NRMA Insurance Reviews 1,515

TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 351 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the helpfulness and professionalism of the staff, often highlighting positive interactions with agents and roadside assistance personnel. The ability to combine online tools with human support is frequently mentioned as a positive aspect, making processes like claims and policy finalization smoother. Reviewers also found the service efficient, with some experiencing quick resolutions for claims and repairs. However, some customers expressed significant dissatisfaction with price increases, finding them excessive and lacking transparency, even for long-term members with no claim history. There are also concerns regarding customer service, with reports of difficulties in communication, unanswered questions, and issues with the claims department, including being ignored or having claims made difficult. Some people also felt stranded and unsupported during roadside assistance, and others noted that the company sometimes prioritizes its system over customer needs.

What people talk about most

Service

Consumers find service to be ambiguous, with many reviewers expressing deep disappointment and frustration,... See more

Customer service

Customers had ambiguous experiences with customer service, with some reviewers praising helpful and efficient... See more

Staff

Reviewers mention ambiguous feedback about staff, with many customers praising the helpfulness,... See more

Price

People report ambiguous experiences with price, with many expressing shock and dissatisfaction over what they... See more

Claim

Users describe ambiguous interactions with claim processes, with some customers reporting incredible... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Had great experiences with NRMA roadside assistance and telephone staff every time BUT More than 20% policy price increases year on year for comprehensive car insurance is a joke. What hap... See more

Company replied

Rated 3 out of 5 stars

Timeframes not transparent. It’s a Sneaky way of tricking customers when you have restrictions that are not in writing or advertised. Limiting the time a quote is valid for when it isn’t in writing an... See more

Company replied

Rated 5 out of 5 stars

I’ve been with NRMA for nearly 30 years. My last few calls to NRMA were answered very quickly, which I really appreciated. It was also great to speak to a real person rather than being stuck in lo... See more

Company replied

Rated 5 out of 5 stars

I’ve had my car with NRMA since 2020, just had my first ever claim and they were incredible to deal with, full repairs, hire car and the overall experience was better than I could have expected. Actua... See more

Company replied


Company details


Contact info

3.1

Average

TrustScore 3 out of 5

2K reviews

5-star
4-star
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Rated 5 out of 5 stars

Excellent service and competitive…

Excellent service and competitive pricing with flexibilty.
Solid reiliable company.

4 May 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

We're happy to hear that you had an excellent experience with our service and pricing. We appreciate you recognising our reliability and flexibility. Thank you for your review. ~Kaz

Rated 5 out of 5 stars

I recently phoned NRMA on two separate…

I recently phoned NRMA on two separate occasions to enquire about two separate insurances: i) car and 2) home. On both occasions, the support and service were outstanding. The staff were helpful, patient, knowledgeable and professional, and they made the process clear and reassuring. I greatly appreciated the quality of assistance I received and would happily rate my experience 5/5.

4 May 2026
Unprompted review
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Reply from NRMA Insurance

Hi Marilyn,
Thank you for taking the time to share your experience. We’re delighted to hear that our team provided outstanding support when assisting you with both your car and home insurance enquiries. It’s great to know the staff were helpful, patient, knowledgeable, and professional, and that they made the process clear and reassuring for you. Your 5/5 rating is truly appreciated and will be shared with the team as recognition of their great work. ~ Max

Rated 5 out of 5 stars

My experience was very positive

My experience was very positive. The staff member (Elise) was professional, patient, and easy to communicate with over the phone. They listened carefully, answered all my questions clearly, and showed a genuine willingness to help. What stood out most was their calm and friendly approach, along with their strong communication and customer service skills. The company is doing well in providing supportive and respectful service, making customers feel heard and valued throughout the interaction.

