Neptune Flood Reviews 

306
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 58 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently commend the staff for their exceptional helpfulness, professionalism, and extensive knowledge, often noting how employees go above and beyond to assist with inquiries and provide clear explanations. Many people highlight the remarkably quick response times, appreciating that their questions are answered promptly, and complex issues are resolved efficiently and without delay. The overall service and customer support are consistently described as excellent, making the entire experience easy, pleasant, and straightforward for consumers. Reviewers particularly value the smooth process and the personalized attention received, contributing to a highly satisfactory interaction.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, efficiency, and... See more

Response time

Clients share positive opinions on response time, with many reviewers highlighting the super-fast turnaround... See more

Service

Customers had positive experiences with service, often highlighting prompt, efficient, and professional... See more

Customer service

Consumers find customer service to be positive, with many reviewers praising the responsiveness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Connor went above and beyond to handle my Clients needs and as an Agent, I couldn't ask for better service!! Neptune is amazing for Flood Coverage and their Team is super responsive! 101 out of 10 wou... See more

Company replied

Rated 5 out of 5 stars

I spoke with many agents..I admit, I ask a lot of questions so I understand what I am buying...Plus this was a confusing transition from Palomar to Neptune via USAA with changes in coverage and to tra... See more

Company replied

Rated 5 out of 5 stars

I was shocked to see an email stating that over 1400.00 would be deducted from one of my bank accounts for a policy that does not renew until May 25th. There is no reason for a company to take such pa... See more

Company replied

Rated 5 out of 5 stars

Nicole St Williams was FABULOUS and went above and beyond to help me. She responded so quickly to my question, and then kept going with me when I had follow-up questions and difficulty getting onto t... See more

Company replied


Company details

  1. Insurance Company
  2. Insurance Agency

Written by the company

Neptune Flood is the largest private flood insurance company in the United States, offering an entirely digital quote-and-bind process. Neptune offers residential, commercial, and RCBAP products with a 2-minute quote-to-bind process, offering greater coverage limits and additional optional coverages. Flood insurance products are available in all 50 states and Washington, D.C. Neptune also offers Jumpstart parametric earthquake insurance in California, Oregon, and Washington for both residential and business customers. Neptune Flood specializes in providing flood insurance solutions for residential and commercial properties. By leveraging advanced technology, data analytics, and user-friendly online tools, Neptune Flood offers consumers and businesses a fast and efficient way to obtain flood insurance policies tailored to their needs. The company aims to simplify the insurance-buying process while offering competitive rates and comprehensive coverage options. Neptune Flood is backed by top-rated insurance carriers, ensuring that their customers receive reliable financial protection in the event of a flood. Their dedication to superior customer service, along with their cutting-edge approach to flood insurance, makes Neptune Flood a trusted and pioneering force in the industry.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

306 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(306)

62 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

This is our first flood policy

This is our first flood policy. Your agent was very helpful in structuring the account to address both our needs and the requirements from our mortgage company.

23 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review, Stanley! We're glad to hear our team was about to find you the proper flood coverage for your home.

Rated 4 out of 5 stars

Neptune is a great alternative to NFIP.

Neptune is a great alternative to NFIP.
Neptune gave us the coverage we need at an affordable price. The only reason I gave Neptune 4 rather than 5 stars is that they don't offer an AutoPay option.

19 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review and feedback, Beverly!

Rated 5 out of 5 stars

Quick and easy!

All online within minutes so quick.....

19 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review, Michelle! We're glad our quick and easy online platform helped you get the coverage you needed. Our team is here to help if you have any questions about your policy.

Rated 1 out of 5 stars

Company arbitrary changes location and…

Company arbitrary changes location and addresses of my property for both insurance policies I have.

First one - they did moved the location marker from the real location 100 feet south, so it appeard in the floodzone, and raked insurance rate +60%

Second one - they arbitrary changed the real postal address to an "apartment" in the neighbouring building.

25 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the feedback, Alex. Neptune reviews a quoted property's exact location for accuracy, which may result in a change in premium. While we do not go into specifics in public comments, you can reach out to our support team at 727-202-4815 or support@neptuneflood.com if you would like to review your policy in detail.

Rated 5 out of 5 stars

Ease of Use

Platform was very user friendly

24 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review, Morgan.

Rated 5 out of 5 stars

Happy Customer

Was able to get a great price on my flood insurance through their online system and then their customer service reached out to let me know they were available with any questions or concerns. They made it very easy and are a highly rated company for Flood Insurance.

16 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review, Linda! Our team is here if you have any questions about your policy.

Rated 5 out of 5 stars

Great team

Great team, quick response, good customer service.

5 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review, Jose.

Rated 5 out of 5 stars

Kyle was super helpfull and informative…

Kyle was super helpfull and informative . Answered all of my questions . Neptune provided the best bank for your buck

3 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the review, Michael. We're glad to hear Kyle was able to assist in getting you the proper flood coverage for your property. We're always here to answer any questions you may have in the future.

Rated 1 out of 5 stars

Would not have bought unless required…

Would not have bought unless required by mortgage agency, very expensive for the area i live

5 October 2023
Neptune Flood logo

Reply from Neptune Flood

Thank you for the feedback. Please know our team is available to review your coverage pre-inception for potential savings opportunities.

Rated 5 out of 5 stars

The agent I dealt with was very…

The agent I dealt with was very professional, responding immediately to my communications and was easy to work with to attain a fair quote for flood insurance.

5 October 2023
Neptune Flood logo

Reply from Neptune Flood

Lynn, thank you for the review! Our team is here if you have any questions about your policy.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look