Novuna Personal Finance Reviews 

6,231
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 906 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally quick and simple online application process, highlighting that approvals happen within minutes and loan agreements are very straightforward to set up. People also appreciate the user-friendly mobile app, which makes managing accounts, viewing transaction details, and tracking payment progress completely straightforward. Some reviewers were not happy with unexpected late fees, noting ongoing frustration with direct debit management and resolving account administration problems. A few customers additionally mentioned difficulties when trying to get assistance regarding faulty product purchases or communicating effectively with support teams.

What people talk about most

User experience

Consumers find user_experience to be a very positive and seamless journey from start to finish. Reviewers... See more

Service

Reviewers highlight positive aspects of service, noting that the application process is simple, quick, and... See more

Payment

Users describe ambiguous interactions with payment services, noting a split in their overall experiences. On... See more

Customer service

Clients share positive opinions on customer service, highlighting reliable support and helpful advisors. Many... See more

Application

Reviewers mention positive feedback about the app, expressing high satisfaction with its usability and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more

Company replied

Rated 5 out of 5 stars

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more

Company replied

Rated 5 out of 5 stars

All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more

Rated 5 out of 5 stars

Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more

Company replied


Company details

  1. Financial Institution

About Novuna Personal Finance

Written by the company

Need a great Personal Loan?

Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).

Who are Novuna?

A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.

We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.

We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.

We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.

That's what makes us different.


About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans

Just some of our awards

We're leaders in our field

We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.


Best Personal Loan Provider
YourMoney



Platinum Trusted Service
Feefo



Loan Provider of the Year
Moneyfacts



Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.6

All reviews

(6,231)

883 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Awful

Awful, got to soft search and then consent error codes no support. Useless

16 August 2026
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Suzanne. We're sorry to hear that you encountered error codes when progressing from the soft search stage.

We have a dedicated support team for application related queries who can investigate this further and help resolve any ongoing issues. If you're still experiencing problems, please contact them on 0343 351 9112.

Thanks

Rated 5 out of 5 stars

Worth Applying For

I’ve used Novuna Personsl Finance for numerous items. Always pleased with their service . Very easy application process with very affordable payment plans.

13 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Christine, thank you for sharing! It's great to hear that you've had a positive experience with us on multiple occasions!

Rated 1 out of 5 stars

Stay clear off this company i had a…

Stay clear off this company i had a problem with dfs and currently dealing with ombudsman regarding unfit for purposes goods it's shocking the way you put trust and your money into companies but recive no help when you are reaching out to them they don't care and pathetic and how low they go but I will make sure that I pay as I might be paying for a sofa that's nearly sitting on the floor to keep my good credit payment on time I've written it off in my head but I will not be buying from dfs and uesing this company again AVOID PLEASE

16 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi, sorry to hear you're disappointed with your purchase and experience. Unfortunately, we're unable to locate your account using the information provided, so we've sent a request through Trustpilot for some additional details. Once we receive these, we'll be happy to investigate this further and liaise with the relevant team.

Our team is always committed to supporting our customers and ensuring they're satisfied with the service they receive, so we'd welcome the opportunity to look into this for you.

Thanks

Rated 5 out of 5 stars

Easy to set up

Easy to set up, very flexible (I put a deposit down,then could choose length of finance). Quick response even on a Sunday!

11 August 2026
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Glad to hear that you've had a quick and smooth application process, thanks for sharing!

Rated 5 out of 5 stars

Excellent service

Excellent service. Always informed and updated with relevant details.

10 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Sarbjit, we're glad to hear that you've had a positive experience and been kept up to date where necessary!

Rated 4 out of 5 stars

Bought my kitchen and received interest…

Bought my kitchen and received interest free payments. The payment comes off every month. No hassle

3 March 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for the positive feedback. Glad to hear that everything is running smoothly. I hope you are enjoying the new kitchen!

Rated 5 out of 5 stars

Very good and reliable

Very good and reliable. Very welcoming 👍✔️

8 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear Martin, thank you for sharing!

Rated 5 out of 5 stars

Getting my purchase approved with…

Getting my purchase approved with Novuna Personal Finance was the easiest and best thing I have done. Their service is second to none. My loan was efficiently facilitated and I am extremely pleased I chose them and will do again in the near future.

9 March 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Nicole, we're very pleased to hear that you've had a really easy experience with us and would chose us again. Thank you for sharing!

Rated 5 out of 5 stars

Excellent service

Excellent service. Quick decision on dfs order. Thank you

7 August 2026
Novuna Personal Finance logo

Reply from Novuna Personal Finance

We're pleased to hear that you've had a positive experience with our services and had a quick decision as well. I hope you're enjoying your new purchase!

Rated 5 out of 5 stars

Fantastic

So easy to use, very helpfull thank you so much.

7 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Susan, glad you found everything easy to use.

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