6 May 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi,
Thank you for sharing your positive experience. We’re delighted to hear that Elise provided such professional, patient, and friendly support. It’s great to know she listened carefully, communicated clearly, and made you feel heard and valued throughout your interaction. Feedback like this reinforces the importance of calm, respectful, and supportive service, and we’ll be sure to recognise Elise for her excellent work. ~ Max

Rated 5 out of 5 stars

Just a short note to say thank you to NRMA

Just a short note to say thank you to NRMA Claims staff for their thorough and efficient handling of my claim under Landlord Insurance following a recent intense storm. Not easy to separate insurance responsibilities when there was Strata and Landlord Insurers. NRMA were clear and very fair in determining what was covered. My interactions with Claims staff was caring and very pleasant and they should be recognized for doing a great job. thankyou

7 May 2026
Unprompted review
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Reply from NRMA Insurance

Hi Peter,
Thank you for taking the time to share such thoughtful feedback. We’re really pleased to hear that the NRMA Claims team handled your Landlord Insurance claim thoroughly, clearly, and fairly—especially given the complexity of separating Strata and Landlord responsibilities after the storm. Your kind words about the team’s care and professionalism mean a great deal, and we’ll be sure to pass this on so their great work is recognised. ~ Max

Rated 1 out of 5 stars

As a licenced repairer in WA i find it…

As a licenced repairer in WA i find it disgusting that NRMA can steel my customers in this case this customer has been using my services for 25 years,and now she is told by NRMA she cant use me, Perth Panel & Paint est in 1993 this is called Steering and its not legal NRMA has created their PDS with a little box that needs to be ticked if the policy holder wishes to have a choice of repairer and of coarse nobody reads that.NRMA previously tried charging PH a higher premium for a choice of repairer that was stopped when ACCC heard of it , so now the little box is their new trick !

6 May 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Robert, thank you for taking the time to share your feedback. We appreciate hearing from repairers and understand that this is a strongly held concern.
Choice of repairer is outlined in our Product Disclosure Statement, and policy cover can vary depending on the options selected at the time the policy is taken out or renewed. That said, we recognise your concerns about how this may be perceived and the impact it can have on long‑standing repairer–customer relationships.
If you believe our processes or communications did not meet expectations, we encourage you to submit a formal complaint so the matter can be reviewed thoroughly by the appropriate team. Please email;
ModelPerformance@iag.com.au
Your feedback is highly valued and helps us review and improve how we operate. Thank you for taking the time to raise this with us. ~ Max

Rated 1 out of 5 stars

NRMA DOESNT EVEN CARE ABOUT THIER CLIENTS

I had accident on 20 of march it was their client fault and i was calling them each day to see what is going on with my truck till today no one from them has been called me to give me any information about my truck and there was alot of stuff on truck that belongs to my customer that worth more than 4k and didn’t cover that making story that they need receipts for each item that has been damaged i don’t know what kind of bullshit insurance will ask something stupid like that like how would the customer will bring receipts for thier items that belong before 5 years ago I showed them all the items that has been damaged and they still doesn’t want to pay i was about to lose my job because from the time that i had the accident till 10 of may i was sitting at home i was about to lose my job because of them and they refused to pay me about those day as well what shame of they pretend as like they cares about customers that they take care of they and cover as they promised but once something happened they will keep creating stories to not pay anything and every single time u want to call each one of them will try to tell u different story so the best thing like that situation to do call your loyer and go to the court better than letting those kind of insurance to rub u i have all evidence that shows what exactly happened and all evidence of the items that has been damaged as well i will show them to my loyer tomorrow because they have been told me that they will call me soon as possible and it has been two months till today there is no response its not worth to do insurance with NRMA GUYS stop wasting your money there is alot of insurance better than these even review will not going to help with anything because the only thing they care about stealing money from people and giving promises all that is bullshit if once they hear the review that u have been complaining they will send massage as like they care do not believe that guys thats my number 0451589456 if u need guys any information iam happy to help u always like that situation loyer will fix it up for u we have right to take what is belong to me

6 May 2026
Unprompted review
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Reply from NRMA Insurance

Hi Norman, thank you for taking the time to explain what’s happened. We can understand how distressing and frustrating this experience has been, especially given the impact on your work, your customer’s property, and the lack of clarity you’ve received so far.
We’d like the opportunity to review this properly, including the claim history and the calls you’ve made, so we can understand exactly what’s occurred and ensure the matter is handled appropriately.
To help us do this securely, please send us a private message via the NRMA Insurance Facebook page using the link below:
👉 https://www.facebook.com/NRMAInsurance
When messaging us, please include your claim details and a brief summary of the issue so the team can pick it up efficiently and assist further.
~ Max

