Hope you have a wonderful holiday season and a Happy New Year!

Rated 5 out of 5 stars

Easy process

I was so nervous about going through with this loan. I called and was able to speak to someone. He answered all of my questions. I got approved and the process was so easy. Thank you!

2 December 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Thanks for the review. Glad we could help you out and answer all your questions.

Rated 5 out of 5 stars

Simple and easy got approved instantly…

Simple and easy got approved instantly and received my loan the next day. Customer service was great when I had problems with logging in. Plus low payments a month I highly recommend

30 October 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

So glad to hear it!

Rated 2 out of 5 stars

After Connecting my bank account I’m…

After Connecting my bank account I’m not sure what to do next

30 October 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Thanks for your feedback. All Oliv Financial loans require a connected payroll account during the application process. This is how we can approve more applicants at such competitive rates.

Some payroll systems, such as social security, do not support payments through payroll, so good customers are unfortunately ineligible for an Oliv loan.

We are doing our best to expand our coverage to allow everyone to be eligible, but it will take time. We regret not being able to help you in this time of need and we wish you the best of luck on your financial journey.

Rated 5 out of 5 stars

Loan Assistance

Very helpful and in assisting me with my loan!

24 October 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Thank you for choosing Oliv Financial!

Rated 5 out of 5 stars

No Paperwork!

I didn’t have to upload any docs, and it was quick to get my money

4 October 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Love to hear your application was easy. Thanks for choosing Oliv.

Rated 4 out of 5 stars

Got the loan

Got the loan. But my employer wasn’t in their system. So I had to reach out to support. My payroll provider was. Bit of a hassle, but they helped me out.

7 October 2024
Unprompted review
Rated 5 out of 5 stars

Instant Funding

It was great, funds hit my account in 15 minutes. Pretty easy process.

7 October 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Love to hear it. Thanks for the review.

Rated 4 out of 5 stars

Payroll required

They require you to connect payroll and your bank account, which is annoying. But once that was done, everything else was easy.

29 September 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Thanks for the feedback. Payroll and bank account connection allows us to approve more applicants at better rates. It also makes our application fast with no documents to upload. We're glad to hear the rest of your application was easy.

Rated 5 out of 5 stars

Easy to Setup

Connecting my payroll was so easy, and I got cash in my bank in 5 minutes.

24 September 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Glad to be of help!

Rated 5 out of 5 stars

Easy to set up and worth the savings

I got a mail from them, seemed too good to be true, but decided to try it. I had a previous high-interest loan, and these guys gave me a much better rate. The caveat is that payments come straight from my paycheck, but it was easy to set up and worth the savings. Downside is if your not in their network of employers you won't qualify. Definitely recommend giving it a shot. It worked out for me.

29 May 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Yey! Glad you replied to our mail. We try to give our customers the best rate in the market. Happy to have served you.

Rated 5 out of 5 stars

Simple and fast

Was simple process - standard information required plus employment login. Really helpful in time of need.

17 May 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Happy to have helped you in this time of need.

Rated 5 out of 5 stars

Easy overall experience

Easy overall experience. Interest rates seem significantly lower than other options I had. Would recommend.

21 May 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Thanks for the feedback and recommendation. We're happy to help good folks like you.

Rated 5 out of 5 stars

Simple application, fast funding

Needed a quick loan for a home repair and found Oliv. It was great. Quick application. Easy and got $ the next day. Would use again.

3 May 2024
Unprompted review
Oliv Financial logo

Reply from Oliv Financial

Glad we could help you get cash quickly to solve your home repair issue.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look