Rated 5 out of 5 stars

Ive been with Nrma for all of my…

Ive been with Nrma for all of my driving years my father has also been a customer for over 25 years the staff are fabulous friendly and always very helpful

28 April 2026
Unprompted review
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Reply from NRMA Insurance

Hi Leah, thank you so much for sharing this — it really means a lot to us. It’s wonderful to hear about your long‑standing loyalty, both yours and your father’s, and we’re glad our team has consistently been friendly, helpful, and supportive throughout your driving years. We truly appreciate your trust and kind words. ~ Max

Rated 5 out of 5 stars

Great service

Speaking to service person who was in Australia to change from one property to another was efficient, pleasant, informative, and painless. The whole process took very little time.

4 May 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Marie, thank you for taking the time to share this feedback. We’re pleased to hear the process was efficient, pleasant, and informative, and that speaking with one of our Australia‑based team members made the transition between properties smooth and easy. We really appreciate your kind words. ~ Max

Rated 5 out of 5 stars

The customer service was impeccable at…

The customer service was impeccable at the Richmond nsw branch extremely knowledgeable and any questions I had was answered I would recommend the branch

4 May 2026
Unprompted review
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Reply from NRMA Insurance

Hi Ashley, thank you for the great feedback. We’re pleased to hear you had such a positive experience at our Richmond NSW branch and that the team was knowledgeable and helpful in answering your questions. We really appreciate the recommendation and will be sure to pass your comments on to the team. ~ Max

Rated 1 out of 5 stars

Honestly horrible customer service

Honestly horrible customer service, I get that I was the other party involved, but i didn’t expect that I have to baby them on how to do their job. I had to tell them to contact the towing company just so I can get my car assessed, like come on how hard is it. Then they wanted to get another towing company involved so they could tow my completely written off car to my house (how does that even make sense). Then on top of that they wanted me to pay for the tow fees which is ridiculous because i am completely covered as i was not at fault. Then I said I don’t want to pay, when I was not at fault and she proceeded to say that means there is nothing they can do refusing to do what they are legally suppose to do when a client of theirs is at fault. I have never had such a horrible experience in my life, no compassion or care at all.

5 May 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Zali, we appreciate you bringing this to our attention. We're sorry to hear about the difficulties you experienced with the handling of your claim and the towing process. It is concerning to hear that our service did not meet your expectations, and we'll send your review to claims to improve our processes and ensure a more compassionate experience in the future. ~Kaz

Rated 5 out of 5 stars

Always helpful

Always helpful, friendly and knowledgeable with all their products to suit my needs. Both in person at a. Ranch and on the phone.

1 May 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

We appreciate you taking the time to share your positive experience. We're happy to hear that our team has consistently provided helpful and knowledgeable assistance to meet your needs. Thank you for choosing us as your insurer! ~Kaz

Rated 5 out of 5 stars

Thanks for the support of Kevin Kassmad…

Thanks for the support of Kevin Kassmad - he made updating my home insurance easy and was extremely courteous on the phone - really appreciated his help!

28 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Melissa,
Thank you for sharing your feedback. It’s great to hear that Kevin was able to make updating your home insurance straightforward and that his courteous approach made a difference. We’ll be sure to pass your kind words on to him. ~ Max

Rated 1 out of 5 stars

I called to ask a general question…

I called to ask a general question about how my mother gets a new permanent car (after she was hit by another car pulling out of being parked & wasn’t insured). It took 5 phone calls to finally get thru to ask this. The operator instead of just answering the question went on thanking me for the call & proceeded to repeat back numerous times about providing a hire car!! Instead of answering my question - how does my mother get another car with no out of pocket expenses as she wasn’t at fault.

A simple answer of NRMA covering the payout was all I wanted to know, 5 mins to give an answer yet it took 5 calls & 20 frustrating minutes.

I didn’t want a parrot repeating me just a quick answer, not hard.. worst over the phone response.

30 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi S,
Thanks for taking the time to explain what happened. We understand how frustrating that experience would have been, particularly when you were just seeking a clear, straightforward answer.
So we can review the call history and look into this properly, please send us a private message via the NRMA Insurance Facebook page using the link below:
👉 https://www.facebook.com/NRMAInsurance
When you message us, please include your details and a brief summary of the issue so the team can pick it up efficiently and assist further.
~ Max

Rated 1 out of 5 stars

They make claiming difficult &…

They make claiming difficult & cumbersome as possible, 45 minutes between being put on hold & trying to communicate with a person named Gav whose command of the English language wasn’t worth a 1 star rating . Avoiding the claim won’t help them , if your reading this & your having problems make sure you draw it to the attention of AFCA

29 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi John,
Thanks for taking the time to share your experience. We understand how frustrating it can be when a claims process doesn’t go as expected, and we’d like the opportunity to look into this further for you.
Please send us a private message via our NRMA Insurance Facebook page so we can review what’s happened and assist directly:
👉 https://www.facebook.com/NRMAInsurance
When you message us, include your details and a brief summary of the issue so the team can pick it up efficiently. ~ Max

Rated 5 out of 5 stars

I am thrilled that I rang NRMA

I am thrilled that I rang NRMA to get a quote and ended up taking out the Policy on the spot because the Policy was so comprehensive in its cover. The consultant Cheryl was amazing, so helpful, friendly and professional. My husband and I are extremely happy that we have gone with NRMA Insurance and thoroughly recommend NRMA for Insurance.

22 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Penny,
Thank you for such a wonderful review. We’re delighted to hear that you had such a positive experience and that the level of cover met your needs so well. It’s great to know Cheryl was able to support you through the process with such care and professionalism — we’ll be sure to pass your kind words on to her.
We truly appreciate your recommendation and are so pleased to have you and your husband with NRMA Insurance. ~ Max

Rated 5 out of 5 stars

Claim process was easy and caring

We have an EV car and not many insurer seem to be able to give us a quote (2025) and NRMA came in the cheapest. What impressed me though was when we have to make a claim because of chips on windscreen - we have additional windscreen cover without excess - the experience of being guided through the claim process by Kyth and then put us through to the windscreen repairer so that it is one stop shop was amazing.

28 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi David,
Thanks for sharing such great feedback. It’s fantastic to hear that NRMA was able to offer a competitive quote for your EV, and even better to know your claims experience lived up to expectations. We’re glad Kyth was able to guide you through the process and make the windscreen repair smooth and hassle‑free with the added cover — that one‑stop support is exactly what we aim for.
We really appreciate you taking the time to share your experience. ~ Max

Rated 1 out of 5 stars

I removed payment info and was still…

I removed payment info and was still was charged for comprehensive insurance.
The website wont allow you to cancel without ringing them.
"Please allow up to 15 days for your refund to be received."
This alone warrants a 1 star IMO.
Nothing takes 15days in a digital world for a policy that was cancelled before it actually started.

21 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi, thanks for letting us know what’s been going on. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://www.facebook.com/nrmainsurance/. When you message us, include your details and mention that you came from ProductReview so our team can support you as quickly as possible.
~ Max
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Rated 5 out of 5 stars

Extremely easy and clear to obtain the…

Extremely easy and clear to obtain the online quote, pricing was very reasonable. I was very happy to proceed with my second policy with NRMA.

25 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Michael, we're happy to hear that you found it easy to get a quote and that our pricing was reasonable. Thank you for choosing us again for your insurance needs! ~Kaz

Rated 5 out of 5 stars

Always helpful and easy to navigate the…

Always helpful and easy to navigate the website. Prices are always competitive 😊

23 April 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Tracy, we appreciate you taking the time to share your positive experience. We're happy to hear that you find our website helpful and our prices competitive. ~Kaz

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